Rippling Finance

Score8.2 out of 10

13 Reviews and Ratings

What is Rippling Finance?

Rippling Finance is a modular Spend Management suite for controlling employee and vendor spending. Rippling Corporate Cards provides Card Management through physical and virtual card issuance, spending limits, transaction policies, and approval controls. Expense Management supports receipt collection, policy checks, approvals, and employee reimbursements, while Bill Pay supports Accounts Payable workflows for routing invoices and paying vendors. Rippling also offers business travel capabilities, and accounting integrations transfer spending data to connected general ledger systems.

Categories & Use Cases

Pros

Intuitive user interface and navigation
Efficient expense and reimbursement management
Streamlined employee onboarding and administration

Cons

Complex user interface and mobile app navigation
Limited flexibility in medical insurance contribution configuration
Inconsistent synchronization within payroll and benefits

Sawyer King

Electronics Engineer in Research & Development at Enaex Applied Technology Center (1001-5000 employees)

Use Cases and Deployment Scope

We use Rippling to manage our financial matters, 401(k) distributions, PTO requests, and company credit cards. Rippling, as of late, has been addressing 401(k) distribution issues. The last company they used was not doing well, so they switched to a different one. Things went well until the company was bought out, and Rippling had to find another solution.

Pros

Rippling does a good job of making their website very user friendly.
They also make managing employees and benefits very well.
They handle the 401k distribution and which company is used very well also.

Cons

Rippling could improve their payment days. Currently they make employee payments around the 15th and 30th of the month, but it varies slightly with every month. It would make more sense to do this payment on every other Friday or every other Monday.

Return on Investment

We do not usually use rippling for this type of thing, so I cannot add anything to this section.

Usability

Verified User

Manager in Finance and Accounting (201-500 employees)

Use Cases and Deployment Scope

We use it for business card spending. It solved receipt management and expense reports.

Pros

Ease of use for receipt upload.
Portal is modern and slick.
The text notifications are great.

Cons

I think the portal can be chopped down and have less menus to make it simpler.
Maybe a slicker interface for eye pleasure.
Adding card details are a little clunky.

Return on Investment

It has had a positive ROI to help track expenses better.

Alternatives Considered

Ramp

Usability

Matt Bell View profile

Senior Product Manager in Product Management at MultiTracks.com (51-200 employees)

Use Cases and Deployment Scope

While others in my org use Rippling for several things, in my role, I use it for capturing and submitting expenses. It's definitely been the best expense platform I've used (and I've used quite a few over the years). It's easy to use, very efficient, and offers all the features I need to quickly get expenses done and paid out, saving me a ton of time in the process.

Pros

OCR/Automatic Receipt Recognition.
Visibility and notifications for everyone involved in the expense approval process.
An easy-to-use mobile app.
A digital expense card that can be loaded with per diem and used with Apple Pay.

Cons

The mobile app navigation could be better streamlined to be more efficient.

Return on Investment

Saving employees' time when submitting expenses.
A great review/approval process to ensure only appropriate items are getting expensed.

Alternatives Considered

Emburse Nexonia and Expensify

Usability

Other Software Used

Figma, Atlassian Jira, Jira Product Discovery, Atlassian Confluence, Logic Pro X, Adobe PhotoShop

Verified User

Administrator in Human Resources (51-200 employees)

Use Cases and Deployment Scope

We use Rippling for time tracking, benefits admin, payroll, performance management, onboarding, and credit card & expense management.

Pros

Payroll: it shows exactly what has changed for each individual from cycle to cycle, so I can easily flag any issues
Reviews: Very easy to set up and to customize, and able to set different due dates for different aspects of the review process (and set different forward facing and internal due dates)
Spend/Finance: Can't say enough about how nice it is to manage our credit cards, expenses, and reimbursements all from our HR platform. It's one of their newer offerings so there are improvements that could be made, but it's still a huge step up for us from how we were managing these, from both the admin side and employee user experience.

Cons

Benefits Admin: The main issue we've encountered is in the Benefits module, and that we're not able to fully configure our medical insurance company contributions in the way that we want to. We've opted for a bandaid fix for now, which means that some employees' information is incorrect, and are really hoping that they make product changes before our next Open Enrollment cycle at the end of the year.
Payroll/Benefits Deductions: Due to the contributions issue, I have to manually update payroll deductions. This hasn't been quite as smooth as it should be, and there have been some challenges getting the Benefits deductions area to correctly sync with Payroll.
Work Emails: We've opted not to connect our company email with Rippling, and because we're not using that feature, it's not allowing us to enter work email addresses at all in individual's profiles. It's not a huge issue, but is inconvenient. Our implementation manager said that there should be a way to fix this, but our account manager wasn't able to provide much guidance so I haven't looked into it further.

Return on Investment

Accounting team is able to get month end done quicker due to Rippling Spend - thanks to the ease of use of the credit card and expense management function, employees are staying on top of their expenses and transactions are approved in a timely manner
Employees have noticed that the new product is better than our previous one, and voiced approval/thanks
The review process (being able to set different due dates for different aspects of process; ability to nominate peer reviews in system) is superior to our previous system and gives our reviews a more polished and less complicated feel

Alternatives Considered

TriNet HR Plus

Usability

Other Software Used

Atlassian Confluence, NetSuite ERP, Workable

Verified User

Strategist in Marketing (51-200 employees)

Use Cases and Deployment Scope

At Superdigital, a social-first creative agency, we use Rippling for a number of business matters. I'm a daily/weekly user on the strategy team that often checks Rippling for various needs such as spend management, time and benefits updates, team organization hierarchy, and other uses. I typically submit expense reports and check payroll from time to time.

Rippling Finance

What is Rippling Finance?

Categories & Use Cases