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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Chargezoom

    Score8.1 out of 10
    N/AChargezoom helps companies automate and integrate payments. Chargezoom also eliminate manual processes and data entry and creates a customizable payment portal that stores multiple payment details.

    $20

    per month

    Xero

    Score8.4 out of 10
    N/AXero is an online accounting software product for small businesses and personal finance. Its features beyond general ledger and double-bookkeeping include quotable invoicing, bank reconciliation, purchase order and expense management, and tax management. Third party apps can extend its features further.

    $13

    per month

    Pricing
    ChargezoomXero
    Editions & Modules
    Sync in real time
    $20
    per month
    Automate
    $40
    per month
    Enterprise
    59.00+
    per month
    Early
    $13
    per month
    Growing
    $37
    per month
    Established
    $70
    per month
    Offerings
    Pricing Offerings
    ChargezoomXero
    Free Trial
    YesYes
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional Details—Prices in table are in USD and just apply to the US - other markets & prices are listed below: Canada - Starter $18 CAD/month, Standard $45 CAD/month, Premium 5 $58 CAD/month UK - Starter £14/month, Standard £28/month, Premium £36/month AU - Starter $29 AUD/month, Standard $59 AUD/month, Premium 5 $76 AUD/month NZ - Starter $31 NZD/month, Standard $66 NZD/month, Premium $84 NZD/month
    More Pricing Information
    Community Pulse
    ChargezoomXero
    Considered Both Products
    Chargezoom
    No answer on this topic
    Xero
    No answer on this topic
    Key User Insights
    Would buy again
    No answers on this topic
    93%
    Would buy again
    160 Answers
    Delivers good value for the price
    No answers on this topic
    94%
    Delivers good value for the price
    153 Answers
    Happy with the feature set
    No answers on this topic
    93%
    Happy with the feature set
    160 Answers
    Lived up to sales and marketing promises
    No answers on this topic
    94%
    Lived up to sales and marketing promises
    131 Answers
    Implementation went as expected
    No answers on this topic
    99%
    Implementation went as expected
    149 Answers
    Features
    ChargezoomXero
    Payroll Management
    Comparison of Payroll Management features of Chargezoom and Xero
    Feature
    Chargezoom
    8.4
    1 Ratings
    11% above category average
    Xero
    7.5
    73 Ratings
    1% below category average
    Pay calculation8.01 Ratings8.065 Ratings
    Benefit plan administration8.01 Ratings8.023 Ratings
    Direct deposit files8.01 Ratings7.249 Ratings
    Salary revision and increment management9.01 Ratings7.141 Ratings
    Reimbursement management9.01 Ratings7.054 Ratings
    Customization
    Comparison of Customization features of Chargezoom and Xero
    Feature
    Chargezoom
    8.5
    1 Ratings
    12% above category average
    Xero
    8.0
    169 Ratings
    6% above category average
    API for custom integration9.01 Ratings7.979 Ratings
    Plug-ins8.01 Ratings8.1156 Ratings
    Security
    Comparison of Security features of Chargezoom and Xero
    Feature
    Chargezoom
    8.0
    1 Ratings
    2% below category average
    Xero
    7.1
    213 Ratings
    14% below category average
    Single sign-on capability8.01 Ratings5.572 Ratings
    Role-based user permissions8.01 Ratings8.7211 Ratings
    Reporting & Analytics
    Comparison of Reporting & Analytics features of Chargezoom and Xero
    Feature
    Chargezoom
    8.3
    1 Ratings
    6% above category average
    Xero
    8.3
    241 Ratings
    6% above category average
    Dashboards9.01 Ratings8.3237 Ratings
    Standard reports8.01 Ratings8.9239 Ratings
    Custom reports8.01 Ratings7.9212 Ratings
    General Ledger and Configurable Accounting
    Comparison of General Ledger and Configurable Accounting features of Chargezoom and Xero
    Feature
    Chargezoom
    8.3
    1 Ratings
    8% above category average
    Xero
    8.3
    251 Ratings
    8% above category average
    Accounts payable8.01 Ratings7.9229 Ratings
    Accounts receivable8.01 Ratings8.1234 Ratings
    Cash management8.01 Ratings7.7217 Ratings
    Bank reconciliation8.01 Ratings8.6244 Ratings
    Expense management8.01 Ratings7.8224 Ratings
    Time tracking8.01 Ratings6.387 Ratings
    Fixed asset management8.01 Ratings7.7152 Ratings
    Multi-currency support8.01 Ratings7.9149 Ratings
    Multi-division support9.01 Ratings7.4129 Ratings
    Regulations compliance9.01 Ratings8.3131 Ratings
    Electronic tax filing8.01 Ratings8.6134 Ratings
    Self-service portal8.01 Ratings7.7153 Ratings
    Global Financial Support8.01 Ratings7.884 Ratings
    Primary and Secondary Ledgers8.01 Ratings7.881 Ratings
    Intercompany Accounting9.01 Ratings10.040 Ratings
    Localizations9.01 Ratings10.039 Ratings
    Journals and Reconciliations8.01 Ratings10.090 Ratings
    Enterprise Accounting9.01 Ratings10.033 Ratings
    Configurable Accounting8.01 Ratings10.059 Ratings
    Centralized Rules Framework9.01 Ratings6.033 Ratings
    Standardized Processes9.01 Ratings8.059 Ratings
    Inventory Management
    Comparison of Inventory Management features of Chargezoom and Xero
    Feature
    Chargezoom
    8.5
    1 Ratings
    15% above category average
    Xero
    6.3
    119 Ratings
    14% below category average
    Inventory tracking9.01 Ratings7.1115 Ratings
    Automatic reordering8.01 Ratings6.224 Ratings
    Location management9.01 Ratings6.229 Ratings
    Manufacturing module8.01 Ratings6.016 Ratings
    Order Management
    Comparison of Order Management features of Chargezoom and Xero
    Feature
    Chargezoom
    8.3
    1 Ratings
    12% above category average
    Xero
    7.3
    89 Ratings
    1% below category average
    Pricing8.01 Ratings10.062 Ratings
    Order entry9.01 Ratings10.056 Ratings
    Credit card processing8.01 Ratings6.358 Ratings
    Cost of goods sold8.01 Ratings6.366 Ratings
    Order Orchestration8.01 Ratings6.121 Ratings
    End-to-end order visibility8.01 Ratings6.124 Ratings
    Order exception Resolution9.01 Ratings6.117 Ratings
    Best Alternatives
    ChargezoomXero
    Small Businesses
    QuickBooks Self-Employed (discontinued)
    Score4.2 out of 10
    QuickBooks Self-Employed (discontinued)
    Score4.2 out of 10
    Medium-sized Companies
    MYOB
    Score8.3 out of 10
    MYOB
    Score8.3 out of 10
    Enterprises
    Microsoft Dynamics GP
    Score5.4 out of 10
    Microsoft Dynamics GP
    Score5.4 out of 10
    All AlternativesView all alternativesView all alternatives
    User Ratings
    ChargezoomXero
    Likelihood to Recommend
    8.0
    (1 ratings)
    8.3
    (266 ratings)
    Likelihood to Renew
    -
    (0 ratings)
    4.7
    (38 ratings)
    Usability
    -
    (0 ratings)
    8.3
    (192 ratings)
    Availability
    -
    (0 ratings)
    3.1
    (12 ratings)
    Performance
    -
    (0 ratings)
    8.0
    (10 ratings)
    Support Rating
    -
    (0 ratings)
    5.6
    (40 ratings)
    In-Person Training
    -
    (0 ratings)
    9.1
    (1 ratings)
    Online Training
    -
    (0 ratings)
    10.0
    (6 ratings)
    Implementation Rating
    -
    (0 ratings)
    7.6
    (13 ratings)
    Configurability
    -
    (0 ratings)
    8.1
    (3 ratings)
    CPA Rating
    -
    (0 ratings)
    9.1
    (10 ratings)
    Ease of integration
    -
    (0 ratings)
    7.4
    (150 ratings)
    Product Scalability
    -
    (0 ratings)
    7.0
    (8 ratings)
    Vendor post-sale
    -
    (0 ratings)
    6.5
    (4 ratings)
    Vendor pre-sale
    -
    (0 ratings)
    6.5
    (4 ratings)
    User Testimonials
    ChargezoomXero
    Likelihood to Recommend
    Chargezoom
    Chargezoom is a tool that offers automated solutions powered by machine learning to enable trusted data throughout the organization, it is a solution that I like because it has the power to provide quality service with options that allow us to minimize the risk of sensitive data , comply with data privacy regulations, manage data governance and quality safely and easily.
    Incentivized
    Read full review
    Xero
    The only time I wouldn't be suggesting it is to consultants or solopreneurs. I think it's too overwhelming unless you are experienced or have a background related to finance. So it's not that the product isn't powerful, it's that it can be too powerful. For all other size businesses it really is what you need to use to make life simple to track everything in your business. It definitely saves me time by having it all in one place and not multiple spreadsheets etc
    Incentivized
    Read full review
    Pros
    Chargezoom
    • Chargezoom is a data management platform that works securely, simply and efficiently by creating an understanding of our data assets by simplifying data privacy compliance. It is a tool that works extremely well with features and functions that fit our needs.
    Incentivized
    Read full review
    Xero
    • The bank feed integration makes reconciling transactions easy
    • Once you load a template for your invoices, every client gets a professional looking invoice
    • Bill paying and tracking of payments is also easy; you load your bill into Xero, pay it through the bank, and when the transaction is completed it comes through on bank feeds. If you need to query when a bill was paid, it is all there in Xero
    Incentivized
    Read full review
    Cons
    Chargezoom
    • Chargezoom helps my organization automate compliance with data privacy regulations, persistently tracks and manages all data across the organization making privacy compliance easy and reliable across all data, sources and locations. Data privacy compliance is an important measure we take at my organization to comply with data protection laws and regulations by protecting people and taking control of the information that is used and shared.
    Incentivized
    Read full review
    Xero
    • Having different email addresses for different parts of a customer's business (eg invoices and statements to different places)
    • Easily seeing the text of emails that have been sent through Xero
    • More easily archiving old pay items. Our HR software updates rates when awards are updated which means a lot of old pay rates are in the system and they have multiple clicks to archive each one. Clicking the ones to archive in bulk and then just click archive for all would be much more efficient.
    Incentivized
    Read full review
    Likelihood to Renew
    Chargezoom
    No answers on this topic
    Xero
    In addition to the matters covered in this review, my reason for renewing this product is that Xero's functionality and the constant updates that the company provides, makes the software even more business friendly. The software therefore builds a brand loyalty among customers.
    Read full review
    Usability
    Chargezoom
    No answers on this topic
    Xero
    As a standalone software, it allows users to fulfill most of the basic functions (e.g. transaction input and report generation) simply and conveniently. It also allows for multiple APIs to help augment various tasks that accounting-adjacent (e.g. claims processing). The cloud based model and portability to mobile devices allows tasks to be carried out in a more convenient way.
    Read full review
    Reliability and Availability
    Chargezoom
    No answers on this topic
    Xero
    We have been actively using and 100% Xero based for our ecommerce accounting practice for over 4 years. There has on been one real outage for more than 5 minutes. Xero was open and transparent about the outage, what they were doing to resolve the issue, and provided 15 minute updates. Showing how they care about their customers and partners. Plus, showing that their customers care too, were understanding, and went surfing or in our case took a nap. Couldn't run our business without Xero as a partner.
    Read full review
    Performance
    Chargezoom
    No answers on this topic
    Xero
    On a good day, things worked but after upgrades, things began to slow and or not work at all at times. I coined the moving circle while I waited as the "Xero Wheel of Death". Sometimes it never stopped and force quitting was necessary.
    Incentivized
    Read full review
    Support Rating
    Chargezoom
    No answers on this topic
    Xero
    Always respond and keep issues open until you are satisfied with the result. Generally good responses, in the past, I had some support responses that were really basic and really annoying. They type where "have your tried restarting your computer" style of answers. Well, of course, I went through all the basics before contacting them. Duh, but I suppose not everyone does. Otherwise, it would be a 10. The last year has shown a marked improvement in the support responses however.
    Read full review
    In-Person Training
    Chargezoom
    No answers on this topic
    Xero
    The format was great; someone was there to ask questions or help if you were stuck.
    Incentivized
    Read full review
    Online Training
    Chargezoom
    No answers on this topic
    Xero
    All of Xero's training is online and available for anyone (business owner or accountants) to learn and become experts in their system. There is a range of content from product training to real world webinars from their partners. Xero is beautiful accounting software and their training is the same.
    Read full review
    Implementation Rating
    Chargezoom
    No answers on this topic
    Xero
    If it can be done, time the implementation near a new fiscal year so you can start clean. Otherwise, you have to go back and do historical data from the beginning of the fiscal year, which can be brain draining.
    Incentivized
    Read full review
    Alternatives Considered
    Chargezoom
    Select Chargezoom because it is of great help in my organization for helping us to know the critical data elements, data risks, compliance and quality classification and organization easily and securely all data with confidential tracking with wonderful plans that motivate users to move forward and obtain great results from start to finish.
    Incentivized
    Read full review
    Xero
    Each of the products I listed had their own list of drawbacks, but the one thing they all had in common, which was right on top of that list of drawbacks, was ease of use. I struggled to get myself accustomed to each system and struggled, but when it came to getting a client to even try and use it was when the true struggle started. Just found it easier to make use of Xero from the very beginning.
    Read full review
    Scalability
    Chargezoom
    No answers on this topic
    Xero
    I have yet to fully stress test the product given the size of the company where I am using it. I am sure as we scale to more customers, more vendors and more reporting requirements, I will have a better understanding of what it is capable of in terms of bandwidth and processing
    Incentivized
    Read full review
    Return on Investment
    Chargezoom
    • Chargezoom is a service that solves data challenges, allowing data to be discovered safely and easily. It is a platform that works perfectly, adjusting to any need, it is flexible, easy to configure and the results it offers are wonderful.
    Incentivized
    Read full review
    Xero
    • Xero is a basic accounting system that performs basic accounting tasks easily and accurately. For that, it provides a positive impact on our day to day accounting operations.
    • Because of Xero's basic structure, I feel it lacks some of the sophistication that some users want and need. The ability to create unique custom reports would enhance the impact Xero would have on meeting business objectives by providing current and useful accounting information.
    • In my opinion, Xero's lack of focus on their customers - their users - is a real issue with me. In my opinion, those of us that are in the trenches that work with the system on a daily basis have to deal with the shortcomings of the system with the knowledge that Xero support refuses to address the operational issues that make their user's lives difficult. I feel if Xero would focus on truly making their software better from a users point of view, it has the potential to be a great system.
    Read full review
    ScreenShots

    Xero Screenshots

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