Tapcheck vs. Visa Acceptance Solutions (CyberSource)

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Tapcheck
Score 9.6 out of 10
N/A
Tapcheck is a financial wellness benefit that allows employees to access their earnings before payday, from the company of the same name in Tarzana, California. Available at no cost to employers, Tapcheck uses a mobile app to give workers greater control over their finances, which reduces their stress at home and increases their productivity at work. Tapcheck’s integration with existing payroll programs helps employers who incorporate on-demand earnings into their employee benefits packages to…N/A
Visa Acceptance Solutions (CyberSource)
Score 10.0 out of 10
N/A
CyberSource, acquired by Visa in 2010 and now part of Visa Acceptance Solutions, is payment technology, and includes offerings with flexible payment solutions that work across the globe.N/A
Pricing
TapcheckVisa Acceptance Solutions (CyberSource)
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
TapcheckVisa Acceptance Solutions (CyberSource)
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
TapcheckVisa Acceptance Solutions (CyberSource)
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User Ratings
TapcheckVisa Acceptance Solutions (CyberSource)
Likelihood to Recommend
9.0
(1 ratings)
6.5
(8 ratings)
User Testimonials
TapcheckVisa Acceptance Solutions (CyberSource)
Likelihood to Recommend
Tapcheck
Tapcheck allows our Care Pros to access their money between paychecks. This makes them happier, and more likely to stay w us. It gives us a chance to track care pro usage of the tool on the back end, to see uptake.
Read full review
Visa
For basic users it is probably a good fit. For connecting it's API's are straightforward and most would find it an easy connection to be made. The site overall is just not designed well. When you try to look at transactions a portion of the information is cut of without a scroll bar being added to slide to the fields you would like to see. If you need to see the data on the screen you need to make some adjustments.
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Pros
Tapcheck
  • Access to earned wages.
  • Intergration w our payroll system - WellSky/Evolution/PayPlus.
  • Back end tracking to see uptake, and usage.
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Visa
  • They have built the connections to multiple card providers so that a retailer does not need to build the code for each one separately.
  • The decision manager product catches and stops a lot of fraud from getting through and causing a large number or chargebacks.
  • They also connect to PayPal making it easy to add them to any website as a payment method.
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Cons
Tapcheck
  • Further integration - so that new Care Pros are automatically pulled into the system. Constant uploads are definitely a pain point in keeping the system up to date - not to mention our Tapcheck rep bugs me about it (which is OK - but who wants to be bugged by a vendor to do another task?)
  • Better reporting to the Care Pros - so they can see their usage, and the fees they incurred.
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Visa
  • fees- competitive, but budget for them
  • price transparency- it's hard to know exactly what you're being charged for. We are charged a small % of each incoming payment batch, so AR reconciliation is more difficult
  • implementation- significant time and expertise required to get everything up and running smoothly
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Alternatives Considered
Tapcheck
Tapcheck provides great support, and is easy to use. There are other tools but they're not integrated w our Payroll system.
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Visa
Payeezy does not provide fraud check facility and they provide JS based integration. Since client wants server side integration due to security and fraud check as well in place of using another third party for fraud. We went ahead with Cybersource
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Return on Investment
Tapcheck
  • Happier Care Pros
  • Easy to implement immediately
  • Good tracking tools on the back end.
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Visa
  • It has streamlined credit card processing for the whole organization
  • Provides all the info we need to locate specific transactions and address issues accordingly
Read full review
ScreenShots