Klarna Checkout vs. Visa Acceptance Solutions (CyberSource)

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Klarna Checkout
Score 8.0 out of 10
N/A
Swedish company Klarna offers Klarna Checkout, a compliant and personalized ecommerce shopping cart solution.N/A
Visa Acceptance Solutions (CyberSource)
Score 10.0 out of 10
N/A
CyberSource, acquired by Visa in 2010 and now part of Visa Acceptance Solutions, is payment technology, and includes offerings with flexible payment solutions that work across the globe.N/A
Pricing
Klarna CheckoutVisa Acceptance Solutions (CyberSource)
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
Klarna CheckoutVisa Acceptance Solutions (CyberSource)
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
Klarna CheckoutVisa Acceptance Solutions (CyberSource)
Considered Both Products
Klarna Checkout
Chose Klarna Checkout
Klarna have the most advanced and comprehensive solution which includes buy now pay later.
Visa Acceptance Solutions (CyberSource)
Chose Visa Acceptance Solutions (CyberSource)
For low cost high volume credit card processing, CyberSource stacks up well. However you will need to do more integration work than the other solutions.
Features
Klarna CheckoutVisa Acceptance Solutions (CyberSource)
Online Storefront
Comparison of Online Storefront features of Product A and Product B
Klarna Checkout
10.0
2 Ratings
25% above category average
Visa Acceptance Solutions (CyberSource)
-
Ratings
Mobile storefront10.01 Ratings00 Ratings
Website integration10.02 Ratings00 Ratings
Online Shopping Cart
Comparison of Online Shopping Cart features of Product A and Product B
Klarna Checkout
10.0
1 Ratings
27% above category average
Visa Acceptance Solutions (CyberSource)
-
Ratings
Checkout user experience10.01 Ratings00 Ratings
Online Payment System
Comparison of Online Payment System features of Product A and Product B
Klarna Checkout
10.0
2 Ratings
18% above category average
Visa Acceptance Solutions (CyberSource)
-
Ratings
eCommerce security10.02 Ratings00 Ratings
eCommerce Business Management
Comparison of eCommerce Business Management features of Product A and Product B
Klarna Checkout
8.0
1 Ratings
0% below category average
Visa Acceptance Solutions (CyberSource)
-
Ratings
Order processing8.01 Ratings00 Ratings
Best Alternatives
Klarna CheckoutVisa Acceptance Solutions (CyberSource)
Small Businesses
Ecwid by Lightspeed
Ecwid by Lightspeed
Score 10.0 out of 10
Checkout.com
Checkout.com
Score 8.7 out of 10
Medium-sized Companies
Shopify Plus
Shopify Plus
Score 8.9 out of 10
Checkout.com
Checkout.com
Score 8.7 out of 10
Enterprises
IBM Digital Commerce
IBM Digital Commerce
Score 9.0 out of 10
Checkout.com
Checkout.com
Score 8.7 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
Klarna CheckoutVisa Acceptance Solutions (CyberSource)
Likelihood to Recommend
10.0
(2 ratings)
6.5
(8 ratings)
User Testimonials
Klarna CheckoutVisa Acceptance Solutions (CyberSource)
Likelihood to Recommend
Klarna
To get a flexible set of payment options quickly provisioned on your online store, Klarna is ideal. They offer the usual payment options and also additional buy now pay later options which give the customer a full selection of choices. With Klarna you can do one integration and get access to all of these.
Read full review
Visa
For basic users it is probably a good fit. For connecting it's API's are straightforward and most would find it an easy connection to be made. The site overall is just not designed well. When you try to look at transactions a portion of the information is cut of without a scroll bar being added to slide to the fields you would like to see. If you need to see the data on the screen you need to make some adjustments.
Read full review
Pros
Klarna
  • Flexible payment option.
  • Easy to navigate the back end.
Read full review
Visa
  • They have built the connections to multiple card providers so that a retailer does not need to build the code for each one separately.
  • The decision manager product catches and stops a lot of fraud from getting through and causing a large number or chargebacks.
  • They also connect to PayPal making it easy to add them to any website as a payment method.
Read full review
Cons
Klarna
  • Some Magento integration needs extra customisation
  • Account setup can take time
  • Able to configure your own offers via the dashboard
Read full review
Visa
  • fees- competitive, but budget for them
  • price transparency- it's hard to know exactly what you're being charged for. We are charged a small % of each incoming payment batch, so AR reconciliation is more difficult
  • implementation- significant time and expertise required to get everything up and running smoothly
Read full review
Alternatives Considered
Klarna
Klarna have the most advanced and comprehensive solution which includes buy now pay later.
Read full review
Visa
Payeezy does not provide fraud check facility and they provide JS based integration. Since client wants server side integration due to security and fraud check as well in place of using another third party for fraud. We went ahead with Cybersource
Read full review
Return on Investment
Klarna
  • They take a fee, larger than other systems do, so I do lose some money there.
  • I make more sales than I would without the payment option through Klarna.
Read full review
Visa
  • It has streamlined credit card processing for the whole organization
  • Provides all the info we need to locate specific transactions and address issues accordingly
Read full review
ScreenShots