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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    PhonePe

    Score6 out of 10
    N/APhonePe is a mobile payments app that allows you to transfer money instantly to anyone, by using just their mobile number.N/A

    Razorpay Payment Gateway

    Score8.8 out of 10
    N/ARazorpay Payment Gateway, from Razorpay in Bangalore, boasts easy integration, completely online onboarding, feature filled checkout and performance.N/A
    Pricing
    PhonePeRazorpay Payment Gateway
    Editions & Modules
    No answers on this topic
    No answers on this topic
    Offerings
    Pricing Offerings
    PhonePeRazorpay Payment Gateway
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional DetailsPhone app is free. Transaction fees will vary according to businesses.
    More Pricing Information
    Features
    PhonePeRazorpay Payment Gateway
    Payment Gateways
    Comparison of Payment Gateways features of PhonePe and Razorpay Payment Gateway
    Feature
    PhonePe
    5.2
    2 Ratings
    35% below category average
    Razorpay Payment Gateway
    8.8
    4 Ratings
    17% above category average
    Fraud Detection3.02 Ratings9.02 Ratings
    API or SDK3.01 Ratings8.34 Ratings
    Recurring Payment Support7.52 Ratings9.34 Ratings
    Billing and Invoicing Support7.52 Ratings9.04 Ratings
    Global Support6.52 Ratings8.03 Ratings
    Payment Form Acceptance4.01 Ratings9.03 Ratings
    Best Alternatives
    PhonePeRazorpay Payment Gateway
    Small Businesses
    Apple Pay
    Score9.1 out of 10
    Apple Pay
    Score9.1 out of 10
    Medium-sized Companies
    Payoneer
    Score8 out of 10
    Payoneer
    Score8 out of 10
    Enterprises
    Checkout.com
    Score10 out of 10
    Checkout.com
    Score10 out of 10
    All AlternativesView all alternativesView all alternatives
    User Ratings
    PhonePeRazorpay Payment Gateway
    Likelihood to Recommend
    6.0
    (2 ratings)
    8.7
    (5 ratings)
    Usability
    -
    (0 ratings)
    8.0
    (3 ratings)
    User Testimonials
    PhonePeRazorpay Payment Gateway
    Likelihood to Recommend
    PhonePe
    Primary benefit is hassle-free payment to the merchant. You can purchase both online and offline without using cash to make the payment. Simply scan the QR code using the Phonepe app on your smartphone to make a payment into the merchant's account. And as said, its rewarding, you surely get a scratch card on every transaction that may either offer you cashback or a discount code for some vendor site shopping.
    Incentivized
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    Razorpay
    Razorpay Payment Gateway is suitable for starters as well as large enterprises too. They do not have annual maintenance charges, but the transactional charges could feel a little on the higher side for starters. However, the seamless payment interface and better acceptability make it a good choice. Even for businesses looking to broaden their horizon beyond India, it is nice to have international features enabled on your account.
    Incentivized
    Read full review
    Pros
    PhonePe
    • Payment status confirmation
    • User details before the payment start
    • Bills and Payment
    • Reminders of the bills
    Incentivized
    Read full review
    Razorpay
    • Payment Notification
    • Intuitive Dashboard
    • Various Payment Methods
    • Export of reports
    Incentivized
    Read full review
    Cons
    PhonePe
    • Like GPay, you dont have the option for secure login using PIN or password.
    • Sometimes your transaction gets stuck in between for long duration, so that's a technical bug with this app.
    • if you are booking your travel tickets with PhonePe and in case you cancelled it. Then you wont get any refunds for that.
    Incentivized
    Read full review
    Razorpay
    • Lowering Payment Release / Settlement Period
    • Cumbersome International Payment Acceptance
    • Webhook issues with Shopping cart (WooCommerce)
    Incentivized
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    Usability
    PhonePe
    No answers on this topic
    Razorpay
    Standard industry payment gateway with lot of different payment options
    Incentivized
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    Alternatives Considered
    PhonePe
    In case of payment failed we check the payment on the our app its showing on our app then it will definitely come other wise it will be refund to the customer, Its a unique feature. None of the other app has this feature. Its very simple to use as compare to the other compititive apps.
    Incentivized
    Read full review
    Razorpay
    Stripe allows us to collect payment from GCC countries. Which is missing in Razorpay. Works fine for Indian customers
    Incentivized
    Read full review
    Return on Investment
    PhonePe
    • PhonePe instantly fetches the complete bank information based on your verified number.
    • You can even buy gold and invest in mutual funds via same app.
    • There are lots of fake accounts on PhonePe so the company should allow legitimate account users only.
    Incentivized
    Read full review
    Razorpay
    • Increased sales with EMI and Paylater Payment Method
    • Reduced time to verify transaction manually
    • Managing team with different roles
    Incentivized
    Read full review
    ScreenShots