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D&B Credit Insights

Score7.6 out of 10

59 Reviews and Ratings

What is D&B Credit Insights?

Dun and Bradstreet's Credit Insights is for any small business owner who wants to know their business’s credit, offering real-time alerts when there are changes to business scores and ratings so the user can quickly spot potential issues and act fast. Strong business credit scores may not only help secure favorable financing terms and attract potential investors, but it may also signal reliability and trustworthiness to interested suppliers, partners, and customers.

Categories & Use Cases

Media

D&B Credit Insights using Plaid to connect to a business account
D&B Credit Insights - All Notifications
D&B Credit Insights - Delinquency Score Notifications
D&B Credit Insights - Scores & Ratings

1 / 4

Top Performing Features

  • Credit Ratings Reports

    The quality and completeness of information on corporate credit ratings

    Category average: 6.5

  • Search Tools

    The quality and effectiveness of tools to help locate specific and relevant information within the platform

    Category average: 8.4

  • Industry-Specific Information

    The quality and completeness of industry-specific information, e.g., the progress or success of clinical trials in the pharmaceutical industry

    Category average: 8

Areas for Improvement

  • Supply Chain Data

    The quality and completeness of information on how a company sources its materials and other production resources

    Category average: 7.3

  • ESG Data

    The quality and completeness of data on Environmental, Social, and Governance practices

    Category average: 6.4

  • Independent Research Access

    The ability to access third-party analyses, e.g., Morningstar reports

    Category average: 8

Great Product

Use Cases and Deployment Scope

My organization used D&B Credit Insights to improve our credit relationships with new vendors. New vendors are often looking for our previous credit history with other vendors. D&B Credit Insights offers an easy way for potential vendors to quickly verify credit worthiness from a trusted source.

Pros

  • Detailed credit scores and ratings for my organization.
  • Extensive payment history from my organization's vendors.
  • Insights on other organizations credit history.

Cons

  • Changing principals in company operations is extremely difficult. I still have not removed a retired principal.
  • Better explanations for why updates to company information have failed. I generally get a generic message that is not useful.
  • The documentation process is very difficult. It generally takes D&B over two weeks to review submissions.

Return on Investment

  • My delinquency score has improved from 94 to 99.
  • My failure score has improved from 82 to 96.
  • Vendors are able to get more credit information about my organization.

Usability

D&B Credit Insights

Use Cases and Deployment Scope

This was a very helpful tool to understand where your company stands upon credit worthiness. We were able to quickly understand how other companies and vendors would view us and what we should focus on moving forward. D&B Credit Insights is very helpful and easy to use the dashboard to look at a summary view.

Pros

  • Dashboard View
  • Detailed Insight
  • Credit Worthiness

Cons

  • Better login experience
  • Further Insights
  • N/A

Return on Investment

  • Waiting to see

Usability

D&B Credit Insights for a Start Up

Use Cases and Deployment Scope

At Vital Lyfe, we use D&B Credit Insights as a core tool in our credit risk and vendor management workflows. It provides real-time access to credit scores, payment history, and risk alerts on both customers and suppliers. This allows our finance and operations teams to make informed decisions before extending credit terms, entering into supplier agreements, or onboarding new business partners.

Pros

  • Credit Risk Management
  • Vendor Reliability
  • Cash Flow Protection

Cons

  • Onboarding process
  • 1v1 support on uploading extended financial documents

Return on Investment

  • Reduced credit losses
  • Improve cash flow
  • Stronger supplier management

Usability

D&B Credit Insights Review

Use Cases and Deployment Scope

I have been in business for 4 years, had a D&B number, but never really knew what it was for or how best to utilize it. That is, not until I was denied for a loan due to not having a D&B score. I have been using D&B Credit Insights for about 2 weeks now and have already seen my score increase! The welcome call from D&B also gave me a lot of insight on how to make my profile strong and make all of things that I already do, actually count and work for me. Being a very small business owner, there is such a great advantage to having a strong financial profile. Now not only will I be able to obtain a loan for new equipment, but I'll have the security of a safety net, knowing that I can obtain credit if I need it. Thank you D&B!

Pros

  • Uses what I have already done for the past year to strengthen my profile.
  • Educate business owners!
  • Communication is excellent, from calls to follow up emails.

Cons

  • The process is time consuming, but I do not see a way around that.

Return on Investment

  • Stronger
  • More secure

Usability

Other Software Used

Joist, QuickBooks Online, BuildingConnected, an Autodesk product

D&B Credit Insights Plus Review

Use Cases and Deployment Scope

We didn't have much business credit history even though we have been in business or 3 years. We didn't really know where to start and D&B Credit Insights helped! We signed up and started submitting credit history and immediately started seeing our scores go up. I am certain that as we continue adding credit history our scores will continue to increase.

Pros

  • Ability to view our business credit
  • Submitting billing history to increase business credit
  • Tools for monitoring business credit

Cons

  • The document review process seems a bit overkill
  • website performance could be improved
  • sign up process had a few issues

Return on Investment

  • Experian score increase
  • D&B Score increase
  • Equifax score increase

Usability