Chime Online Banking vs. Finicity Connect

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Chime
Score 9.7 out of 10
N/A
Chime is an online banking solution from the company of the same name in San Francisco, allowing users to track account balances, daily transactions, and savings from anywhere with the Chime mobile app, and get daily balance notifications and instant transaction alerts any time for use of the included Chime Visa Debit Card.N/A
Finicity Connect
Score 8.8 out of 10
N/A
Finicity Connect, now from Mastercard, is a fintech software that aims to make the consumer permissioning process simpler and faster. Finicity Connect links to the vast majority of financial institutions, providing an open banking APIs designed to put consumers in control of their financial data for additional security.N/A
Pricing
Chime Online BankingFinicity Connect
Editions & Modules
No answers on this topic
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Offerings
Pricing Offerings
ChimeFinicity Connect
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
Chime Online BankingFinicity Connect
Best Alternatives
Chime Online BankingFinicity Connect
Small Businesses

No answers on this topic

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Medium-sized Companies

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FloQast
FloQast
Score 9.1 out of 10
Enterprises

No answers on this topic

FloQast
FloQast
Score 9.1 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
Chime Online BankingFinicity Connect
Likelihood to Recommend
1.8
(4 ratings)
10.0
(1 ratings)
Support Rating
1.0
(1 ratings)
-
(0 ratings)
User Testimonials
Chime Online BankingFinicity Connect
Likelihood to Recommend
Chime
It is very helpful for me. It is reliable and simple to use. The Sign-up process of Chime Online Banking was simple and I was able to easily set up a direct deposit and link my bank account. It keeps me updated on every purchase I do from my account. The best thing is that it's free and has no hidden charges or paycheck fees. It has a special feature called SpotMe where they will cover your overdraft in a very neat way.
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Mastercard
It's a very comprehensive and plenty of features as compared to its competitors. I like how it shorten the time it takes to verify account details, monitor balances or create verification reports easily. I like how it makes the consumer permission process super simple and intuitive and makes them fast to data needed to provide service instantly.
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Pros
Chime
  • Ease of use
  • Simple interface within the application.
  • Helpful support, when needed.
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Mastercard
  • Free access to our API endpoints.
  • Helps to connect supports the TSP protocol to secure our user credentials when accessing information from our financial institutions.
  • Integrate and connect anywhere within our web or mobile app using iFrame.
  • Connect SDK resources for both web and mobile apps.
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Cons
Chime
  • Their CC is hard to figure out.
  • Website could be streamlined.
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Mastercard
  • Some features are complicated. Needs more training.
  • The Finicity Connect API documentation is not available in all areas.
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Support Rating
Chime
When my money was stolen from my account I was told there would be an investigation between 15-45 days. They didn't investigate at all. The next day I was denied my claim after being robbed for $850.
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Mastercard
No answers on this topic
Alternatives Considered
Chime
First of all, Chime Online Banking is really the best option for new users. The User Interface and User Experience of the Chime app are really great. There are comparatively faster money transactions with Chime Online Banking and it has no fees at all. It is more reliable. It also allows you to lock your card if it is stolen or lost which is a great feature. At last, it is more rewarding than other online banking services with a great team of customer grievances.
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Mastercard
It allows our customers to grant Finicity authorisation and use of their account credentials to access their financial data. I like how it integrate Connect anywhere within our web or mobile apps using iFrame. Connect SDK resources for both web and mobile apps. Add more Security features to our clients data. The support is great for all our needs.
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Return on Investment
Chime
  • Positive ROI by way of quick and easy transactions.
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Mastercard
  • Insights into customer-focused fintech innovation.
  • Phenomenal end-users experience.
  • Highest level security for our clients data.
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ScreenShots