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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Gusto

    Score8.9 out of 10
    N/AGusto offers payroll, benefits and compliance capabilities. Gusto is scaled for small to mid-sized businesses, and emphasizes an easy to use interface.

    $49

    per month

    Microsoft Dynamics 365 Finance

    Score6.6 out of 10
    N/AMicrosoft Dynamics 365 Finance is used to automate and modernize global financial operations. The application can monitor performance in real time, predict future outcomes, and support data-driven decisions to drive business growth.

    $2,520

    per year per user

    Pricing
    GustoMicrosoft Dynamics 365 Finance
    Editions & Modules
    Simple: A streamlined set of automatic payroll features and benefits integrations
    $49/month + $6/mo per person
    per month
    Plus: Comprehensive payroll, benefits, and HR tools for employers building a great place to work
    $80/month + $12/mo per person
    per month
    Premium: Scalable payroll and benefits, expert HR, and dedicated support for the complex needs of growing teams
    $180/month + $22/mo per person
    per month
    Dynamics 365 Finance
    $2520
    per year per user
    Dynamics 365 Finance Premium
    $3600
    per year per user
    Offerings
    Pricing Offerings
    GustoMicrosoft Dynamics 365 Finance
    Free Trial
    YesYes
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    YesNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional DetailsGusto offers three pricing plans for payroll, benefits, and HR.
    More Pricing Information
    Community Pulse
    GustoMicrosoft Dynamics 365 Finance
    Considered Both Products
    Gusto
    No answer on this topic
    Microsoft
    No answer on this topic
    Key User Insights
    Would buy again
    92%
    Would buy again
    563 Answers
    No answers on this topic
    Delivers good value for the price
    93%
    Delivers good value for the price
    464 Answers
    No answers on this topic
    Happy with the feature set
    95%
    Happy with the feature set
    576 Answers
    No answers on this topic
    Lived up to sales and marketing promises
    91%
    Lived up to sales and marketing promises
    316 Answers
    No answers on this topic
    Implementation went as expected
    94%
    Implementation went as expected
    376 Answers
    No answers on this topic
    Features
    GustoMicrosoft Dynamics 365 Finance
    Payroll Management
    Comparison of Payroll Management features of Gusto and Microsoft Dynamics 365 Finance
    Feature
    Gusto
    9.1
    611 Ratings
    9% above category average
    Microsoft Dynamics 365 Finance
    5.0
    1 Ratings
    41% below category average
    Pay calculation9.5587 Ratings5.01 Ratings
    Support for external payroll vendors8.58 Ratings00 Ratings
    Benefit plan administration8.7417 Ratings00 Ratings
    Direct deposit files9.7592 Ratings00 Ratings
    Salary revision and increment management9.0462 Ratings00 Ratings
    Reimbursement management9.0196 Ratings5.01 Ratings
    Customization
    Comparison of Customization features of Gusto and Microsoft Dynamics 365 Finance
    Feature
    Gusto
    -
    Ratings
    Microsoft Dynamics 365 Finance
    6.8
    2 Ratings
    11% below category average
    API for custom integration00 Ratings5.52 Ratings
    Plug-ins00 Ratings8.01 Ratings
    Security
    Comparison of Security features of Gusto and Microsoft Dynamics 365 Finance
    Feature
    Gusto
    -
    Ratings
    Microsoft Dynamics 365 Finance
    8.3
    2 Ratings
    1% above category average
    Single sign-on capability00 Ratings9.02 Ratings
    Role-based user permissions00 Ratings7.52 Ratings
    Reporting & Analytics
    Comparison of Reporting & Analytics features of Gusto and Microsoft Dynamics 365 Finance
    Feature
    Gusto
    -
    Ratings
    Microsoft Dynamics 365 Finance
    6.7
    2 Ratings
    15% below category average
    Dashboards00 Ratings6.52 Ratings
    Standard reports00 Ratings7.02 Ratings
    Custom reports00 Ratings6.52 Ratings
    General Ledger and Configurable Accounting
    Comparison of General Ledger and Configurable Accounting features of Gusto and Microsoft Dynamics 365 Finance
    Feature
    Gusto
    -
    Ratings
    Microsoft Dynamics 365 Finance
    8.1
    2 Ratings
    6% above category average
    Accounts payable00 Ratings7.52 Ratings
    Accounts receivable00 Ratings8.02 Ratings
    Cash management00 Ratings8.02 Ratings
    Bank reconciliation00 Ratings8.02 Ratings
    Expense management00 Ratings8.02 Ratings
    Time tracking00 Ratings7.01 Ratings
    Fixed asset management00 Ratings6.52 Ratings
    Multi-currency support00 Ratings9.02 Ratings
    Multi-division support00 Ratings9.52 Ratings
    Regulations compliance00 Ratings8.02 Ratings
    Electronic tax filing00 Ratings8.02 Ratings
    Self-service portal00 Ratings9.52 Ratings
    Global Financial Support00 Ratings9.52 Ratings
    Primary and Secondary Ledgers00 Ratings9.52 Ratings
    Intercompany Accounting00 Ratings9.52 Ratings
    Localizations00 Ratings7.52 Ratings
    Journals and Reconciliations00 Ratings8.52 Ratings
    Enterprise Accounting00 Ratings9.52 Ratings
    Configurable Accounting00 Ratings5.52 Ratings
    Centralized Rules Framework00 Ratings6.52 Ratings
    Standardized Processes00 Ratings7.02 Ratings
    Inventory Management
    Comparison of Inventory Management features of Gusto and Microsoft Dynamics 365 Finance
    Feature
    Gusto
    -
    Ratings
    Microsoft Dynamics 365 Finance
    5.0
    1 Ratings
    37% below category average
    Inventory tracking00 Ratings5.01 Ratings
    Location management00 Ratings5.01 Ratings
    Manufacturing module00 Ratings5.01 Ratings
    Order Management
    Comparison of Order Management features of Gusto and Microsoft Dynamics 365 Finance
    Feature
    Gusto
    -
    Ratings
    Microsoft Dynamics 365 Finance
    5.0
    1 Ratings
    39% below category average
    Pricing00 Ratings5.01 Ratings
    Order entry00 Ratings5.01 Ratings
    Cost of goods sold00 Ratings5.01 Ratings
    End-to-end order visibility00 Ratings5.01 Ratings
    Best Alternatives
    GustoMicrosoft Dynamics 365 Finance
    Small Businesses
    Patriot Payroll
    Score8.6 out of 10
    QuickBooks Self-Employed (discontinued)
    Score4.3 out of 10
    Medium-sized Companies
    APS
    Score5.7 out of 10
    MYOB
    Score8.3 out of 10
    Enterprises
    ADP Streamline Payroll
    Score6.1 out of 10
    Microsoft Dynamics GP
    Score5.5 out of 10
    All AlternativesView all alternativesView all alternatives
    User Ratings
    GustoMicrosoft Dynamics 365 Finance
    Likelihood to Recommend
    9.1
    (633 ratings)
    6.0
    (3 ratings)
    Likelihood to Renew
    10.0
    (14 ratings)
    -
    (0 ratings)
    Usability
    9.4
    (457 ratings)
    6.5
    (3 ratings)
    Support Rating
    4.2
    (27 ratings)
    8.0
    (1 ratings)
    Implementation Rating
    9.1
    (3 ratings)
    -
    (0 ratings)
    User Testimonials
    GustoMicrosoft Dynamics 365 Finance
    Likelihood to Recommend
    Gusto
    I think Gusto is well-suited for any business, big or small, to use for accounting purposes. It makes it easy to keep track of many things, such as pay stubs, benefits, paid time off, and much more. Where I could see it being less useful is maybe for enterprise businesses with way more employees.
    Incentivized
    Read full review
    Microsoft
    Its well suited for medium and large organizations that needs strong financial control , automated workflows , inter-company accounting and real-time reporting . It works wonderfully with all the Microsoft products . However , it may be less useful for small businesses as it requires a good investment in implementation , customization , licensing and user training
    Incentivized
    Read full review
    Pros
    Gusto
    • New employee/contractor onboarding - all the documents are stored and easily accessible (the same goes for off-boarding).
    • A one-click option for syncing hours worked with payroll.
    • The option to run payroll on auto-pilot.
    • Ensuring I'm tax compliant with the states we have employees in.
    • Always having digital records of payroll runs.
    Incentivized
    Read full review
    Microsoft
    • Financial reporting
    • Multi-company consolidation
    • Hub and spoke setup
    • Web-based access
    Incentivized
    Read full review
    Cons
    Gusto
    • Digital compliance tools for remote teams
    • Gusto upsold us labor law posters, but I later found them available for free online. Since we’re a fully remote team, I had to manually download and distribute them digitally. It would be much more efficient if Gusto offered free, auto-distributed digital posters tailored to remote compliance.
    • Benefits setup is unintuitive for startups
    • While our rep was helpful, navigating the benefits system felt complex and not tailored to early-stage companies. More guided flows or simplified options for small, remote startups would be a big help.
    • Limited dashboard customization for remote workflows
    • As a fully online company, we’d benefit from dashboard options that highlight relevant tools for remote operations—like compliance tracking, digital communications, or onboarding checklists.
    Incentivized
    Read full review
    Microsoft
    • More clarity on features going away
    • New feature showcases
    • Demonstrations for how things were intended to be used
    Incentivized
    Read full review
    Likelihood to Renew
    Gusto
    Unless they break it, I'm never leaving. It's just too easy. Gusto is also really affordable, and for what I pay, it's worth having the historical record within the system. I like that I can go back and pull up W2's for year's past. This sort of easy access reporting, has been helpful especially when getting reports for PPP loans.
    Read full review
    Microsoft
    No answers on this topic
    Usability
    Gusto
    Gusto is pretty user-friendly, and the website is easy to navigate overall. They also offer good, responsive customer support and have helpful articles available when needed. So far, I have not had any major issues with the platform and am overall very happy with it.
    Incentivized
    Read full review
    Microsoft
    As the UI is modern and user friendly which makes it easy to navigate . The dashboard , workspace and personalized view helps to access the right set of information with ease
    Incentivized
    Read full review
    Support Rating
    Gusto
    Gusto's customer service has really deteriorated lately and they seem to have really changed their focus. It used to be when you called you were routed to an individual who knew about payroll, benefits, reporting, etc. but now you get someone who seems to have not received the correct training. My last call about a dismissal payroll took me over an hour of my time and the person still could not help me and finally transferred me to someone else.
    Incentivized
    Read full review
    Microsoft
    They are good, but there is always room to be better.
    Incentivized
    Read full review
    Implementation Rating
    Gusto
    Reach out to support immediately if you are having trouble setting up Gusto. Rather than being confused and trying to figure it out yourself, it's much better to talk to someone who knows what they are doing. Save yourself time and frustration and reach out to support
    Incentivized
    Read full review
    Microsoft
    No answers on this topic
    Alternatives Considered
    Gusto
    While I never actually got to the point of trying out ADP, I had several conversations with an ADP representative, and it seemed that they would be able to provide the same (if not less) level of service for a significantly higher price
    Incentivized
    Read full review
    Microsoft
    Microsoft Dynamics 365 Finance is more robust, and can handle larger, more complex business operations, and have better delineation between corporate management and divisions in a company, but it is not flexible, nor easy to change. It is complex, inflexible, and difficult to incorporate new workflows or business rules to accommodate changes in the business. We have changed over the past decade and while F&O is big and robust, it is not nimble.
    Incentivized
    Read full review
    Return on Investment
    Gusto
    • Time tracking + payroll calculations me 30-60 minutes every time I run payroll.
    • Integrated workers' comp, so I didn't have to find an outside carrier and get quotes—it's all taken care of in the same platform.
    • Improved employee experience with onboarding.
    Incentivized
    Read full review
    Microsoft
    • Because F&O is not very nimble, we are looking to reimplement
    • The lack of interoperability has hindered our ability to use external tools to supplement shortcomings of the product
    • The inflexibility has lead to great frustration from team leads
    Incentivized
    Read full review
    ScreenShots

    Gusto Screenshots

    Screenshot of Gusto's automated payrollScreenshot of the time-off tracking interfaceScreenshot of the source of truth for HR data