Affirm vs. Apple Pay

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Affirm
Score 8.4 out of 10
N/A
Affirm, headquartered in San Francisco, offers their dynamic payment system for ecommerce, supporting payments broken out into installments to accommodate shopper preference.N/A
Apple Pay
Score 9.1 out of 10
N/A
Apple Pay is a payment gateway the vendor states gives customers an easy, secure, and private way to pay in stores, within apps, on the web, and in Business Chat.N/A
Pricing
AffirmApple Pay
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
AffirmApple Pay
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
AffirmApple Pay
Top Pros
Top Cons

No answers on this topic

Features
AffirmApple Pay
Payment Gateways
Comparison of Payment Gateways features of Product A and Product B
Affirm
-
Ratings
Apple Pay
8.2
2 Ratings
34% above category average
Fraud Detection00 Ratings6.52 Ratings
API or SDK00 Ratings7.02 Ratings
Recurring Payment Support00 Ratings9.52 Ratings
Billing and Invoicing Support00 Ratings8.52 Ratings
Global Support00 Ratings8.52 Ratings
Payment Form Acceptance00 Ratings9.02 Ratings
Best Alternatives
AffirmApple Pay
Small Businesses
Square Invoices
Square Invoices
Score 9.2 out of 10
Thryv
Thryv
Score 8.8 out of 10
Medium-sized Companies
Apple Pay
Apple Pay
Score 9.1 out of 10
Adyen
Adyen
Score 8.8 out of 10
Enterprises
Adyen
Adyen
Score 8.8 out of 10
Adyen
Adyen
Score 8.8 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
AffirmApple Pay
Likelihood to Recommend
8.5
(4 ratings)
9.4
(20 ratings)
Likelihood to Renew
-
(0 ratings)
7.3
(1 ratings)
Usability
10.0
(1 ratings)
10.0
(1 ratings)
User Testimonials
AffirmApple Pay
Likelihood to Recommend
Affirm
We use Affirm with a Woocommerce/Wordpress website and there is a plugin that integrates Affirm for us. We also use a payment method plugin that limits Affirms availability only to products that they support. Generally, we have had a good experience with integration and payments from Affirm to us are consistent and timely. People finance guitars, pedals, and amplifiers and it offers us a way to reach a customer base that may not otherwise purchase from us.
Read full review
Apple
It works great when you don't want to carry cash, or even carry credit cards. It is so simply to just whip out your phone, double click, and it opens with FaceID and is ready to use. In our case, we shop very often at a store across the street which accepts Apple Pay and so the payment portion is essentially a non-issue at this point, which is fantastic for us
Read full review
Pros
Affirm
  • Easy installation.
  • Great customer service.
  • Painless pay as you go software.
Read full review
Apple
  • Apple Pay is extremely easy to access because you can access it whether you've unlocked your phone or locked it.
  • Apple Pay does a great job listing historic transactions.
  • Apple Pay easily allows users to add or remove different credit cards.
Read full review
Cons
Affirm
  • We haven't had any issues as of yet, we are very happy with everything.
Read full review
Apple
  • The ability for other integrations to still have their restricting permissions to be used. As an example, I can't use Apple Pay and still choose when I want my delivery because it's not in Apple Pay's coding to allow outside restrictions.
Read full review
Likelihood to Renew
Affirm
No answers on this topic
Apple
It's now a standard.
Read full review
Usability
Affirm
Easy to use, simple to integrate, especially if you are using Shopify Plus. Putting everything live and active was easy. We did have to do some simple HTML/CSS to make everything look the way that we wanted it to, but that was very easy and something that we did in house. If you can do some simple style work, you won't have any issues at all.
Read full review
Apple
Extremely effective and easy to use.
Read full review
Alternatives Considered
Affirm
We have not used any payment plans before, this was the first for the company.
Read full review
Apple
When I had my Android/Samsung phone, I tried Samsung's version of Apple Pay and it was terrible. It was very glitchy, and sometimes I would get a notification that I paid for something when I wasn't even in a checkout screen, like I was just browsing the internet or something and I'd get a notification! It was alarming and I quickly uninstalled the app and never used it again.
Read full review
Return on Investment
Affirm
  • Higher average order value.
  • Mores sales.
  • Better user experience.
Read full review
Apple
  • Able to provide employees with digital company cards.
  • Convenient tracking of money spent.
  • Caring for others in our workplace and community through gifts and purchases.
Read full review
ScreenShots