SAP Card Management vs. Visa Spend Clarity

It is an incredible tool for companies with frequent travel or frequent expenses with corporate cards, companies that are seeking automation of processes, who want technology over a simple and manual expense reconciliation done in excel. Particularly helpful in markets where country tax system and needs are very strict, and invoice and receipt records are required

Incentivized

It is well suited and, I guess, is a primary role for remote or distributed teams - especially when you know a person not well to trust him in managing local costs was agreed to pay. If you work with contractors with irregular payments, it will suit you as well cause of immediate card transfer, but it may be limited by your local KYC policy. It is not typical to pay payroll costs with it because it is focused mostly on operations with virtual card balances, so it is less appropriate for it. So it works best for remote teams.

Incentivized

• Tracks Expenses
• Ease of use
• Requires approved request

Incentivized

• Visa Spend Clarity provides clear and concise spending reports that make it easy to track and monitor spending.
• The reports can be customized to show specific spending categories, merchant types, and time periods.
• Visa Spend Clarity also offers a variety of tools and resources to help cardholders manage their spending and avoid overspending.
• Helping users track their spending in real-time
• Providing budgeting tools to help users stay on track

• Modify approval flow can be hard
• Speed between card company and the app. Bank app is immediate, it can take up to a few days to have expenses reflected in SAP Card Management apps

Incentivized

• Horribly Dated Interface
• Clunky operation
• Requires 5 clicks where 1 should be sufficient
• Slow
• Worst program I have used in a decade.

SAP Card Management stacks up against the rest because of it's flexibility in use. We selected SAP Card Management because it is user friendly and helps management track spending and reports on areas where savings can be found. I recommend any SAP product they are extremely helpful and a great Return on Investment.

Incentivized

We found the results and returns with the Visa Spend Clarity were more positive than some other platforms. After researching competitors like, Data Card Wizard and Airwallex, we found the ease and comfort for our customers was more beneficial by using the Visa Spend Clarity application. The brand name helped ease the customer's concerns.

Incentivized

• Time reduction of reconciliation of expenses vs. manual process in excel
• Avoids loosing records of expenses and receipts
• Manager reports can help identify high spenders or late reporters (impacting in late fees)

Incentivized

• It is not feasible, but probably it takes 20% less time to start work with you contractor.
• Once having integrations with Uber, Booking - probably discounts accumulated with funding accounts will influence the performance.

Incentivized