Guideline Review from a Senior Staff Researcher Point of view
January 09, 2024

Guideline Review from a Senior Staff Researcher Point of view

Anonymous | TrustRadius Reviewer
Score 9 out of 10
Vetted Review
Verified User

Overall Satisfaction with Guideline

Guideline helps us to easily administrate our 401(k).
It is not easy to have visibility on the total retirement savings that each individual has accumulated and in total.

It also helps to understand the amount contributed before and after taxes.
This is specially helpful to understand if an emergency withdrawal would be taxed or not taxed.

For example, at the start of the year, the software projects the total contributed per year before and after taxes.
  • Administrate individual 401(k)
  • Understand the contributions accumulated in total and per year
  • Understand the percentage of salary being contributed per pay period.
  • It is not clear how to deal with the IRA accounts
  • In the IRA plan, it is no clear what are the risks (if any?) vs the benefits (or are all of them benefits?)
  • The explanations of the Portfolio should be easier to understand.
  • It saves H.R. resources.
  • It saves employees time to be researching information by themselves.
  • It keeps track of employee retirements.
Guideline is useful to keep track of employee retirement portfolios and keep the information visible instantly for the employees.
It handles contributions towards the retirement account.

Rippling is good at the everyday management of employees, this is, keep track of the monthly salary, time-off, Health related accounts and W2 tax documentation.
It handles contributions towards health accounts and taxes

Do you think Guideline delivers good value for the price?

Yes

Are you happy with Guideline's feature set?

Yes

Did Guideline live up to sales and marketing promises?

Yes

Did implementation of Guideline go as expected?

Yes

Would you buy Guideline again?

Yes

I think that the good thing of it is that it is easy to follow up contributions and accumulated money for the retirement without the need to directly ask H.R. people. That saves HR resources.

On the other hand, portfolios are not easy to understand and select. The meaning of risk is not clear.
What is risk in this case?

Guideline Feature Ratings

Administration and Recordkeeping
10
Payroll Integration
10
Compliance Maintenance
7
Plan Flexibility
8
Filings and Disclosures
7
Ease of Enrollment
9