Agreement Express vs. D&B Finance Analytics vs. NICE Actimize

Agreement express is very well suited in places for multinational companies whose revenues are peaking and there are strong chances of encountering fraud along the way. While also being able to monitor each client with their overall scores and able to check for red flags. The Quickest KYCs and screenings come hand in hand with multinational companies for sure.

Incentivized

D&B Finance Analytics is helpful with determining a customer's credit worthiness when our customer has data reported. We are a Wholesale Durable Goods company and we prefer to see data reflecting Trade Payments that show Wholesale Durable and/or Non-Durable Goods to help us see how they pay their Trade Payments. I also like to see the Maximum Credit Recommendation, however, in some instances I tend to disagree just based on customer history with us as well as the lack of data for Trade Payments. I would (and have) definitely recommend this program to colleagues.

Incentivized

It is a powerful solution that brings together other suites of products in addition to something very strong with data and AI, around with the financial services sector. And there is a lot of work with risk mitigation and threat detection which it does especially well. Also, well used in banking

• the new clients can be onboarded within minutes and this stands out among other competitive applications
• has ROI calculator within the website making it hassle free
• Shows up risk flags of clients with special monitorX

Incentivized

• Custom Scores
• Finding Companies through Search or Advanced Search. It's got an easy search bar. And then for example, we have companies all over the world that come to us. And so we can just choose the country, for example, and then write the name in there and it'll bring up a lot of different companies that maybe are exactly that name or close to that name. And when we see what we believe to be the actual company, we can click on it and then know whether they are credit worthy.
• Great UX on the website - fast and easy to use. The speed with which it operates is really terrific and very important for us because we usually have to make that decision right away.
• Using something as objective as a numerical score simplifies decisions about offering credit. We have to make a decision usually on whether to offer credit to an advertiser quickly. So what's wonderful about the process is that we don't have to be searching around on Google or any kind of review site and then try to discern whether they're credit worthy. We simply open up the D&B Finance Analytics tool.

Incentivized

• A strength of the system is the ability to track patterns of activity and alert users to high risk areas of business.
• Additionally the system allows you to track the status of the account/alerts and further document the resolution or actions taken to address the alerts generated.

Incentivized

• Very recently they launched premium services of the application that seems overpriced but that won't be any bigger issue
• I was not quite happy with the support team in overall but friendly team and coordinates well.
• having control of the clients entire digital system seemed a bit too much but inorder to determine the score it becomes necessary.

Incentivized

• Provide EIN number of the business to ensure you are viewing the correct business.
• Have an easier, clearer way to view a parent company and its subsidiaries or a main entity and its other addresses, so basically clearly define if it is the same entity.

Incentivized

• For some functionalities, Integration and design process involves three different systems.
• In Policy manager. Fraud detection rules creation still mostly relies on free writing. The fields are available to be selected from a drop down list but the using the functions requires some experience from the user
• Products DB tables are too normalized in my opinion

Incentivized

D&B Finance Analytics reports have just about everything. You can see a full company profile including legal forms, history records, employee count, years in business, paydex scores, delinquency scores, viability ratings, state of incorporations, naics codes, CEO or business owner names, etc. There is a lot that pulls up in this report

Incentivized

Very easy to access, and the reports are generally intuitive and clearly understandable. Some minor issues with entering data, nothing that would keep me from using this software, though. The databases it draws from are robust, and I can generally find the information I need, or get pointed to that information as a result of studying the report.

Incentivized

Product is continuously optimized by the end user/customer and in line with banking applications as the go-to place. Also, KYC and AML work is key in this area which NICE Actimize offers. And DataIQ is a good offering with data intelligence helping to deal with the intelligence automation and AI trends.

I've never had any issues with the availability of D&B. Whenever I've needed to run a report on a company, it has always been available

Incentivized

5--PAGES TEND TO LOAD SLOWLY MORE OFTEN THAN NOT. IT IS A PROBLEM I NOTICE MORE OFTEN WHEN THERE ARE EXTREMELY LARGE CORPORATE LINKAGES

Incentivized

The customer support service team is very good and very knowledgeable. The customer reps are also helpful and quick to answer back when I send them an email or need to call them for additional help if I can not find it on my own. The whole D&B community is awesome on how they treat the customers.

Incentivized

The online training was worth it. We did an online training with our team and an account rep from D&B. They walked us through the entire interface and answered all of our questions.

Incentivized

Skipping question, I was not involved in implementation.

Incentivized

The one thing I loved about the agreement express over AuditGenius was the organization of loans to be audited, it is very organised as per the client and his portfolio and shows up flags while the AuditGenius has the list and seems very odd. But also in customer usage, I found many of my business partners using agreement express for the quick onboarding and also for ROI which indeed gave me a strong feeling about the application.

Incentivized

We have used CLEAR, LexisNexis, Paynet (Equifax), and Zoom info. I would say D&B is compatible with LexisNexis, but less competitive with CLEAR and Paynet (Equifax). Paynet (Equifax) is much more applicable as it provides credit history on term debt, which is the area we provide financing for in our industry.

Incentivized

As a fraud prevention consultant i worked both with Actimize IFM And Fico Falcon.
For Card Fraud (debit/credit) Falcon has an advantage, but on the end to end fraud Actimize is a better investment.

Incentivized

AT THIS PARTICULAR TIME, WE ONLY USE IT TO MAKE A DETERMINATION ON CREDIT. NO OTHER DEPARTMENTS HAVE ACCESS TO PROGRAM OTHER THAN ACCOUNTING

Incentivized

• Although the premium version is recently released, have to recheck on prices for sure
• ROI calculator really helped me get my work done
• hassle free onboarding within minutes is a great takeaway in comparison

Incentivized

• As long as good credit decisions are being made by the user, DSO can expect to be reduced.
• ROI in terms of value for the cost of using D&B, is typically favorable.
• Working Capital generally does increase with better DSO and fewer write offs.

Incentivized

• It has more than 300+ clients globally
• employs close to 400 experts

Incentivized