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Chime

Chime

Overview

What is Chime?

Chime is an online banking solution from the company of the same name in San Francisco, allowing users to track account balances, daily transactions, and savings from anywhere with the Chime mobile app, and get daily balance notifications and instant…

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Recent Reviews

Thank you!!

8 out of 10
November 28, 2022
Incentivized
We previously used the Chime banking app for several purchases within the last year. The interface and dashboard were easy to navigate and …
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Reviewer Pros & Cons

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Pricing

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What is Chime?

Chime is an online banking solution from the company of the same name in San Francisco, allowing users to track account balances, daily transactions, and savings from anywhere with the Chime mobile app, and get daily balance notifications and instant transaction alerts any time for use of the…

Entry-level set up fee?

  • No setup fee

Offerings

  • Free Trial
  • Free/Freemium Version
  • Premium Consulting/Integration Services

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Product Details

What is Chime?

Chime Technical Details

Operating SystemsUnspecified
Mobile ApplicationNo
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Comparisons

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Reviews and Ratings

(5)

Attribute Ratings

Reviews

(1-4 of 4)
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Score 1 out of 10
Vetted Review
Verified User
I had $850 stolen from my account by someone pretending to be Amazon. I gave Chime the phone number I called which was in the web as Amazon but wasn't. I fully explained what happened. Chime "investigated" for 1 day and denied my claim.
Only use Chime/Bancorp if you don't care about the security of your money. I was scammed by someone pretending to be Amazon when I called an 800# listed on the web. They stole $850 from my account. Chime investigated for 1 day and denied my claim. I gave them all of the information including the phone number I initially called. They don't care if you get robbed. Your money isn't secure and you won't get it back. Do not use them.
  • Security of my money
  • Security of my money
  • Security of my money
  • I am instructing my employees at 3 companies to end direct deposit with Chime
  • Nothing is good when funds aren't secure
  • This left the worst experience with a financial institution I've ever had.
There is nothing good to say. Some people get paid faster. Sone don't. But the most important thing is that if your money isn't secure, who cares when it arrives. Anyone can go in and steal your money and you won't get it back. They don't care about their customers.
Yes
I'm not going to list what other banks I used, but I'm going back to them after this horrid experience.
  • Other
At the time I thought I would get paid quicker. I didn't. But in the end that didn't matter. What mattered was that my funds were stolen and Chime refused my claim. Funds aren't secure at Chime. DO NOT USE CHIME IF YOU CARE ABOUT THE SAFETY OF YOUR FUNDS!!!
I would stay with them if they did the right thing and gave me my $850 that was stolen back.
When my money was stolen from my account I was told there would be an investigation between 15-45 days. They didn't investigate at all. The next day I was denied my claim after being robbed for $850.
None
Yes
No
Never
November 28, 2022

Thank you!!

Score 8 out of 10
Vetted Review
Verified User
Incentivized
We previously used the Chime banking app for several purchases within the last year. The interface and dashboard were easy to navigate and made it simple to conduct our business. We have not experienced any issues with this application as we have with other used software used in the past. Thank you for allowing this platform to share our experiences with Chime.
  • Ease of use
  • Simple interface within the application.
  • Helpful support, when needed.
  • No areas for improvement as we were fully satisfied with the product.
I feel a 9 grade is appropriate as we were very satisfied with the product however there is always room for improvement. It was also encouraging knowing that when we did have minor issues with logging in on several occasions, the support staff was able to help rectify the problem very quickly. Thank you for this opportunity to present our feedback.
  • Ease of use
  • Simple interface on the dashboard.
  • Helpful and friendly support team.
  • Positive ROI by way of quick and easy transactions.
Avinash Saklani | TrustRadius Reviewer
Score 10 out of 10
Vetted Review
Verified User
Incentivized
I have been using Chime Online Banking for about a year now. It has been extremely helpful in building a good credit score for me. It is super easy to set up a direct deposit account on Chime Online Banking. I started using Chime Online Banking to receive money from my clients and to send money to my family and friends on weekly basis. Chime Online Banking has no hidden charges and it has no fee for any type of transaction. It is proven better for me than any other banking system.
  • Avoiding Overdraft Fees
  • Free Mobile Banking system
  • Pear to Pear payment system
  • You cannot transfer money to PayPal wallet
  • Spam emails
  • Manual SSI direct deposit
It is very helpful for me. It is reliable and simple to use. The Sign-up process of Chime Online Banking was simple and I was able to easily set up a direct deposit and link my bank account. It keeps me updated on every purchase I do from my account. The best thing is that it's free and has no hidden charges or paycheck fees. It has a special feature called SpotMe where they will cover your overdraft in a very neat way.
  • Easy Setup
  • Fast and Reliable
  • Free to Use and No extra charges
  • Increased Revenue
  • Built a trustworthy relationship with clients
  • Easy handling of Payments
First of all, Chime Online Banking is really the best option for new users. The User Interface and User Experience of the Chime app are really great. There are comparatively faster money transactions with Chime Online Banking and it has no fees at all. It is more reliable. It also allows you to lock your card if it is stolen or lost which is a great feature. At last, it is more rewarding than other online banking services with a great team of customer grievances.
Brian Keary | TrustRadius Reviewer
Score 8 out of 10
Vetted Review
Verified User
Incentivized
Wes started using Chime about 2 years ago to help defer the high bank fees we were incurring. Chime's fees are either $0.00 or a fraction of the other banks. In all, we saved close to $60.00 a month in fees.
  • NO Fees
  • Can track your money easily.
  • Immediate notifications when money is spent.
  • Their CC is hard to figure out.
  • Website could be streamlined.
We had an unauthorized transaction and we alerted the moment it went out and was able to contact Chime and get it reversed before any harm to us was incurred. We had a new card within 7-10 days as they claimed.
  • Immediate notifications of money going in or out.
  • It saves us a ton of money each money in fees.
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