TrustRadius: an HG Insights company

PhonePe vs. Visa Acceptance Solutions (CyberSource)

Save this comparison

Save this comparison

Add Product

Recommended Comparisons

    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    PhonePe

    Score6 out of 10
    N/APhonePe is a mobile payments app that allows you to transfer money instantly to anyone, by using just their mobile number.N/A

    Visa Acceptance Solutions (CyberSource)

    Score10 out of 10
    N/ACyberSource, acquired by Visa in 2010 and now part of Visa Acceptance Solutions, is payment technology, and includes offerings with flexible payment solutions that work across the globe.N/A
    Pricing
    PhonePeVisa Acceptance Solutions (CyberSource)
    Editions & Modules
    No answers on this topic
    No answers on this topic
    Offerings
    Pricing Offerings
    PhonePeVisa Acceptance Solutions (CyberSource)
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional DetailsPhone app is free. Transaction fees will vary according to businesses.—
    More Pricing Information
    Features
    PhonePeVisa Acceptance Solutions (CyberSource)
    Payment Gateways
    Comparison of Payment Gateways features of PhonePe and Visa Acceptance Solutions (CyberSource)
    Feature
    PhonePe
    5.2
    2 Ratings
    35% below category average
    Visa Acceptance Solutions (CyberSource)
    -
    Ratings
    Fraud Detection3.02 Ratings00 Ratings
    API or SDK3.01 Ratings00 Ratings
    Recurring Payment Support7.52 Ratings00 Ratings
    Billing and Invoicing Support7.52 Ratings00 Ratings
    Global Support6.52 Ratings00 Ratings
    Payment Form Acceptance4.01 Ratings00 Ratings
    Best Alternatives
    PhonePeVisa Acceptance Solutions (CyberSource)
    Small Businesses
    Apple Pay
    Score9.1 out of 10
    No answers on this topic
    Medium-sized Companies
    Payoneer
    Score8 out of 10
    No answers on this topic
    Enterprises
    Checkout.com
    Score10 out of 10
    No answers on this topic
    All AlternativesView all alternativesView all alternatives
    User Ratings
    PhonePeVisa Acceptance Solutions (CyberSource)
    Likelihood to Recommend
    6.0
    (2 ratings)
    6.5
    (8 ratings)
    User Testimonials
    PhonePeVisa Acceptance Solutions (CyberSource)
    Likelihood to Recommend
    PhonePe
    Primary benefit is hassle-free payment to the merchant. You can purchase both online and offline without using cash to make the payment. Simply scan the QR code using the Phonepe app on your smartphone to make a payment into the merchant's account. And as said, its rewarding, you surely get a scratch card on every transaction that may either offer you cashback or a discount code for some vendor site shopping.
    Incentivized
    Read full review
    Visa
    For basic users it is probably a good fit. For connecting it's API's are straightforward and most would find it an easy connection to be made. The site overall is just not designed well. When you try to look at transactions a portion of the information is cut of without a scroll bar being added to slide to the fields you would like to see. If you need to see the data on the screen you need to make some adjustments.
    Incentivized
    Read full review
    Pros
    PhonePe
    • Payment status confirmation
    • User details before the payment start
    • Bills and Payment
    • Reminders of the bills
    Incentivized
    Read full review
    Visa
    • They have built the connections to multiple card providers so that a retailer does not need to build the code for each one separately.
    • The decision manager product catches and stops a lot of fraud from getting through and causing a large number or chargebacks.
    • They also connect to PayPal making it easy to add them to any website as a payment method.
    Incentivized
    Read full review
    Cons
    PhonePe
    • Like GPay, you dont have the option for secure login using PIN or password.
    • Sometimes your transaction gets stuck in between for long duration, so that's a technical bug with this app.
    • if you are booking your travel tickets with PhonePe and in case you cancelled it. Then you wont get any refunds for that.
    Incentivized
    Read full review
    Visa
    • fees- competitive, but budget for them
    • price transparency- it's hard to know exactly what you're being charged for. We are charged a small % of each incoming payment batch, so AR reconciliation is more difficult
    • implementation- significant time and expertise required to get everything up and running smoothly
    Incentivized
    Read full review
    Alternatives Considered
    PhonePe
    In case of payment failed we check the payment on the our app its showing on our app then it will definitely come other wise it will be refund to the customer, Its a unique feature. None of the other app has this feature. Its very simple to use as compare to the other compititive apps.
    Incentivized
    Read full review
    Visa
    Payeezy does not provide fraud check facility and they provide JS based integration. Since client wants server side integration due to security and fraud check as well in place of using another third party for fraud. We went ahead with Cybersource
    Incentivized
    Read full review
    Return on Investment
    PhonePe
    • PhonePe instantly fetches the complete bank information based on your verified number.
    • You can even buy gold and invest in mutual funds via same app.
    • There are lots of fake accounts on PhonePe so the company should allow legitimate account users only.
    Incentivized
    Read full review
    Visa
    • It has streamlined credit card processing for the whole organization
    • Provides all the info we need to locate specific transactions and address issues accordingly
    Incentivized
    Read full review
    ScreenShots