D&B Finance Analytics vs. UpGrad

As I mentioned earlier, the D&B Analytics are very helpful when a customer has sufficient history and data available. However, for newer companies, it often does not bring back results, or very little information is provided, and therefore, it is not helpful in those situations. Alternative methods of credit analysis would be helpful.

Incentivized

1. Gives you holistic learning with a combination of lectures and assignments
2. Can be accessed via website and mobile application
3. You can download videos and watch them later
4. Overall it is a cost-effective tool
5. Their video player needs a lot of improvement. It keeps on buffering a lot and use a lot of data. Some additional features could be provided like fast-forwarding videos by 5 or 10 seconds

Incentivized

• Custom Scores
• Finding Companies through Search or Advanced Search. It's got an easy search bar. And then for example, we have companies all over the world that come to us. And so we can just choose the country, for example, and then write the name in there and it'll bring up a lot of different companies that maybe are exactly that name or close to that name. And when we see what we believe to be the actual company, we can click on it and then know whether they are credit worthy.
• Great UX on the website - fast and easy to use. The speed with which it operates is really terrific and very important for us because we usually have to make that decision right away.
• Using something as objective as a numerical score simplifies decisions about offering credit. We have to make a decision usually on whether to offer credit to an advertiser quickly. So what's wonderful about the process is that we don't have to be searching around on Google or any kind of review site and then try to discern whether they're credit worthy. We simply open up the D&B Finance Analytics tool.

Incentivized

• The courses library is too exhaustive
• It has partnerships with few of the most reputed universities in India and Globally
• Its a cost effective tool
• Provides the feature to download courses and watch later

Incentivized

• Provide EIN number of the business to ensure you are viewing the correct business.
• Have an easier, clearer way to view a parent company and its subsidiaries or a main entity and its other addresses, so basically clearly define if it is the same entity.

Incentivized

• The video player needs improvement
• Their mobile application gets stuck and can be made intutive
• Some courses can still be made cheaper

Incentivized

D&B Finance Analytics reports have just about everything. You can see a full company profile including legal forms, history records, employee count, years in business, paydex scores, delinquency scores, viability ratings, state of incorporations, naics codes, CEO or business owner names, etc. There is a lot that pulls up in this report

Incentivized

Very easy to access, and the reports are generally intuitive and clearly understandable. Some minor issues with entering data, nothing that would keep me from using this software, though. The databases it draws from are robust, and I can generally find the information I need, or get pointed to that information as a result of studying the report.

Incentivized

FOR THE MOST PART IT IS ALWAYS AVAILABLE. ON RARE OCCASSIONS i HAVE TROUBLE ACCESSING BUT AFTER I SUBMIT AN ISSUE IT IS CORRECTED

Incentivized

I rate the performance very good. The report loads quickly and downloads in a reasonable time frame given the extensive complexity of the report. I've never had an issue

Incentivized

The customer support service team is very good and very knowledgeable. The customer reps are also helpful and quick to answer back when I send them an email or need to call them for additional help if I can not find it on my own. The whole D&B community is awesome on how they treat the customers.

Incentivized

The online training was worth it. We did an online training with our team and an account rep from D&B. They walked us through the entire interface and answered all of our questions.

Incentivized

I was not involved in the integration.

Incentivized

D&B has a cleaner user interface than the other credit reports we've used. The site layout is simple to navigate, making it easier for our team to quickly locate the correct customers, review their reports, assess credit scores, and monitor the risk alerts without having to dig through cluttered menus.

Incentivized

1. It is relatively cheaper than Bjyu's which was a major deciding factor for going ahead with upGrad
2. UpGrad has partnerships with better universities in India and Globally as well
3. Their marketing team is better than Bjyu's
4. The mentor support provided during the course helps complete the courses faster and understand them better

Incentivized

AT THIS PARTICULAR TIME, WE ONLY USE IT TO MAKE A DETERMINATION ON CREDIT. NO OTHER DEPARTMENTS HAVE ACCESS TO PROGRAM OTHER THAN ACCOUNTING

Incentivized

• More or less improved efficiency in our Bank's underwriting process, but new deals have been slow as the economy worsens
• We haven't been creating much new business due to the environment we are in and the position we are in as a regional bank
• It will continue to strengthen our credit risk assessments

Incentivized

• The cost per session is good, justifies the ROI
• The progress report and reminders keeps us on your toes

Incentivized