DB Finance Analytics Review.
December 06, 2025
DB Finance Analytics Review.

Score 7 out of 10
Vetted Review
Verified User
Overall Satisfaction with D&B Finance Analytics
We use D&B Finance Analytics when onboarding new customers as part of our credit review process. It is our preferred platform for customer credit analysis and works well for established companies with sufficient history and data. It sometimes falls short of our needs, when the customers are relatively new and do not have much history.
Pros
- It provides a PAYDEX history analysis with average days beyond terms.
- It rates the company on their delinquency score, assessing their likelihood of payment delinquency.
- It notifies you if there are any bankruptcies.
Cons
- I would like to see customer reports come back with a summary page of the results detailing the biggest takeaways.
- On the summary page, I would like to be able to click on a link that takes me to the details. For example, credit recommendation amount.
- I would like to see the report make suggestions based on the results, such as "Do not recommend credit", or "proceed but with caution".
- As long as good credit decisions are being made by the user, DSO can expect to be reduced.
- ROI in terms of value for the cost of using D&B, is typically favorable.
- Working Capital generally does increase with better DSO and fewer write offs.
I don't personally use D&B Finance Analytics B2B data or credit risk management and accounts receivable management, so I can't comment on their impacts. However, I can imagine that they would all be useful to an organization as long as the data is available to make informed decisions. I would assume that it would lower the risk overall.
I was not personally involved in the implementation and deployment of D&B Finance Analytics; however, I have been a user for close to a decade now, and I can say that the tool is extremely helpful to credit and collections teams in improving efficiency and reducing financial risk. It allows you to make better decisions upfront, and the ROI is great.
I have only used D&B Finance Analytics in my career; however, there are alternatives that we use when the data is not available. We typically request trade references and a bank reference, which are usually very valuable in addition to the D&B report. When all three options provide valuable data, we generally make the best decisions on credit.
Do you think D&B Finance Analytics delivers good value for the price?
Yes
Are you happy with D&B Finance Analytics's feature set?
Yes
Did D&B Finance Analytics live up to sales and marketing promises?
Yes
Did implementation of D&B Finance Analytics go as expected?
Yes
Would you buy D&B Finance Analytics again?
Yes

Comments
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