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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Deluxe Payment Exchange+

    Score8.1 out of 10
    Mid-Size Companies (51-1,000 employees)
    Deluxe Payment Exchange+ (DPX+) is an integrated payments solution for mid-size businesses that streamlines and automates AP disbursements. This disbursements platform is for companies that send over 250 monthly paper checks, excluding payroll, for recurring payments to suppliers and vendors.

    $2.49

    per payment

    Payoneer

    Score8 out of 10
    N/APayoneer headquartered in New York offers a global payment solution enabling business to manage international payments, bill or request payments from clients, receive payments through popular marketplaces, and pay freelance workers no matter where they are.N/A
    Pricing
    Deluxe Payment Exchange+Payoneer
    Editions & Modules
    No answers on this topic
    No answers on this topic
    Offerings
    Pricing Offerings
    Deluxe Payment Exchange+Payoneer
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional DetailsPayment is based on the anticipated number of transactions each month. This includes the cost of sending the selected payment type (as well as postage for Print+Mail payments). There is no set-up fee, and a long-term contract is not required.—
    More Pricing Information
    Community Pulse
    Deluxe Payment Exchange+Payoneer
    Considered Both Products
    Deluxe
    No answer on this topic
    Payoneer
    No answer on this topic
    Key User Insights
    Would buy again
    100%
    Would buy again
    7 Answers
    59%
    Would buy again
    17 Answers
    Delivers good value for the price
    100%
    Delivers good value for the price
    5 Answers
    64%
    Delivers good value for the price
    16 Answers
    Happy with the feature set
    100%
    Happy with the feature set
    7 Answers
    59%
    Happy with the feature set
    17 Answers
    Lived up to sales and marketing promises
    No answers on this topic
    48%
    Lived up to sales and marketing promises
    13 Answers
    Implementation went as expected
    100%
    Implementation went as expected
    6 Answers
    57%
    Implementation went as expected
    16 Answers
    Features
    Deluxe Payment Exchange+Payoneer
    Payment Management
    Comparison of Payment Management features of Deluxe Payment Exchange+ and Payoneer
    Feature
    Deluxe Payment Exchange+
    8.2
    7 Ratings
    9% above category average
    Payoneer
    -
    Ratings
    Customizable Approval Policies7.54 Ratings00 Ratings
    Payment Status Tracking8.25 Ratings00 Ratings
    Electronic Funds Transfer8.96 Ratings00 Ratings
    Payment Gateways
    Comparison of Payment Gateways features of Deluxe Payment Exchange+ and Payoneer
    Feature
    Deluxe Payment Exchange+
    -
    Ratings
    Payoneer
    1.3
    9 Ratings
    140% below category average
    Fraud Detection00 Ratings2.38 Ratings
    API or SDK00 Ratings1.04 Ratings
    Recurring Payment Support00 Ratings1.16 Ratings
    Billing and Invoicing Support00 Ratings1.09 Ratings
    Global Support00 Ratings1.19 Ratings
    Payment Form Acceptance00 Ratings1.08 Ratings
    Best Alternatives
    Deluxe Payment Exchange+Payoneer
    Small Businesses
    Tipalti
    Score7.7 out of 10
    Apple Pay
    Score9.1 out of 10
    Medium-sized Companies
    Stampli
    Score8.4 out of 10
    Amazon Pay
    Score9.5 out of 10
    Enterprises
    Yooz
    Score8.8 out of 10
    Checkout.com
    Score10 out of 10
    All AlternativesView all alternativesView all alternatives
    User Ratings
    Deluxe Payment Exchange+Payoneer
    Likelihood to Recommend
    8.4
    (7 ratings)
    1.0
    (29 ratings)
    Likelihood to Renew
    -
    (0 ratings)
    10.0
    (1 ratings)
    Usability
    8.3
    (7 ratings)
    -
    (0 ratings)
    Support Rating
    -
    (0 ratings)
    1.0
    (2 ratings)
    User Testimonials
    Deluxe Payment Exchange+Payoneer
    Likelihood to Recommend
    Deluxe
    Deluxe works great for us as we have a decent number of payments that go through them. I believe it would not be efficient for a smaller company who did not receive a lot of checks or electronic payments. Our volume warrants outsourcing of payment processing as it saves us a lot of time in-house. I would weigh the costs of the service against the time and payroll it costs your company.
    Incentivized
    Read full review
    Payoneer
    Although the withdrawal is limited to the ACH US accounts, as they aren't real bank accounts, it's a convenient way to get paid fast from Stripe, although if there is a small fee or a chargeback as these are way in payments only, it becomes a nightmare to fix those problems. It does allow the bank accounts to be accepted with Stripe. For any kind of ACH payment to vendors, the service is way too limited, I wasn't able to pay anyone, unless I use the card to do it, as any regular card. In my experience, I think Import export, international trade transactions or high ticket items are impossible due to the small upper limits, for instance I can't use it to pay a vendor for a regular inventory of the latest iPhones(more than a million dollars for just a few items), nor to get paid by an overseas buyer(for instance my clients in Dubai), that buy these items on a daily basis, for these operations is just not suited.
    Incentivized
    Read full review
    Pros
    Deluxe
    • allows check signors to sign checks when they are traveling
    • allows vendors to received payment same day
    • eliminates the need to mail payments via snail mail
    Incentivized
    Read full review
    Payoneer
    • It is very well accepted world wide and also accepts more than 150 currencies.
    • A decent and nominal exchange rates of currency as compared to similar platforms like PayPal.
    • I can keep track of all the transactions, payments, balance, etc using Payoneer.
    • It is because of Payoneer we can grow our business globally.
    Incentivized
    Read full review
    Cons
    Deluxe
    • the ability to set up multiple check signatures depending on who is signing the check
    • Deluxe Payment Exchange+ to sell check blanks that we could use if we want to have the check emailed back to the company and print out a paper check
    • More space on payee line
    Incentivized
    Read full review
    Payoneer
    • The process of getting payment is a little bit complex in Payoneer as compared to PayPal.
    • Receiving of payments takes a very long time and it's not instant.
    • The customer service of Payoneer is not up to the mark and it takes a very long time to resolve simple issues.
    Incentivized
    Read full review
    Likelihood to Renew
    Deluxe
    No answers on this topic
    Payoneer
    Payoneer helps me a lot on my online business journey, it gave me the support and functions that I want.
    Incentivized
    Read full review
    Usability
    Deluxe
    It is more useful for large companies who have to make payments on large scale. The reason for less rating is because it is not useful for business who have less volume as the Deluxe Payment Exchange+ software needs customized setup required which can be less flexible and costlier to smaller organizations. The software can be improved and available at less cost to businesses who have less transactions.
    Incentivized
    Read full review
    Payoneer
    No answers on this topic
    Support Rating
    Deluxe
    No answers on this topic
    Payoneer
    The support is really awful. They send you generic answers, and actually don't really understand what is going on. For example, when our re-verification was stuck, support agents told me that the account is active and you can send a payment. I did that, my card was charged, but the payment was declined, because the account was not active
    Read full review
    Alternatives Considered
    Deluxe
    It was used as an alternate app as it user friendly and has similar cost compared to Plooto. Also it offers most of the features that Plooto is offering. But Plooto is useful for small businesses which Deluxe Payment Exchange+ is missing the needs of organizations with less transactions.
    Incentivized
    Read full review
    Payoneer
    Payoneer has outperformed them all, with speedier payments, a larger network, and international business accounts. We first tried a few different payment service providers before settling on this one, like PayPal, Payeer, and Skrill. But after all these years, Payoneer continues to provide us with the best services, features, and safety overall.
    Incentivized
    Read full review
    Return on Investment
    Deluxe
    • It's allowed company growth with the need for extra accounts staff
    • Allowed for easier payment management on the go
    • Gone a good way to pay for itself on extra staff and resources not needed
    Incentivized
    Read full review
    Payoneer
    • I can receive the money from anywhere around the world, and in any currency.
    • It converts the money directly into my local currency, hence becomes easy for us to track and withdraw money from our bank accounts.
    • Sometimes customer support lacks the ability to satisfy the customer requirements.
    • Required to make two different accounts for receiving and sending money.
    Incentivized
    Read full review
    ScreenShots

    Deluxe Payment Exchange+ Screenshots

    Screenshot of Payee choices in Deluxe Payment Exchange+