Affirm vs. Apple Pay

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Affirm
Score 8.4 out of 10
N/A
Affirm, headquartered in San Francisco, offers their dynamic payment system for ecommerce, supporting payments broken out into installments to accommodate shopper preference.N/A
Apple Pay
Score 8.7 out of 10
N/A
Apple Pay is a payment gateway the vendor states gives customers an easy, secure, and private way to pay in stores, within apps, on the web, and in Business Chat.N/A
Pricing
AffirmApple Pay
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
AffirmApple Pay
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
AffirmApple Pay
Features
AffirmApple Pay
Payment Gateways
Comparison of Payment Gateways features of Product A and Product B
Affirm
-
Ratings
Apple Pay
8.0
5 Ratings
11% above category average
Fraud Detection00 Ratings8.75 Ratings
API or SDK00 Ratings8.73 Ratings
Recurring Payment Support00 Ratings8.25 Ratings
Billing and Invoicing Support00 Ratings8.35 Ratings
Global Support00 Ratings6.35 Ratings
Payment Form Acceptance00 Ratings7.55 Ratings
Best Alternatives
AffirmApple Pay
Small Businesses
Square Invoices
Square Invoices
Score 9.2 out of 10
Stripe Payments
Stripe Payments
Score 9.0 out of 10
Medium-sized Companies
Apple Pay
Apple Pay
Score 8.7 out of 10
Adyen
Adyen
Score 8.6 out of 10
Enterprises
Adyen
Adyen
Score 8.6 out of 10
Adyen
Adyen
Score 8.6 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
AffirmApple Pay
Likelihood to Recommend
8.5
(4 ratings)
8.7
(23 ratings)
Likelihood to Renew
-
(0 ratings)
7.3
(1 ratings)
Usability
10.0
(1 ratings)
9.7
(4 ratings)
User Testimonials
AffirmApple Pay
Likelihood to Recommend
Affirm
We use Affirm with a Woocommerce/Wordpress website and there is a plugin that integrates Affirm for us. We also use a payment method plugin that limits Affirms availability only to products that they support. Generally, we have had a good experience with integration and payments from Affirm to us are consistent and timely. People finance guitars, pedals, and amplifiers and it offers us a way to reach a customer base that may not otherwise purchase from us.
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Apple
If you accept payments while selling goods and services, Apple Pay can help you speed up the payment process while securely accepting payments. Since there is no need to stick a card into a machine, users won't have to fumble looking for a card when they can put their whole wallet on Apple Pay and check out easily.
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Pros
Affirm
  • Easy installation.
  • Great customer service.
  • Painless pay as you go software.
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Apple
  • The double click which launches it couldn't be easier; you don't even have to open your phone and find the app.
  • It's pretty much fool proof from there, as just holding your phone near the reader is sufficient for success.
  • Haptic feedback ensures that I know the payment registered.
  • I have full faith and confidence that the transaction was executed securely.
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Cons
Affirm
  • We haven't had any issues as of yet, we are very happy with everything.
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Apple
  • At times, my Apple Pay will pop up unintentionally. Perhaps there can be more safeguards around that.
  • Apple Pay is not super great if I need to make a return. For any return, I've found that paper receipts are superior.
  • Apple Pay sometimes requires very specific positioning when scanning the phone, which is frustrating.
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Likelihood to Renew
Affirm
No answers on this topic
Apple
It's now a standard.
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Usability
Affirm
Easy to use, simple to integrate, especially if you are using Shopify Plus. Putting everything live and active was easy. We did have to do some simple HTML/CSS to make everything look the way that we wanted it to, but that was very easy and something that we did in house. If you can do some simple style work, you won't have any issues at all.
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Apple
Love the simplicity, i think it's a good way of getting apple-lovers to purchase things from the palm of their hand
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Alternatives Considered
Affirm
We have not used any payment plans before, this was the first for the company.
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Apple
When I had my Android/Samsung phone, I tried Samsung's version of Apple Pay and it was terrible. It was very glitchy, and sometimes I would get a notification that I paid for something when I wasn't even in a checkout screen, like I was just browsing the internet or something and I'd get a notification! It was alarming and I quickly uninstalled the app and never used it again.
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Return on Investment
Affirm
  • Higher average order value.
  • Mores sales.
  • Better user experience.
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Apple
  • Able to provide employees with digital company cards.
  • Convenient tracking of money spent.
  • Caring for others in our workplace and community through gifts and purchases.
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ScreenShots