D&B Finance Analytics vs. HID Risk Management Solution

D&B Finance Analytics is helpful with determining a customer's credit worthiness when our customer has data reported. We are a Wholesale Durable Goods company and we prefer to see data reflecting Trade Payments that show Wholesale Durable and/or Non-Durable Goods to help us see how they pay their Trade Payments. I also like to see the Maximum Credit Recommendation, however, in some instances I tend to disagree just based on customer history with us as well as the lack of data for Trade Payments. I would (and have) definitely recommend this program to colleagues.

Incentivized

• Custom Scores
• Finding Companies through Search or Advanced Search. It's got an easy search bar. And then for example, we have companies all over the world that come to us. And so we can just choose the country, for example, and then write the name in there and it'll bring up a lot of different companies that maybe are exactly that name or close to that name. And when we see what we believe to be the actual company, we can click on it and then know whether they are credit worthy.
• Great UX on the website - fast and easy to use. The speed with which it operates is really terrific and very important for us because we usually have to make that decision right away.
• Using something as objective as a numerical score simplifies decisions about offering credit. We have to make a decision usually on whether to offer credit to an advertiser quickly. So what's wonderful about the process is that we don't have to be searching around on Google or any kind of review site and then try to discern whether they're credit worthy. We simply open up the D&B Finance Analytics tool.

Incentivized

• Provide EIN number of the business to ensure you are viewing the correct business.
• Have an easier, clearer way to view a parent company and its subsidiaries or a main entity and its other addresses, so basically clearly define if it is the same entity.

Incentivized

D&B Finance Analytics reports have just about everything. You can see a full company profile including legal forms, history records, employee count, years in business, paydex scores, delinquency scores, viability ratings, state of incorporations, naics codes, CEO or business owner names, etc. There is a lot that pulls up in this report

Incentivized

Very easy to access, and the reports are generally intuitive and clearly understandable. Some minor issues with entering data, nothing that would keep me from using this software, though. The databases it draws from are robust, and I can generally find the information I need, or get pointed to that information as a result of studying the report.

Incentivized

I've never had any issues with the availability of D&B. Whenever I've needed to run a report on a company, it has always been available

Incentivized

5--PAGES TEND TO LOAD SLOWLY MORE OFTEN THAN NOT. IT IS A PROBLEM I NOTICE MORE OFTEN WHEN THERE ARE EXTREMELY LARGE CORPORATE LINKAGES

Incentivized

The customer support service team is very good and very knowledgeable. The customer reps are also helpful and quick to answer back when I send them an email or need to call them for additional help if I can not find it on my own. The whole D&B community is awesome on how they treat the customers.

Incentivized

The online training was worth it. We did an online training with our team and an account rep from D&B. They walked us through the entire interface and answered all of our questions.

Incentivized

Skipping question, I was not involved in implementation.

Incentivized

We have used CLEAR, LexisNexis, Paynet (Equifax), and Zoom info. I would say D&B is compatible with LexisNexis, but less competitive with CLEAR and Paynet (Equifax). Paynet (Equifax) is much more applicable as it provides credit history on term debt, which is the area we provide financing for in our industry.

Incentivized

AT THIS PARTICULAR TIME, WE ONLY USE IT TO MAKE A DETERMINATION ON CREDIT. NO OTHER DEPARTMENTS HAVE ACCESS TO PROGRAM OTHER THAN ACCOUNTING

Incentivized

• As long as good credit decisions are being made by the user, DSO can expect to be reduced.
• ROI in terms of value for the cost of using D&B, is typically favorable.
• Working Capital generally does increase with better DSO and fewer write offs.

Incentivized