Apple Pay vs. Chime Online Banking

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Apple Pay
Score 9.0 out of 10
N/A
Apple Pay is a payment gateway the vendor states gives customers an easy, secure, and private way to pay in stores, within apps, on the web, and in Business Chat.N/A
Chime
Score 4.9 out of 10
N/A
Chime is an online banking solution from the company of the same name in San Francisco, allowing users to track account balances, daily transactions, and savings from anywhere with the Chime mobile app, and get daily balance notifications and instant transaction alerts any time for use of the included Chime Visa Debit Card.N/A
Pricing
Apple PayChime Online Banking
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
Apple PayChime
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Best Alternatives
Apple PayChime Online Banking
Small Businesses
Thryv
Thryv
Score 8.9 out of 10

No answers on this topic

Medium-sized Companies
Adyen
Adyen
Score 8.8 out of 10

No answers on this topic

Enterprises
Adyen
Adyen
Score 8.8 out of 10

No answers on this topic

All AlternativesView all alternativesView all alternatives
User Ratings
Apple PayChime Online Banking
Likelihood to Recommend
9.3
(18 ratings)
4.7
(4 ratings)
Likelihood to Renew
7.3
(1 ratings)
-
(0 ratings)
Usability
10.0
(1 ratings)
-
(0 ratings)
Support Rating
-
(0 ratings)
1.0
(1 ratings)
User Testimonials
Apple PayChime Online Banking
Likelihood to Recommend
Apple
I use it not only at stores in person but also online. It's so easy to use. I've been a victim of identity theft before and I just feel safer using it online than entering my individual credit card info every time. Plus I get cashback on purchases!
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Chime
It is very helpful for me. It is reliable and simple to use. The Sign-up process of Chime Online Banking was simple and I was able to easily set up a direct deposit and link my bank account. It keeps me updated on every purchase I do from my account. The best thing is that it's free and has no hidden charges or paycheck fees. It has a special feature called SpotMe where they will cover your overdraft in a very neat way.
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Pros
Apple
  • Apple Pay is extremely easy to access because you can access it whether you've unlocked your phone or locked it.
  • Apple Pay does a great job listing historic transactions.
  • Apple Pay easily allows users to add or remove different credit cards.
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Chime
  • Ease of use
  • Simple interface within the application.
  • Helpful support, when needed.
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Cons
Apple
  • The ability for other integrations to still have their restricting permissions to be used. As an example, I can't use Apple Pay and still choose when I want my delivery because it's not in Apple Pay's coding to allow outside restrictions.
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Chime
  • Their CC is hard to figure out.
  • Website could be streamlined.
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Likelihood to Renew
Apple
It's now a standard.
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Chime
No answers on this topic
Usability
Apple
Extremely effective and easy to use.
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Chime
No answers on this topic
Support Rating
Apple
No answers on this topic
Chime
When my money was stolen from my account I was told there would be an investigation between 15-45 days. They didn't investigate at all. The next day I was denied my claim after being robbed for $850.
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Alternatives Considered
Apple
Our choice to use Apple Pay was made because of the fast and easy access to funds, it is largely accepted by most vendors and it is a knowingly secure platform for transactions. Making it a trusted and effective resource for our company to utilize. We also found the setup to be more user-friendly.
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Chime
First of all, Chime Online Banking is really the best option for new users. The User Interface and User Experience of the Chime app are really great. There are comparatively faster money transactions with Chime Online Banking and it has no fees at all. It is more reliable. It also allows you to lock your card if it is stolen or lost which is a great feature. At last, it is more rewarding than other online banking services with a great team of customer grievances.
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Return on Investment
Apple
  • less time spent entering credit card numbers online
  • it has great security features
  • it's portable, since it's built in to my phone
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Chime
  • Positive ROI by way of quick and easy transactions.
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ScreenShots