Marqeta vs. U.S. Bank Spend Management

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Marqeta
Score 8.9 out of 10
N/A
Marqeta headquartered in Oakland offers a wide range of card issuance and payment card solutions for enterprise. Marqeta provides the infrastructure and tools for building configurable payment cards, and with its open API platform Marqeta is designed to allow developers to manage payment cards, as well as drive new modes of commerce and payment processing.N/A
U.S. Bank Spend Management
Score 10.0 out of 10
Small Businesses (1-50 employees)
Replacing the former Bento for Business acquired in 2021, the U.S. Bank Spend Management solution provides employee expense cards with spend controls that allow business owners to control where, when and how much employees can spend.
$0
2 People or Cards (1 must be business owner)
Pricing
MarqetaU.S. Bank Spend Management
Editions & Modules
No answers on this topic
Free
$0
2 People or Cards (1 must be business owner)
Team
$29/month
Up to 10 People or Cards
Professional
$69/month
Up to 20 People or Cards
Enterprise
$149/month
More than 20 People or Cards
Offerings
Pricing Offerings
MarqetaU.S. Bank Spend Management
Free Trial
NoYes
Free/Freemium Version
NoYes
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
MarqetaU.S. Bank Spend Management
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Enterprises

No answers on this topic

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User Ratings
MarqetaU.S. Bank Spend Management
Likelihood to Recommend
9.0
(2 ratings)
10.0
(4 ratings)
Support Rating
10.0
(1 ratings)
-
(0 ratings)
User Testimonials
MarqetaU.S. Bank Spend Management
Likelihood to Recommend
Marqeta
Great platform for FinTechs that want to build a global business in one place. Lots of control available to run a card program. If you want to do less work (just get cards for your customers with less customization and not worry about details) there are better options.
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U.S. Bank
Our organization runs a lot of short-term or one-off programs where the program staff need to buy supplies -- Bento is perfect for these scenarios. The staff who make the purchases are not staff who would typically have a company card, so we wanted a solution other than giving them a credit card. Bento was perfect because it makes the purchasing & bookkeeping processes for these programs easy and efficient for both the staff and the finance team
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Pros
Marqeta
  • Money delivery.
  • Support is excellent.
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U.S. Bank
  • Track expenses by employee
  • Restrict purchases based on amount and category
  • Import transactions directly into QuickBooks
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Cons
Marqeta
  • Is not available for business users.
  • Is not available for international users.
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U.S. Bank
  • easier way for employees to access their statements without setting them up as admins
  • monthly statements generated by card
  • monthly fee needs to be added to one of the card statements
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Support Rating
Marqeta
The support team has been excellent and very responsive. Whenever we had issues and reached out, we were able to resolve most problems within 24 hours. I think it really helps that they are still a new-ish startup and are very hands-on with their business and with support.
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U.S. Bank
No answers on this topic
Alternatives Considered
Marqeta
We evaluated a couple back in 2018 (GPS and Galileo), but I'm not sure that is relevant anymore.
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U.S. Bank
If you are looking for prepaid business care or a business expense card, I highly do not recommend using Bento for Business. Do yourself and your business a favor and use a more customer service orientated services such as Pex, Wex, or Expensify. Bento for Business is bad business. Just don't do it.
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Return on Investment
Marqeta
  • Our entire card payments business runs on Marqeta and Marqeta's cost is a fraction of the revenue provided.
  • Costs very reasonable at scale.
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U.S. Bank
  • Saving time by eliminating reimbursements
  • Allowing many staff to have a card to make purchases without worrying about financial control/risk of too many people having a company card
  • Efficiently synchs with Quickbooks
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ScreenShots

U.S. Bank Spend Management Screenshots

Screenshot of Create Employee cards or Utility cards with spend limits (e.g. $500/month)Screenshot of Dashboard provides a snapshot of spending activity across all cards.Screenshot of See transactions in real-time.  Add tags, notes and upload receipts.