BankingOn Mobile Banking Platform vs. Temenos Quantum

If you are serious about the banking sector and do not have an in-house team to develop and manage the app, then you can give it a try, they also offer a demo before actually using it. They might help to set it up, manage it, and secure it from the daily cyber attacks.

Incentivized

Improve performance while the app is in production. The init app development in planning, the testing stage is not an ideal scenario to use KDC yet.

Incentivized

• It has great user interface.
• It allows using APIs for offering better services and better connectivity.
• End users like its UI/UX so much and seem positive about using it.

Incentivized

• Cross-platform mobile development - we used this for developing the app on a native platform (which could be iOS, Android). Kony offers tools that are useful because they decrease costs and increase the speed at which apps are developed. In addition, cross-platform mobile development tools are generally quite simple to use as they are based off of the common languages for scripting, including CSS, HTML, and JavaScript. It has become easy to find resources with the skill set especially because this is based out of common languages.
• In Kony mobility platform Visualizer makes app development quick and easy. Tons of documentation online.
• Used Kony to develop an amazing app that serves our customers well. WYSIWYG interface is great for building interfaces quickly. Build and test quickly for many different targets.

Incentivized

• One has to manually request to see the demo or other samples.
• Its pricing seems too high, every credit union or small bank couldn't afford it.
• Customization is a little bit complex in my opinion.

Incentivized

• Manuals or instructions need to be streamlined with its high pricing.
• It's a very intricate platform. It only performs moderately while the app is currently in operation.

Incentivized

We evaluated variety of platforms like Xamarin, Sencha, PhoneGap. When we were initially evaluating Xamarin, it was not Microsoft and so the releases and features were not very streamlined. Also licensing was a issue with that. Sencha was a very attractive cross mobile platform but was expensive. Just for handful of developers price was high. Ours is big enterprise so licensing costs became huge. PhoneGap is based out of open source Apache Cordova project and is completely free to use, which goes some way to explain its popularity. The enterprise version boasts marketing features via Adobe’s Marketing Cloud, so when it launches it will probably be monetized. Comparing with the features platform has to offer and the price tag attached to it, we narrowed down to using Kony.

Incentivized

• It helped us to expand our reach in a short period of time.
• We received so much positive user feedback after using BankingOn.

Incentivized

• Positive on ROI. I'm constantly utilizing Kony since it's a robust tool capable of publishing.
• It also shares prototype creations of apps in a highly intuitive and customizable environment. It provides a preview of apps in real-time. Collaboration is seamless. Important functionality includes smartphone features (without any written code involved) and accessibility to a browser, maps, and SMS.
• Trying to understand the user manual can be challenging since there are way too many features available. All of them aren't really necessary for beginners. And they've yet to offer them in a "phased" approach.

Incentivized