Oracle Textura Payment Management vs. Payoneer

They are at the top of our list to implement for our subs.

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Although the withdrawal is limited to the ACH US accounts, as they aren't real bank accounts, it's a convenient way to get paid fast from Stripe, although if there is a small fee or a chargeback as these are way in payments only, it becomes a nightmare to fix those problems. It does allow the bank accounts to be accepted with Stripe. For any kind of ACH payment to vendors, the service is way too limited, I wasn't able to pay anyone, unless I use the card to do it, as any regular card. In my experience, I think Import export, international trade transactions or high ticket items are impossible due to the small upper limits, for instance I can't use it to pay a vendor for a regular inventory of the latest iPhones(more than a million dollars for just a few items), nor to get paid by an overseas buyer(for instance my clients in Dubai), that buy these items on a daily basis, for these operations is just not suited.

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• AIA Billing
• ACH Payments
• SOV Management
• Communications
• User Management
• Compliance Holds

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• It is very well accepted world wide and also accepts more than 150 currencies.
• A decent and nominal exchange rates of currency as compared to similar platforms like PayPal.
• I can keep track of all the transactions, payments, balance, etc using Payoneer.
• It is because of Payoneer we can grow our business globally.

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• Signatory workflow - Logging into the signatory and notary in the same process. There isn't as much separation as there could be.
• We could use a place to put in our job number. Running reports to ensure we billed everything in our system matches what's in Textura isn't easy because there are different job names.
• If our authorized signer inadvertently fails to execute the application and the GC closes the draw period, it appears as though the pay application was never submitted. From what I can see, there is no clear audit trail reflecting that it had been prepared or pending signature prior to the draw closing.

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• The process of getting payment is a little bit complex in Payoneer as compared to PayPal.
• Receiving of payments takes a very long time and it's not instant.
• The customer service of Payoneer is not up to the mark and it takes a very long time to resolve simple issues.

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Payoneer helps me a lot on my online business journey, it gave me the support and functions that I want.

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It has a great user interface that is regularly being updated and improved. The platform is intuitive and the product team regularly engages with an industry partnership team to make sure it is staying up to date with the way our users expect the tool to perform. They also have the backing of Oracle's robust user base and UI teams

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The support is really awful. They send you generic answers, and actually don't really understand what is going on. For example, when our re-verification was stuck, support agents told me that the account is active and you can send a payment. I did that, my card was charged, but the payment was declined, because the account was not active

Oracle Textura Payment Management is better and more refined than similar products. Procore has a ton of other useful features and GCPay is straightforward with a simple UI. Like most things in tech, it comes down to user base and Oracle Textura Payment Management has the most jobs of ours using it meaning it has the biggest positive impact on our business.

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Payoneer has outperformed them all, with speedier payments, a larger network, and international business accounts. We first tried a few different payment service providers before settling on this one, like PayPal, Payeer, and Skrill. But after all these years, Payoneer continues to provide us with the best services, features, and safety overall.

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• We’ve reduced billing-related back-and-forth with GCs.
• Lien waiver compliance is more controlled and tracked.
• Cash flow is easier to predict because we receive payment notifications when they are initiated.

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• I can receive the money from anywhere around the world, and in any currency.
• It converts the money directly into my local currency, hence becomes easy for us to track and withdraw money from our bank accounts.
• Sometimes customer support lacks the ability to satisfy the customer requirements.
• Required to make two different accounts for receiving and sending money.

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A de minimis incentive was given to thank the reviewer for their time. The incentive was not used to bias or drive a particular response, nor was the incentive contingent on a positive endorsement. More Info