Backbase vs. Chime Online Banking

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Backbase
Score 0.0 out of 10
N/A
Backbase, headquartered in Amsterdam with offices globally, supports customer onboarding with what they present as an Engagement Banking Platform (EBP) that helps banks and credit unions to power the full customer lifecycle through a single, white-labeled platform, replacing their limiting, standalone point solutions.N/A
Chime
Score 9.6 out of 10
N/A
Chime is an online banking solution from the company of the same name in San Francisco, allowing users to track account balances, daily transactions, and savings from anywhere with the Chime mobile app, and get daily balance notifications and instant transaction alerts any time for use of the included Chime Visa Debit Card.N/A
Pricing
BackbaseChime Online Banking
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
BackbaseChime
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
YesNo
Entry-level Setup FeeOptionalNo setup fee
Additional Details
More Pricing Information
Community Pulse
BackbaseChime Online Banking
User Ratings
BackbaseChime Online Banking
Likelihood to Recommend
-
(0 ratings)
1.8
(4 ratings)
Support Rating
-
(0 ratings)
1.0
(1 ratings)
User Testimonials
BackbaseChime Online Banking
Likelihood to Recommend
Backbase
No answers on this topic
Chime
It is very helpful for me. It is reliable and simple to use. The Sign-up process of Chime Online Banking was simple and I was able to easily set up a direct deposit and link my bank account. It keeps me updated on every purchase I do from my account. The best thing is that it's free and has no hidden charges or paycheck fees. It has a special feature called SpotMe where they will cover your overdraft in a very neat way.
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Pros
Backbase
No answers on this topic
Chime
  • Ease of use
  • Simple interface within the application.
  • Helpful support, when needed.
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Cons
Backbase
No answers on this topic
Chime
  • Their CC is hard to figure out.
  • Website could be streamlined.
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Support Rating
Backbase
No answers on this topic
Chime
When my money was stolen from my account I was told there would be an investigation between 15-45 days. They didn't investigate at all. The next day I was denied my claim after being robbed for $850.
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Alternatives Considered
Backbase
No answers on this topic
Chime
First of all, Chime Online Banking is really the best option for new users. The User Interface and User Experience of the Chime app are really great. There are comparatively faster money transactions with Chime Online Banking and it has no fees at all. It is more reliable. It also allows you to lock your card if it is stolen or lost which is a great feature. At last, it is more rewarding than other online banking services with a great team of customer grievances.
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Return on Investment
Backbase
No answers on this topic
Chime
  • Positive ROI by way of quick and easy transactions.
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ScreenShots

Backbase Screenshots

Screenshot of Account AccessScreenshot of 360 Customer ViewScreenshot of Broker PortalScreenshot of Investment Overview