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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Opayo by Elavon

    Score9.9 out of 10
    N/AOpayo is the name for the former Sage Pay, an online payment and invoicing solution formerly from Sage, acquired by Elavon in 2019.

    $27

    per month

    Harpoon

    Score9 out of 10
    N/AHarpoon is a web-hosted accounting and finance app that helps freelancers and consultants set and meet their financial goals. In addition, Harpoon provides useful tools to help users collect revenue and manage finances. Features include time tracking, invoicing, expense tracking, project scheduling and more.  The vendor’s value proposition is that their solution that helps users boost their freelancing career.

    $19

    per month

    Pricing
    Opayo by ElavonHarpoon
    Editions & Modules
    Flex
    $27.00
    per month
    Plus
    $45.00
    per month
    Single User - Unlimited Everything
    $19
    per month
    Offerings
    Pricing Offerings
    Opayo by ElavonHarpoon
    Free Trial
    NoYes
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional Details——
    More Pricing Information
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    Opayo by ElavonHarpoon
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    User Ratings
    Opayo by ElavonHarpoon
    Likelihood to Recommend
    9.0
    (4 ratings)
    9.0
    (2 ratings)
    Support Rating
    -
    (0 ratings)
    10.0
    (1 ratings)
    User Testimonials
    Opayo by ElavonHarpoon
    Likelihood to Recommend
    Elavon Inc.
    This tool is most usable when used in parallel with Sage's accounting management software, as with other accounting systems it can generate errors, leaving room for other credit card payment processor alternatives to exist and be preferred by other potential users for their overall performance. It is promising the ability to develop transaction reports in summary or detailed form, resulting in a better management of income to then make the distribution of budgets in the company, thus achieving better planning and performance of our work. This service allows the processing of payments through touch screen card devices at POS points of sale without having to be sitting at your laptop, fortunately with face to face payments companies with fixed establishments can get their money faster, which constantly benefits the flow of money.
    Incentivized
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    Harpoon
    I think Harpoon works best for freelancers, consultants, self employed people and smaller companies with less client to bill. For larger enterprises with hundreds or thousands of clients, there are larger, more intricate platforms in the market that are better suited for those needs.
    Incentivized
    Read full review
    Pros
    Elavon Inc.
    • Simple. If you use a Sage accounting product the integration is seamless.
    • PCI compliant. PCI compliance is assured through the provided Trustwave audit.
    • Secure. Keeps all card numbers remotely, none stored locally where they could be exposed by a hack or dishonest employee.
    • Robust. API for integrating into multiple web platforms and extensive reporting capabilities through the secure web portal.
    Incentivized
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    Harpoon
    • Makes Sending Invoices & Collecting Payment Easy, for Freelancers
    • Tracking Financial Goals (Monthly & Annual) & Projecting Future Results
    • Provides Insights On AR, Earned Income, Top Clients, and other helpful but highly relevant data points.
    Incentivized
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    Cons
    Elavon Inc.
    • When you are reversing a credit card it just deducts from your total batch for the day. Instead of showing a separate charge out of the account. That can cause confusion if someone else is doing your bank reconciliation.
    • It would be nice is Sage Pay could copy over client emails as well as the address and other information so that you can send that email confirmation of charge without having to go back to pull it up.
    • If Sage could post it as a total deposit instead of each individual charge for the day that would also save time with bank reconciliation.
    Incentivized
    Read full review
    Harpoon
    • Sometimes expense reporting bring up duplicate transactions, which may be more of a fault of the API that connects my account, which is Plaid
    • Would be nice if in the future, they can offer ACH as one of the payment options for invoices
    • There are some redundancies that pop up when setting time frames for client work and the projects attached to them. If they aren't aligned, it can cause inaccurate reporting. If it just sent it once and it took care of both functions, it would be easier
    Incentivized
    Read full review
    Support Rating
    Elavon Inc.
    No answers on this topic
    Harpoon
    The few times I've needed help or had questions about the platform, the founder got back to me. And fairly fast. The extra effort resonated well with me
    Incentivized
    Read full review
    Alternatives Considered
    Elavon Inc.
    It plays better with Sage 50. It has better associates should you have an issue. It's reasonably priced.
    Incentivized
    Read full review
    Harpoon
    I've used Less Accounting and & Quickbooks Online. After Less Accounting was acquired, its development was mostly stopped. While the tool was a simple way to manage invoices and expenses, its directional philosophy changed with the new owners. Quickbooks Online was a solid tool, but the company support was unhelpful and hard to work with at times. Harpoon provides a great tool, with a company that cares about its users.
    Incentivized
    Read full review
    Return on Investment
    Elavon Inc.
    • By simplifying payment processing and automatically posting payments to their related transactions within our Sage accounting product, it has eliminated a source of friction between sales and accounting.
    • Eliminates clerical errors in recording paymens.
    • Eliminates one step in the payment reconciliation process by automatically posting payments to their respective transactions.
    • Insures PCI compliance with scheduled monitoring. No need for a separate product.
    Incentivized
    Read full review
    Harpoon
    • Clear and precise visibility of my financial status.
    • Projections of how I'm doing today, this month, and this year.
    • Clarity on what needs to happen with client development to reach my goals.
    • It shrinks the amount of time I spend on getting clients to pay my invoices.
    Incentivized
    Read full review
    ScreenShots

    Harpoon Screenshots

    Screenshot of Harpoon's Dashboard showcases over a dozen crucial metrics to help you understand the health of your business. Enjoy the big picture view of your freelancing finances.Screenshot of Every business has expenses and Harpoon is the perfect place to track them. Assign expenses to your projects and easily add those expenses to invoices for reimbursement.Screenshot of You'll appreciate how simple it is to create invoices, and your clients will appreciate the one-click ease of making payments online. Harpoon's invoices are clean and beautiful, a perfect complement to the professional services and products you provide.Screenshot of All of a project's invoices, expenses, and recorded hours are grouped and organized in one convenient place ready for you to take action, or simply there for historical reference. Handy!Screenshot of Harpoon gives you powerful tools to track and organize your time. Simple one-click timers combined with flexible reporting puts you in total control of your business's tracked time.