Affirm vs. Venmo for Business

We use Affirm with a Woocommerce/Wordpress website and there is a plugin that integrates Affirm for us. We also use a payment method plugin that limits Affirms availability only to products that they support. Generally, we have had a good experience with integration and payments from Affirm to us are consistent and timely. People finance guitars, pedals, and amplifiers and it offers us a way to reach a customer base that may not otherwise purchase from us.

Incentivized

I had a customer who wanted me to do his wife's birthday party. I sent him the estimate and he gave me a deposit from his Venmo account. When the party was done, he forgot to pay for a week. I reminded him with an invoice and he sent a deposit. It wasn't immediately deposited, but it [arrived the next day].

• Easy installation.
• Great customer service.
• Painless pay as you go software.

Incentivized

• Timely payout
• Ease of use
• Visibility at all times

Incentivized

• We haven't had any issues as of yet, we are very happy with everything.

Incentivized

• Take out transaction fee. They are not PayPal
• More understanding with bitcoin
• Invoicing would be a good feature

Easy to use, simple to integrate, especially if you are using Shopify Plus. Putting everything live and active was easy. We did have to do some simple HTML/CSS to make everything look the way that we wanted it to, but that was very easy and something that we did in house. If you can do some simple style work, you won't have any issues at all.

Incentivized

I find that it is very easy to use, manipulate and I've had no issues at all whenever using it for Business or even personal purposes as well. I've never received any complaints or questions on either side whenever using it as well, and have only heard others speak about it in a positive manner too.

Incentivized

We have not used any payment plans before, this was the first for the company.

Incentivized

PayPal has more work items for businesses. It has invoicing, time tracking, and marketing strategies. I could [use] PayPal to run my business like I do with QuickBooks. Affiliates with other business is crazy. Plus, they also carry debit and credit cards for business and personal purposes. Venmo is the little brother [of PayPal].

• Higher average order value.
• Mores sales.
• Better user experience.

Incentivized

• Positive impact only as it’s enhanced our effectiveness.
• No negative impact.
• Simple, easy to use and well worth the $ investment.

Incentivized