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D&B Credit Insights Reviews and Ratings

Rating: 7.6 out of 10
Score
7.6 out of 10

Reviews

30 Reviews

D&B Credit Insights Review

Rating: 10 out of 10
Incentivized

Use Cases and Deployment Scope

We're a growing business with lots of new customers and suppliers. D & B helps us establish credit and vet potential customers. We set up a D & B account to help clean up some information relating to our business so that others can see us a trust worthy customer. D&B support is good and the pricing is fair.

Pros

  • Simplicity
  • Clarity
  • Support

Cons

  • Technical issues with the software
  • Making the products easier to understand
  • That's it!

Likelihood to Recommend

We had a supplier only issues if 5 K credit for 30 days when we needed 50 K. They explained that the issue was relating to our D&B score. We worked with D & B to resolve some outstanding issues on our account and get the credit issued that we needed.

VU
Verified User
Director in Corporate (11-50 employees)
Vetted Review
D&B Credit Insights
7 years of experience

Awesome

Rating: 10 out of 10
Incentivized

Use Cases and Deployment Scope

The product is fantastic! I love how I can keep an eye on my business credit. I can easily upload invoices and statements, and it’s completely separate from my personal credit. It’s the best tool for getting credit loans from other companies, especially for large corporations. I’d highly recommend it to any business owner—you won’t be disappointed! Give it a shot and see for yourself.

Pros

  • The Paydex is a fantastic tool!
  • Unique D&B number
  • I’m happy to check out the values of other companies too!

Cons

  • The website portal sometimes crash
  • Make it user friendlier
  • If we can upload profile picture

Likelihood to Recommend

I’m really happy that I can now add more companies to a single profile!

VU
Verified User
Executive in Corporate (1-10 employees)
Vetted Review
D&B Credit Insights
1 year of experience

Great Product

Rating: 8 out of 10
Incentivized

Use Cases and Deployment Scope

My organization used D&B Credit Insights to improve our credit relationships with new vendors. New vendors are often looking for our previous credit history with other vendors. D&B Credit Insights offers an easy way for potential vendors to quickly verify credit worthiness from a trusted source.

Pros

  • Detailed credit scores and ratings for my organization.
  • Extensive payment history from my organization's vendors.
  • Insights on other organizations credit history.

Cons

  • Changing principals in company operations is extremely difficult. I still have not removed a retired principal.
  • Better explanations for why updates to company information have failed. I generally get a generic message that is not useful.
  • The documentation process is very difficult. It generally takes D&B over two weeks to review submissions.

Likelihood to Recommend

D&B Credit Insights allows an organization to improve their credit score. It is great for companies who already have established credit terms but may not have kept up with improving their D&B scores. Small companies may find D&B Credit Insights challenging because it requires established credit relationships with vendors. It can be challenging to have D&B approve your documentation as a small business.

RT
Ryan Thatcher
Controller in Finance and Accounting at DAWM PLC (51-200 employees)
Vetted Review
D&B Credit Insights
2 years of experience

D&B Credit Insights for a Start Up

Rating: 7 out of 10
Incentivized

Use Cases and Deployment Scope

At Vital Lyfe, we use D&B Credit Insights as a core tool in our credit risk and vendor management workflows. It provides real-time access to credit scores, payment history, and risk alerts on both customers and suppliers. This allows our finance and operations teams to make informed decisions before extending credit terms, entering into supplier agreements, or onboarding new business partners.

Pros

  • Credit Risk Management
  • Vendor Reliability
  • Cash Flow Protection

Cons

  • Onboarding process
  • 1v1 support on uploading extended financial documents

Likelihood to Recommend

D&B Credit Insights is most valuable in decisions involving financial exposure (credit terms, large supplier contracts, or collections), and less useful where relationships are low-risk, short-term, or outside its strongest geographic coverage.

LR
Lovelynn Ramirez
Executive Assistant in Corporate at Vital Lyfe (11-50 employees)
Vetted Review
D&B Credit Insights
1 year of experience

D&B Credit Insights

Rating: 10 out of 10
Incentivized

Use Cases and Deployment Scope

This was a very helpful tool to understand where your company stands upon credit worthiness. We were able to quickly understand how other companies and vendors would view us and what we should focus on moving forward. D&B Credit Insights is very helpful and easy to use the dashboard to look at a summary view.

Pros

  • Dashboard View
  • Detailed Insight
  • Credit Worthiness

Cons

  • Better login experience
  • Further Insights
  • N/A

Likelihood to Recommend

Credit Insights is well suited to fit any business if they would like to view their credit. Was a very easy experience and helpful to understand and look at. I would recommend this to any company or any colleague that wanted to view their credit quickly, precisely, and all in one place.

Dd
Davis da Ponte
Financial Manager in Finance and Accounting at Ryman Hospitality (1001-5000 employees)
Vetted Review
D&B Credit Insights
4 years of experience

Building Credit and Researching Business Clients

Rating: 9 out of 10
Incentivized

Use Cases and Deployment Scope

D&B Credit Insights Basic helped me understand my credit profile better. It allowed me to view my credit the way lenders view me. It also helped me to develop a strategy when extending credit to my clients. I purchased D&B Credit Insights Basic to enhance my creditworthiness and improve my chances of getting paid when extending credit to clients.

Pros

  • Provides credit scoring I can understand
  • Provides personalized support representatives for my business
  • Adds a better, more reliable web presence

Cons

  • Allowing some client search features
  • Monitoring and reporting outside credit lines

Likelihood to Recommend

D&B Credit Insights Basic was well-suited for understanding my credit profile. It was also well-suited for applying for new credit lines and improving my web presence. The product helped me to focus on my business credit and rely less on my personal credit. I found that D&B Credit Insights Basic was unable to assist me in underwriting my clients. I was required to upgrade from my $49 subscription, which I wasn't seeing too much value out of, to a high plan. Basic is not a good option if you are trying to underwrite and run credit reports for new business clients.

VU
Verified User
C-Level Executive in Legal (11-50 employees)
Vetted Review
D&B Credit Insights
1 year of experience

D&B Credit Insights Review

Rating: 10 out of 10
Incentivized

Use Cases and Deployment Scope

I have been in business for 4 years, had a D&B number, but never really knew what it was for or how best to utilize it. That is, not until I was denied for a loan due to not having a D&B score. I have been using D&B Credit Insights for about 2 weeks now and have already seen my score increase! The welcome call from D&B also gave me a lot of insight on how to make my profile strong and make all of things that I already do, actually count and work for me. Being a very small business owner, there is such a great advantage to having a strong financial profile. Now not only will I be able to obtain a loan for new equipment, but I'll have the security of a safety net, knowing that I can obtain credit if I need it. Thank you D&B!

Pros

  • Uses what I have already done for the past year to strengthen my profile.
  • Educate business owners!
  • Communication is excellent, from calls to follow up emails.

Cons

  • The process is time consuming, but I do not see a way around that.

Likelihood to Recommend

D&B Credit Insights is essential to any small business. They have provided me with the resources for my business to have a strong financial profile, ultimately making my business more powerful and more secure.

JM
Jennifer Mansell
Owner in Manufacturing at Pacific Mobile Welding and Fabrication (1-10 employees)
Vetted Review
D&B Credit Insights
1 year of experience

D&B Credit Insights Plus Review

Rating: 7 out of 10
Incentivized

Use Cases and Deployment Scope

We didn't have much business credit history even though we have been in business or 3 years. We didn't really know where to start and D&B Credit Insights helped! We signed up and started submitting credit history and immediately started seeing our scores go up. I am certain that as we continue adding credit history our scores will continue to increase.

Pros

  • Ability to view our business credit
  • Submitting billing history to increase business credit
  • Tools for monitoring business credit

Cons

  • The document review process seems a bit overkill
  • website performance could be improved
  • sign up process had a few issues

Likelihood to Recommend

If you are looking to view and/or improve your business credit, then it is a useful tool.

MC
Max Carson
Founder in Marketing at Framework Digital Marketing (1-10 employees)
Vetted Review
D&B Credit Insights
1 year of experience

Credit Insights Review

Rating: 6 out of 10
Incentivized

Use Cases and Deployment Scope

We use this product to know our rating so we can have access to capital solutions if necessary

Pros

  • easy to understand
  • thorough reporting
  • explanation of credit snapshot
  • detailed listing of items on our business report
  • Provides excellent support

Cons

  • could use more specific data on vendors
  • some information could use an update
  • difficult to upload documents on

Likelihood to Recommend

Its well suited for business and individuals that need accurate information on their credit standing to get funding for growth like needing equipment, etc. I do not think this would be necessary for businesses that have funding options available or a well established relationship with their bank.

VU
Verified User
Administrator in Finance and Accounting (1-10 employees)
Vetted Review
D&B Credit Insights
3 years of experience

Report request

Rating: 8 out of 10
Incentivized

Use Cases and Deployment Scope

Needed to download a report to include in a client proposal which required me to pay for a subscription for one month. Other than using it to download a report, it's not a product we would regularly use due to the nature of our clients and business.

Pros

  • Insight into business health
  • Reports
  • Payment history

Cons

  • Report download wasn't easy
  • Options for a simple report rather than all the details included

Likelihood to Recommend

Again, I don't think we are the business that needs this type of service but it could be useful to someone that deals with a lot of clients or vendors

VU
Verified User
Director in Finance and Accounting (1-10 employees)
Vetted Review
D&B Credit Insights
1 year of experience