Overview
ProductRatingMost Used ByProduct SummaryStarting Price
FuturePay
Score 10.0 out of 10
N/A
FuturePay is a payment gateway software solution offered by FuturePay.N/A
PayPal Enterprise Payments
Score 7.8 out of 10
N/A
PayPal Enterprise Payments, formerly Braintree, is a billing platform which stores credit card data directly from the merchant’s systems on secure servers, and it allows for cards to be recharged or refunded. It also supports international payments.N/A
Synapse
Score 9.0 out of 10
N/A
Synapse (formerly SynapseFi), from the company of the same name in San Francisco, si a white-label banking API, providing solutions for card issuance, payments, and account set up.N/A
Pricing
FuturePayPayPal Enterprise PaymentsSynapse
Editions & Modules
No answers on this topic
Standard Pricing
2.9% +$0.30
per transaction
Custom Pricing
Contact for quote
No answers on this topic
Offerings
Pricing Offerings
FuturePayPayPal Enterprise PaymentsSynapse
Free Trial
NoNoNo
Free/Freemium Version
NoNoNo
Premium Consulting/Integration Services
NoNoNo
Entry-level Setup FeeNo setup feeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
FuturePayPayPal Enterprise PaymentsSynapse
Best Alternatives
FuturePayPayPal Enterprise PaymentsSynapse
Small Businesses
Apple Pay
Apple Pay
Score 8.9 out of 10
Stripe Payments
Stripe Payments
Score 9.0 out of 10

No answers on this topic

Medium-sized Companies
Apple Pay
Apple Pay
Score 8.9 out of 10

No answers on this topic

No answers on this topic

Enterprises
Adyen
Adyen
Score 8.7 out of 10

No answers on this topic

No answers on this topic

All AlternativesView all alternativesView all alternativesView all alternatives
User Ratings
FuturePayPayPal Enterprise PaymentsSynapse
Likelihood to Recommend
10.0
(1 ratings)
1.0
(15 ratings)
9.0
(1 ratings)
Likelihood to Renew
-
(0 ratings)
10.0
(1 ratings)
-
(0 ratings)
Usability
-
(0 ratings)
5.0
(3 ratings)
-
(0 ratings)
Support Rating
-
(0 ratings)
1.6
(5 ratings)
-
(0 ratings)
Implementation Rating
-
(0 ratings)
10.0
(1 ratings)
-
(0 ratings)
User Testimonials
FuturePayPayPal Enterprise PaymentsSynapse
Likelihood to Recommend
FuturePay
Best for purchases above $200 and for customers that are "internet savvy"
Read full review
PayPal
Braintree is a lower cost alternative to many of the options business owners have through their bank. However, they will need to be techy or be working with a developer to set up. The setup and backend isn't as user friendly as alternatives. Braintree is a great option if you'll need to manually type in credit card details. Banks will sometimes charge a lot more for that option. The manual option is nice if your clients aren't as tech savvy and prefer to pay over the phone than to pay on your website.
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Synapse (formerly SynapseFi)
Synapse is great for companies would like to pay their bills on time without the hassle of reaching out to each vendor.
Read full review
Pros
FuturePay
  • The onboarding process is easy and they provided full resources
  • They provide the customer communication/ language that customers seem to understand easily
  • Their process works so well, we get compliments from our customers that use it!
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PayPal
  • Braintree has excellent integration with the BigCommerce platform. The switch of our previous payment processing gateway to Braintree was very easy and only required a few clicks.
  • Tying into Braintree's BigCommerce integration, for company's like ours that are on the BigCommerce enterprise plan, Braintree's rates for BigCommerce enterprise customers are extremely competitive and saved us money.
  • Braintree has a pretty easy to use portal that can be accessed through the same login we use for PayPal which we are using in conjunction with Braintree with ease.
  • I've only had to call Braintree twice and my customer service issues were handled extremely quickly and easily.
Read full review
Synapse (formerly SynapseFi)
  • Simple
  • Hands On
  • Easy to navigate
Read full review
Cons
FuturePay
  • There are really no areas for functional improvements, beyond working to lower our cost.
Read full review
PayPal
  • Not a very good subscription management platform for a Saas business, but they make up for it on the API with others that are
  • Doesn't have a lot of additional features, but that's what you'd expect out of a payment processor
  • Very expensive per transaction, but the reality is that any processor who helps early stage companies accept online payments are expensive.
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Synapse (formerly SynapseFi)
  • Ability to update information
  • Formatting
  • More email report options
Read full review
Likelihood to Renew
FuturePay
No answers on this topic
PayPal
There's a huge cost in migrating payment providers, and we're very happy with Braintree so far.
Read full review
Synapse (formerly SynapseFi)
No answers on this topic
Usability
FuturePay
No answers on this topic
PayPal
As a product, functionality has been fine for us. In our experience, some issues during On Boarding but because we had a dedicated Account Manager assigned to us, these issues were dealt with. Now we are a customer, it feels like they have stopped caring about us or aren't interested in working with us to resolve any issues we have.
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Synapse (formerly SynapseFi)
No answers on this topic
Support Rating
FuturePay
No answers on this topic
PayPal
Their support is a joke. There's nothing "supportive" about them. Every time I call in with an issue no one has an answer or even a recommendation. I am put on hold and no one ever comes back. It's time to find another processor.
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Synapse (formerly SynapseFi)
No answers on this topic
Implementation Rating
FuturePay
No answers on this topic
PayPal
It is simple for a developer to do.
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Synapse (formerly SynapseFi)
No answers on this topic
Alternatives Considered
FuturePay
Future pay has a nice niche, for individuals, not businesses. We also use QuickSpark leasing and Affirm payments.
Read full review
PayPal
Braintree is better at handling international payments and supporting a variety of payment methods that can all be configured from the same dashboard. Braintree supports PayPal, Venmo, Apple Pay, Google Pay, etc. in addition to simply credit cards like Stripe. Braintree has a vault of existing user payment methods so the user doesn't have to re-enter their information each time.
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Synapse (formerly SynapseFi)
I have not been a user of SynapseFi
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Return on Investment
FuturePay
  • We are getting incrementally more revenue by offering FuturePay for customers that would otherwise have postponed a purchase.
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PayPal
  • Simplified billing so we spend less time on it
  • Saved $20 a month or more when compared to alternatives that have a monthly charge.
  • It gives peace of mind because we know that any service we use in the future will likely integrate with Braintree
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Synapse (formerly SynapseFi)
  • Less interest charges
  • Happier clients
  • More credit card usage which leads to benefits
Read full review
ScreenShots