Best Payment Gateway Software 2025

Payment gateway Software helps connect eCommerce websites to the bank (merchant account) in order to process online payments and transfer sensitive credit card information securely.

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All Products(1-25 of 230)

1
Stripe Payments
Rating: 8.7 out of 10
Score
8.7 out of 10
340 Reviews and Ratings
Has Pricing
Stripe is a payment gateway software solution which supports a range of payment related needs such as subscription management and recurrent billing via Stripe Billing, integration with third party payment services via the Stripe Connect API, assistance starting an Internet business which accepts ...
2
PayPal Payments Pro
Rating: 8.1 out of 10
Score
8.1 out of 10
231 Reviews and Ratings
Has Pricing
PayPal Payments Pro is an enterprise-class ecommerce payment solution, that provides payment processing security to build a professional-grade ecommerce site. It can be configured to meet business needs and works across devices. Users can tap into over 390 million active customer accounts around ...
3
Adyen
Rating: 8.5 out of 10
Score
8.5 out of 10
38 Reviews and Ratings
Has Pricing
Adyen is a payment gateway software solution offered by Adyen.
4
Checkout.com
Rating: 8.5 out of 10
Score
8.5 out of 10
88 Reviews and Ratings
Checkout.com headquartered in London enables businesses with technology designed to make payments seamless. Checkout.com boasts the fastest, most reliable payments in more than 150 currencies, with in-country acquiring, fraud filters and reporting through one API. Checkout.com can accept all major ...
5
Apple Pay
Rating: 9 out of 10
Score
9 out of 10
87 Reviews and Ratings
Live Demo
Apple Pay is a payment gateway the vendor states gives customers an easy, secure, and private way to pay in stores, within apps, on the web, and in Business Chat.
6
PaySimple
Rating: 3 out of 10
Score
3 out of 10
18 Reviews and Ratings
Has Pricing Free Trial Live Demo
PaySimple is a payment gateway software solution offered by PaySimple.
7
GoCardless
Rating: 8.2 out of 10
Score
8.2 out of 10
19 Reviews and Ratings
Live Demo
GoCardless, from the company of the same name in San Francisco, is a recurring payments platform that integrates with the applications businesses use every day, to give businesses more visibility over payments and saving the time on tasks like payment reconciliation. The vendor states they partner ...
8
Authorize.net
Rating: 8 out of 10
Score
8 out of 10
72 Reviews and Ratings
Has Pricing
Authorize.net is a payment gateway software solution offered by Visa featuring secure data processing and fraud protection.
9
Dwolla
Rating: 8 out of 10
Score
8 out of 10
5 Reviews and Ratings
Has Pricing Free Trial
Dwolla is a payment gateway software solution offered by Dwolla.
10
Amazon Pay
Rating: 7.1 out of 10
Score
7.1 out of 10
59 Reviews and Ratings
Amazon Pay is a payment and fraud protection service for ecommerce merchants allowing shoppers to log in with their amazon credentials and make purchases.
11
Paytm
Rating: 7.5 out of 10
Score
7.5 out of 10
54 Reviews and Ratings
Paytm is a mobile payment processing app from Indian company One97 Communications.
12
Airwallex
Rating: 8.1 out of 10
Score
8.1 out of 10
8 Reviews and Ratings
Has Pricing Live Demo
Established in Melbourne in 2015, Airwallex is a payments platform that aims to transform the way businesses move and manage money globally. They state their goal is to empower businesses of all sizes to grow without borders, and by doing so, contribute to the global economy. With technology at its ...
13
Cardknox
Rating: 10 out of 10
Score
10 out of 10
4 Reviews and Ratings
Cardknox is an omnichannel payment gateway that can be integrated with POS systems, ERP software, e-commerce, and mobile platforms. The vendor states they offer flexible payment solutions and innovative technology to qualify transactions for the lowest interchange rates. Cardknox further states ...
14
Opayo by Elavon
Rating: 9.9 out of 10
Score
9.9 out of 10
14 Reviews and Ratings
Has Pricing Live Demo
Opayo is the name for the former Sage Pay, an online payment and invoicing solution formerly from Sage, acquired by Elavon in 2019.
15
Blackthorn Payments
Rating: 9 out of 10
Score
9 out of 10
2 Reviews and Ratings
Has Pricing Live Demo
Blackthorn provides event management and payment processing apps for Salesforce users.
16
Google Pay
Rating: 6.1 out of 10
Score
6.1 out of 10
84 Reviews and Ratings
Google Pay (including Google Pay Send, formerly Google Wallet) is a payment processing solution from Google.
17
Xoom, a PayPal Service
Rating: 7.2 out of 10
Score
7.2 out of 10
42 Reviews and Ratings
Live Demo
Xoom, a PayPal Service, is an online money transfer service for quickly sending money internationally.
18
Braintree, a PayPal service
Rating: 6.1 out of 10
Score
6.1 out of 10
67 Reviews and Ratings
Has Pricing
Braintree, a Paypal service and subsidiary, is a billing platform which stores credit card data directly from the merchant’s systems on secure servers, and it allows for cards to be recharged or refunded . Braintree also supports international payments. Pricing is 2.9% plus a 30c transaction fee.
19
PayKickstart
Rating: 4.2 out of 10
Score
4.2 out of 10
5 Reviews and Ratings
Has Pricing Free Trial
PayKickstart provides shopping cart and affiliate management for online businesses.The vendor promises to help customers increase metrics such as sales, average customer/transaction value, and monthly recurring revenue with advanced out-of-the-box tools. These include customizable checkout pages ...
20
2Checkout from Verifone
Rating: 8.6 out of 10
Score
8.6 out of 10
26 Reviews and Ratings
Has Pricing
The 2Checkout Monetization Platform, now from Verifone (acquired September 2020) is designed to address the complexity of online commerce, subscription billing, and global payments for software, SaaS and online services companies. The vendor says that their solution is backed by: a proven cloud ...
21
BlueSnap
Rating: 8.8 out of 10
Score
8.8 out of 10
10 Reviews and Ratings
Has Pricing
BlueSnap is a global eCommerce platform with flexible integration options and PCI Level 1 security. Additional capabilities include BlueSnap’s AR Automation Software (formerly Armatic, acquired October 2019) which streamlines the entire quote-to-cash process, and its Subscription Billing Engine ...
22
Priority Rerun
Rating: 8.4 out of 10
Score
8.4 out of 10
2 Reviews and Ratings
Has Pricing Free Trial
Rerun allows users to automate recurring payments from customers and clients by credit card or bank transfer (ACH). Set up is minimal: users can create payment streams based on how they want to accept payment for products or services. Payment streams can charge customers one time, or users can ...
23
Thryv
Rating: 8.6 out of 10
Score
8.6 out of 10
15 Reviews and Ratings
Has Pricing
Thryv is an all-in-one small business marketing solution providing CRM, marketing automation, calendaring and appointment reminders, directory listings, and other features.
24
Payline Data
Rating: 10 out of 10
Score
10 out of 10
1 Reviews and Ratings
Has Pricing
Payline Data is a payment gateway for online merchants, brick-and-mortal purchases, and mobile application purchases acquired by Pineapple Payments in late 2017.
25
Paddle
Rating: 5.3 out of 10
Score
5.3 out of 10
15 Reviews and Ratings
Has Pricing
London-based Paddle offers an ecommerce and subscription management solution for software companies seeking a streamlined demonstration of their services and centralized management of their different service levels and cloud-based offerings.

All Products

Learn More about Payment Gateway Software

What is Payment Gateway Software?

Payment Gateway Software helps connect eCommerce websites to a bank or merchant account to process online payments and transfer sensitive credit card information securely.

There are three major methods the payment gateway software can utilize, depending on the vendor's approach and the level of security and compliance the business must support:

A form filled out on the company's website, where the data is then sent through the payment gateway
A redirect to the payment gateway (on a separate website where the customer can fill out payment information)
A form powered by the payment gateway vendor that collects information on the company's website but connects straight into the payment gateway vendor's server

The first option is the least secure but allows for the most consistent branding and customer experience. The second option is the most secure, data-wise, but also the most disruptive customer experience (since the customer has to leave the eCommerce site to input their billing information). The third option offers a happy medium, but still requires some security precautions and visual compromises, since the look and feel of the gateway module is likely to be different from the rest of the site.

Some vendors bundle payment gateways with point of sale systems (POS) for physical business locations. Others offer more comprehensive merchant solution tools, such as customer management, invoicing, recurring billing, and more. Buyers should choose a payment gateway that connects easily to their eCommerce platform. Most eCommerce providers have a list of the payment gateway connectors/integrations they offer on their websites. Many users also frequently integrate payment gateway software with blogging software, if they’re in the process of converting their blog to an online store.

Payment Gateway Features

Most Payment Gateway vendors offer the following important basic and advanced features. The advanced features are generally only available for an additional fee.

Basic Features and Capabilities

Processes multiple types of credit and debit cards
Processes ACH Payments and eChecks
Secure payment processing
Payment analytics and reporting
Multi-currency
Storage of customer information
Third-party integrations
PCI compliance

Advanced Features

Recurring subscriptions and billing
Invoicing
Fraud prevention
Buyer authentication
POS system

Payment Gateway Software Comparison

Before deciding to invest in a payment gateway solution and link it to your bank account, consider the following key points:

Customer preference: What is your customers’ preferred online payment method? Do they typically pay with credit cards, Apple Pay, PayPay, or other online payment system? Consider which method of payments the majority of your customers will be using before choosing a new payment gateway provider.
Customer support: What level of customer support does the payment gateway provider offer? For example, do they respond to issues promptly? Are any bugs you or your users experience resolved quickly? Some payment gateway providers have higher customer support rating scores than others. Click the ‘product details’ tab on TrustRadius to view a product’s customer support rating.
Price model: What type of pricing model does the product have? Will it continue to be cost-effective as your online business grows, or will the fee percentages increase as your revenue increases? If you’re planning to scale up your business quickly, make sure to pick a product that won’t penalize you for rapid revenue growth.

Pricing Information

Software that strictly offers payment gateway services charges per transaction, which can run as low as $0.10 per transaction. Some vendors charge a recurring monthly fee in addition to these transaction fees.

More comprehensive products that are considered merchant solutions generally charge per transaction, which are most often composed of a percentage plus flat fee (ranging from 2.2% to 2.9% plus $.30). Again, a few vendors will also charge a recurring monthly fee.

High volume enterprise-level companies should work with the vendor to obtain custom pricing. Fraud prevention, a POS system, invoicing, and other advanced features will typically incur an add-on fee in addition to the charges described above.

Other Payment Gateway Products

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Payment Gateway FAQs

What does payment gateway software do?

Payment gateway software is an interface that connects an online merchant’s website to a customer’s bank account. It allows customers to make purchases directly on the online seller’s website and have the funds drawn out of their account. Importantly, they also provide online businesses with a secure way to process payments and sensitive information (e.g. credit card numbers).

Who uses payment gateway software?

Payment gateway software is commonly used by B2C companies, especially eCommerce businesses. No matter the size of your business, if you plan on selling products online, you’ll need a payment gateway system. Nonprofit organizations also commonly use payment gateway software as a way to collect donations.

What is the best payment gateway software?

Some of the most popular payment gateway software products on TrustRadius, based on the number of end-user verified reviews they have, are:

How much does payment gateway software cost?

Payment gateway software providers typically charge between 2.20%-2.90% per transaction, sometimes plus an additional flat fee of between 20-30 cents. Some vendors also charge a monthly subscription fee, which can range from $10-$25 per month.