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Marqeta vs. Visa Acceptance Solutions (CyberSource)

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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Marqeta

    Score8.9 out of 10
    N/AMarqeta headquartered in Oakland offers a wide range of card issuance and payment card solutions for enterprise. Marqeta provides the infrastructure and tools for building configurable payment cards, and with its open API platform Marqeta is designed to allow developers to manage payment cards, as well as drive new modes of commerce and payment processing.N/A

    Visa Acceptance Solutions (CyberSource)

    Score10 out of 10
    N/ACyberSource, acquired by Visa in 2010 and now part of Visa Acceptance Solutions, is payment technology, and includes offerings with flexible payment solutions that work across the globe.N/A
    Pricing
    MarqetaVisa Acceptance Solutions (CyberSource)
    Editions & Modules
    No answers on this topic
    No answers on this topic
    Offerings
    Pricing Offerings
    MarqetaVisa Acceptance Solutions (CyberSource)
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional Details——
    More Pricing Information
    User Ratings
    MarqetaVisa Acceptance Solutions (CyberSource)
    Likelihood to Recommend
    9.0
    (2 ratings)
    6.5
    (8 ratings)
    Support Rating
    10.0
    (1 ratings)
    -
    (0 ratings)
    User Testimonials
    MarqetaVisa Acceptance Solutions (CyberSource)
    Likelihood to Recommend
    Marqeta
    Great platform for FinTechs that want to build a global business in one place. Lots of control available to run a card program. If you want to do less work (just get cards for your customers with less customization and not worry about details) there are better options.
    Incentivized
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    Visa
    For basic users it is probably a good fit. For connecting it's API's are straightforward and most would find it an easy connection to be made. The site overall is just not designed well. When you try to look at transactions a portion of the information is cut of without a scroll bar being added to slide to the fields you would like to see. If you need to see the data on the screen you need to make some adjustments.
    Incentivized
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    Pros
    Marqeta
    • Money delivery.
    • Support is excellent.
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    Visa
    • They have built the connections to multiple card providers so that a retailer does not need to build the code for each one separately.
    • The decision manager product catches and stops a lot of fraud from getting through and causing a large number or chargebacks.
    • They also connect to PayPal making it easy to add them to any website as a payment method.
    Incentivized
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    Cons
    Marqeta
    • Is not available for business users.
    • Is not available for international users.
    Incentivized
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    Visa
    • fees- competitive, but budget for them
    • price transparency- it's hard to know exactly what you're being charged for. We are charged a small % of each incoming payment batch, so AR reconciliation is more difficult
    • implementation- significant time and expertise required to get everything up and running smoothly
    Incentivized
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    Support Rating
    Marqeta
    The support team has been excellent and very responsive. Whenever we had issues and reached out, we were able to resolve most problems within 24 hours. I think it really helps that they are still a new-ish startup and are very hands-on with their business and with support.
    Incentivized
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    Visa
    No answers on this topic
    Alternatives Considered
    Marqeta
    We evaluated a couple back in 2018 (GPS and Galileo), but I'm not sure that is relevant anymore.
    Incentivized
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    Visa
    Payeezy does not provide fraud check facility and they provide JS based integration. Since client wants server side integration due to security and fraud check as well in place of using another third party for fraud. We went ahead with Cybersource
    Incentivized
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    Return on Investment
    Marqeta
    • Our entire card payments business runs on Marqeta and Marqeta's cost is a fraction of the revenue provided.
    • Costs very reasonable at scale.
    Incentivized
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    Visa
    • It has streamlined credit card processing for the whole organization
    • Provides all the info we need to locate specific transactions and address issues accordingly
    Incentivized
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    ScreenShots