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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Payoneer

    Score8 out of 10
    N/APayoneer headquartered in New York offers a global payment solution enabling business to manage international payments, bill or request payments from clients, receive payments through popular marketplaces, and pay freelance workers no matter where they are.N/A

    Zoho Finance Plus

    Score8 out of 10
    N/AZoho Finance Plus is an integrated accounting suite for small businesses, featuring invoice and AP / AR management, accounting, and billing management.

    $249

    per month

    Pricing
    PayoneerZoho Finance Plus
    Editions & Modules
    No answers on this topic
    No answers on this topic
    Offerings
    Pricing Offerings
    PayoneerZoho Finance Plus
    Free Trial
    NoYes
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional DetailsThe base plan includes up to 10 seats. Additional seats can be purchased for a fee. Buyers may also get a discount for annual billing.
    More Pricing Information
    Community Pulse
    PayoneerZoho Finance Plus
    Considered Both Products
    Payoneer
    No answer on this topic
    Zoho
    No answer on this topic
    Key User Insights
    Would buy again
    59%
    Would buy again
    17 Answers
    No answers on this topic
    Delivers good value for the price
    64%
    Delivers good value for the price
    16 Answers
    No answers on this topic
    Happy with the feature set
    59%
    Happy with the feature set
    17 Answers
    No answers on this topic
    Lived up to sales and marketing promises
    48%
    Lived up to sales and marketing promises
    13 Answers
    No answers on this topic
    Implementation went as expected
    57%
    Implementation went as expected
    16 Answers
    No answers on this topic
    Features
    PayoneerZoho Finance Plus
    Payment Gateways
    Comparison of Payment Gateways features of Payoneer and Zoho Finance Plus
    Feature
    Payoneer
    1.3
    9 Ratings
    140% below category average
    Zoho Finance Plus
    -
    Ratings
    Fraud Detection2.38 Ratings00 Ratings
    API or SDK1.04 Ratings00 Ratings
    Recurring Payment Support1.16 Ratings00 Ratings
    Billing and Invoicing Support1.09 Ratings00 Ratings
    Global Support1.19 Ratings00 Ratings
    Payment Form Acceptance1.08 Ratings00 Ratings
    Security
    Comparison of Security features of Payoneer and Zoho Finance Plus
    Feature
    Payoneer
    -
    Ratings
    Zoho Finance Plus
    8.5
    1 Ratings
    4% above category average
    Single sign-on capability00 Ratings8.01 Ratings
    Role-based user permissions00 Ratings9.01 Ratings
    General Ledger and Configurable Accounting
    Comparison of General Ledger and Configurable Accounting features of Payoneer and Zoho Finance Plus
    Feature
    Payoneer
    -
    Ratings
    Zoho Finance Plus
    7.4
    1 Ratings
    3% below category average
    Accounts payable00 Ratings6.01 Ratings
    Accounts receivable00 Ratings7.01 Ratings
    Cash management00 Ratings6.01 Ratings
    Bank reconciliation00 Ratings8.01 Ratings
    Expense management00 Ratings7.01 Ratings
    Time tracking00 Ratings8.01 Ratings
    Fixed asset management00 Ratings6.01 Ratings
    Multi-currency support00 Ratings8.01 Ratings
    Multi-division support00 Ratings8.01 Ratings
    Regulations compliance00 Ratings7.01 Ratings
    Electronic tax filing00 Ratings8.01 Ratings
    Self-service portal00 Ratings7.01 Ratings
    Global Financial Support00 Ratings8.01 Ratings
    Primary and Secondary Ledgers00 Ratings7.01 Ratings
    Intercompany Accounting00 Ratings7.01 Ratings
    Localizations00 Ratings8.01 Ratings
    Journals and Reconciliations00 Ratings8.01 Ratings
    Enterprise Accounting00 Ratings9.01 Ratings
    Configurable Accounting00 Ratings8.01 Ratings
    Centralized Rules Framework00 Ratings8.01 Ratings
    Standardized Processes00 Ratings7.01 Ratings
    Inventory Management
    Comparison of Inventory Management features of Payoneer and Zoho Finance Plus
    Feature
    Payoneer
    -
    Ratings
    Zoho Finance Plus
    8.0
    1 Ratings
    9% above category average
    Inventory tracking00 Ratings8.01 Ratings
    Automatic reordering00 Ratings8.01 Ratings
    Location management00 Ratings9.01 Ratings
    Manufacturing module00 Ratings7.01 Ratings
    Best Alternatives
    PayoneerZoho Finance Plus
    Small Businesses
    Apple Pay
    Score9.1 out of 10
    QuickBooks Self-Employed (discontinued)
    Score4.2 out of 10
    Medium-sized Companies
    Amazon Pay
    Score9.5 out of 10
    MYOB
    Score8.3 out of 10
    Enterprises
    Checkout.com
    Score10 out of 10
    Microsoft Dynamics GP
    Score5.4 out of 10
    All AlternativesView all alternativesView all alternatives
    User Ratings
    PayoneerZoho Finance Plus
    Likelihood to Recommend
    1.0
    (29 ratings)
    8.0
    (1 ratings)
    Likelihood to Renew
    10.0
    (1 ratings)
    -
    (0 ratings)
    Usability
    -
    (0 ratings)
    8.0
    (1 ratings)
    Support Rating
    1.0
    (2 ratings)
    8.0
    (1 ratings)
    User Testimonials
    PayoneerZoho Finance Plus
    Likelihood to Recommend
    Payoneer
    Although the withdrawal is limited to the ACH US accounts, as they aren't real bank accounts, it's a convenient way to get paid fast from Stripe, although if there is a small fee or a chargeback as these are way in payments only, it becomes a nightmare to fix those problems. It does allow the bank accounts to be accepted with Stripe. For any kind of ACH payment to vendors, the service is way too limited, I wasn't able to pay anyone, unless I use the card to do it, as any regular card. In my experience, I think Import export, international trade transactions or high ticket items are impossible due to the small upper limits, for instance I can't use it to pay a vendor for a regular inventory of the latest iPhones(more than a million dollars for just a few items), nor to get paid by an overseas buyer(for instance my clients in Dubai), that buy these items on a daily basis, for these operations is just not suited.
    Incentivized
    Read full review
    Zoho
    It is very well suited to track the expenses which employees use in an organization and if any employees are using business accounts. It has multiple integrations with other applications and we can customize it as per our needs.
    Incentivized
    Read full review
    Pros
    Payoneer
    • It is very well accepted world wide and also accepts more than 150 currencies.
    • A decent and nominal exchange rates of currency as compared to similar platforms like PayPal.
    • I can keep track of all the transactions, payments, balance, etc using Payoneer.
    • It is because of Payoneer we can grow our business globally.
    Incentivized
    Read full review
    Zoho
    • Expense Management
    • Report Tracking
    • Integration with other application
    • Customization
    Incentivized
    Read full review
    Cons
    Payoneer
    • The process of getting payment is a little bit complex in Payoneer as compared to PayPal.
    • Receiving of payments takes a very long time and it's not instant.
    • The customer service of Payoneer is not up to the mark and it takes a very long time to resolve simple issues.
    Incentivized
    Read full review
    Zoho
    • Customer Support
    • Mobile Platform Optimization
    • Minimal GUI
    Incentivized
    Read full review
    Likelihood to Renew
    Payoneer
    Payoneer helps me a lot on my online business journey, it gave me the support and functions that I want.
    Incentivized
    Read full review
    Zoho
    No answers on this topic
    Usability
    Payoneer
    No answers on this topic
    Zoho
    We have been efficiently using this product for 2 years, so the overall experience of using the product is fairly easy and straightforward
    Incentivized
    Read full review
    Support Rating
    Payoneer
    The support is really awful. They send you generic answers, and actually don't really understand what is going on. For example, when our re-verification was stuck, support agents told me that the account is active and you can send a payment. I did that, my card was charged, but the payment was declined, because the account was not active
    Read full review
    Zoho
    I have been a user of Zoho Financial Plus for more than a year and it's been a very efficient and sophisticated tool for managing the expenses in our organization.
    Incentivized
    Read full review
    Alternatives Considered
    Payoneer
    Payoneer has outperformed them all, with speedier payments, a larger network, and international business accounts. We first tried a few different payment service providers before settling on this one, like PayPal, Payeer, and Skrill. But after all these years, Payoneer continues to provide us with the best services, features, and safety overall.
    Incentivized
    Read full review
    Zoho
    No answers on this topic
    Return on Investment
    Payoneer
    • I can receive the money from anywhere around the world, and in any currency.
    • It converts the money directly into my local currency, hence becomes easy for us to track and withdraw money from our bank accounts.
    • Sometimes customer support lacks the ability to satisfy the customer requirements.
    • Required to make two different accounts for receiving and sending money.
    Incentivized
    Read full review
    Zoho
    • Zoho Ecosystems
    • Finance Audits
    • Financial Account Management
    Incentivized
    Read full review
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