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PayU vs. Visa Acceptance Solutions (CyberSource)

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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    PayU

    Score8 out of 10
    N/APayU is a payment gateway software solution offered by payu.N/A

    Visa Acceptance Solutions (CyberSource)

    Score10 out of 10
    N/ACyberSource, acquired by Visa in 2010 and now part of Visa Acceptance Solutions, is payment technology, and includes offerings with flexible payment solutions that work across the globe.N/A
    Pricing
    PayUVisa Acceptance Solutions (CyberSource)
    Editions & Modules
    No answers on this topic
    No answers on this topic
    Offerings
    Pricing Offerings
    PayUVisa Acceptance Solutions (CyberSource)
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional DetailsContact us for pricing details.—
    More Pricing Information
    User Ratings
    PayUVisa Acceptance Solutions (CyberSource)
    Likelihood to Recommend
    9.8
    (2 ratings)
    6.5
    (8 ratings)
    User Testimonials
    PayUVisa Acceptance Solutions (CyberSource)
    Likelihood to Recommend
    payu
    Payu is extremely affordable. It is great for small businesses which are just starting out. It doesn't have a minimum orders caveat. It doesn't ask for any upfront costs or annual or monthly costs. The only cost you will ever pay is processing fee. I strongly recommend every e-commerce website must try it
    Incentivized
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    Visa
    For basic users it is probably a good fit. For connecting it's API's are straightforward and most would find it an easy connection to be made. The site overall is just not designed well. When you try to look at transactions a portion of the information is cut of without a scroll bar being added to slide to the fields you would like to see. If you need to see the data on the screen you need to make some adjustments.
    Incentivized
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    Pros
    payu
    • Collecting payment
    • Helps to collect payment in various currencies
    • The analytics are just amazing
    • It's easier to send payout to other as well using Payu
    Incentivized
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    Visa
    • They have built the connections to multiple card providers so that a retailer does not need to build the code for each one separately.
    • The decision manager product catches and stops a lot of fraud from getting through and causing a large number or chargebacks.
    • They also connect to PayPal making it easy to add them to any website as a payment method.
    Incentivized
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    Cons
    payu
    • Login options could be better for merchants
    • Sometimes payment page fails but that's normal
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    Visa
    • fees- competitive, but budget for them
    • price transparency- it's hard to know exactly what you're being charged for. We are charged a small % of each incoming payment batch, so AR reconciliation is more difficult
    • implementation- significant time and expertise required to get everything up and running smoothly
    Incentivized
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    Alternatives Considered
    payu
    Incentivized
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    Visa
    Payeezy does not provide fraud check facility and they provide JS based integration. Since client wants server side integration due to security and fraud check as well in place of using another third party for fraud. We went ahead with Cybersource
    Incentivized
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    Return on Investment
    payu
    • Our revenues have increased by at least 10%
    • Our abandoned carts have reduced by at least 15% as the failure due to payment page have reduced
    • We have a better website ranking as we get a high quality backing from Payu. This is good from SEO standpoint
    Incentivized
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    Visa
    • It has streamlined credit card processing for the whole organization
    • Provides all the info we need to locate specific transactions and address issues accordingly
    Incentivized
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    ScreenShots

    PayU Screenshots

    Screenshot of PayU’s global outreach in conjunction with its local presence and expertise eliminates possible obstacles that businesses may encounter when tapping into new markets. By understanding local regulations, we offer the best rates while catering to your customers’ local payment preferences.Screenshot of We are a forerunner in payment processing, utilizing the latest standards and technologies, to ensure payment stacks remain flexible yet fortified against fluctuations in traffic.Screenshot of Our solution’s core architecture is designed to optimize the payment flow both in the back and front ends while ensuring compliance with the highest industry and security standards.Screenshot of Let us help you achieve payment success!