Affirm vs. Klarna Checkout

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Affirm
Score 8.4 out of 10
N/A
Affirm, headquartered in San Francisco, offers their dynamic payment system for ecommerce, supporting payments broken out into installments to accommodate shopper preference.N/A
Klarna Checkout
Score 4.4 out of 10
N/A
Swedish company Klarna offers Klarna Checkout, a compliant and personalized ecommerce shopping cart solution.N/A
Pricing
AffirmKlarna Checkout
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
AffirmKlarna Checkout
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details——
More Pricing Information
Community Pulse
AffirmKlarna Checkout
Top Pros
Top Cons

No answers on this topic

Features
AffirmKlarna Checkout
Online Storefront
Comparison of Online Storefront features of Product A and Product B
Affirm
-
Ratings
Klarna Checkout
10.0
2 Ratings
25% above category average
Mobile storefront00 Ratings10.01 Ratings
Website integration00 Ratings10.02 Ratings
Online Shopping Cart
Comparison of Online Shopping Cart features of Product A and Product B
Affirm
-
Ratings
Klarna Checkout
10.0
1 Ratings
26% above category average
Checkout user experience00 Ratings10.01 Ratings
Online Payment System
Comparison of Online Payment System features of Product A and Product B
Affirm
-
Ratings
Klarna Checkout
10.0
2 Ratings
18% above category average
eCommerce security00 Ratings10.02 Ratings
eCommerce Business Management
Comparison of eCommerce Business Management features of Product A and Product B
Affirm
-
Ratings
Klarna Checkout
8.0
1 Ratings
1% above category average
Order processing00 Ratings8.01 Ratings
Best Alternatives
AffirmKlarna Checkout
Small Businesses
Apple Pay
Apple Pay
Score 9.3 out of 10
Shopify Plus
Shopify Plus
Score 9.1 out of 10
Medium-sized Companies
Apple Pay
Apple Pay
Score 9.3 out of 10
Shopify Plus
Shopify Plus
Score 9.1 out of 10
Enterprises
Adyen
Adyen
Score 8.6 out of 10
IBM Digital Commerce
IBM Digital Commerce
Score 9.0 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
AffirmKlarna Checkout
Likelihood to Recommend
8.5
(4 ratings)
10.0
(2 ratings)
Usability
10.0
(1 ratings)
-
(0 ratings)
User Testimonials
AffirmKlarna Checkout
Likelihood to Recommend
Affirm
We use Affirm with a Woocommerce/Wordpress website and there is a plugin that integrates Affirm for us. We also use a payment method plugin that limits Affirms availability only to products that they support. Generally, we have had a good experience with integration and payments from Affirm to us are consistent and timely. People finance guitars, pedals, and amplifiers and it offers us a way to reach a customer base that may not otherwise purchase from us.
Read full review
Klarna
To get a flexible set of payment options quickly provisioned on your online store, Klarna is ideal. They offer the usual payment options and also additional buy now pay later options which give the customer a full selection of choices. With Klarna you can do one integration and get access to all of these.
Read full review
Pros
Affirm
  • Easy installation.
  • Great customer service.
  • Painless pay as you go software.
Read full review
Klarna
  • Flexible payment option.
  • Easy to navigate the back end.
Read full review
Cons
Affirm
  • We haven't had any issues as of yet, we are very happy with everything.
Read full review
Klarna
  • Some Magento integration needs extra customisation
  • Account setup can take time
  • Able to configure your own offers via the dashboard
Read full review
Usability
Affirm
Easy to use, simple to integrate, especially if you are using Shopify Plus. Putting everything live and active was easy. We did have to do some simple HTML/CSS to make everything look the way that we wanted it to, but that was very easy and something that we did in house. If you can do some simple style work, you won't have any issues at all.
Read full review
Klarna
No answers on this topic
Alternatives Considered
Affirm
We have not used any payment plans before, this was the first for the company.
Read full review
Klarna
Klarna have the most advanced and comprehensive solution which includes buy now pay later.
Read full review
Return on Investment
Affirm
  • Higher average order value.
  • Mores sales.
  • Better user experience.
Read full review
Klarna
  • They take a fee, larger than other systems do, so I do lose some money there.
  • I make more sales than I would without the payment option through Klarna.
Read full review
ScreenShots