Affirm vs. Chime Online Banking

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Affirm
Score 8.4 out of 10
N/A
Affirm, headquartered in San Francisco, offers their dynamic payment system for ecommerce, supporting payments broken out into installments to accommodate shopper preference.N/A
Chime
Score 3.7 out of 10
N/A
Chime is an online banking solution from the company of the same name in San Francisco, allowing users to track account balances, daily transactions, and savings from anywhere with the Chime mobile app, and get daily balance notifications and instant transaction alerts any time for use of the included Chime Visa Debit Card.N/A
Pricing
AffirmChime Online Banking
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
AffirmChime
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
AffirmChime Online Banking
Top Pros
Top Cons

No answers on this topic

Best Alternatives
AffirmChime Online Banking
Small Businesses
Square Invoices
Square Invoices
Score 9.2 out of 10

No answers on this topic

Medium-sized Companies
Apple Pay
Apple Pay
Score 9.1 out of 10

No answers on this topic

Enterprises
Adyen
Adyen
Score 8.8 out of 10

No answers on this topic

All AlternativesView all alternativesView all alternatives
User Ratings
AffirmChime Online Banking
Likelihood to Recommend
8.5
(4 ratings)
3.6
(4 ratings)
Usability
10.0
(1 ratings)
-
(0 ratings)
Support Rating
-
(0 ratings)
1.0
(1 ratings)
User Testimonials
AffirmChime Online Banking
Likelihood to Recommend
Affirm
We use Affirm with a Woocommerce/Wordpress website and there is a plugin that integrates Affirm for us. We also use a payment method plugin that limits Affirms availability only to products that they support. Generally, we have had a good experience with integration and payments from Affirm to us are consistent and timely. People finance guitars, pedals, and amplifiers and it offers us a way to reach a customer base that may not otherwise purchase from us.
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Chime
It is very helpful for me. It is reliable and simple to use. The Sign-up process of Chime Online Banking was simple and I was able to easily set up a direct deposit and link my bank account. It keeps me updated on every purchase I do from my account. The best thing is that it's free and has no hidden charges or paycheck fees. It has a special feature called SpotMe where they will cover your overdraft in a very neat way.
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Pros
Affirm
  • Easy installation.
  • Great customer service.
  • Painless pay as you go software.
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Chime
  • Ease of use
  • Simple interface within the application.
  • Helpful support, when needed.
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Cons
Affirm
  • We haven't had any issues as of yet, we are very happy with everything.
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Chime
  • Their CC is hard to figure out.
  • Website could be streamlined.
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Usability
Affirm
Easy to use, simple to integrate, especially if you are using Shopify Plus. Putting everything live and active was easy. We did have to do some simple HTML/CSS to make everything look the way that we wanted it to, but that was very easy and something that we did in house. If you can do some simple style work, you won't have any issues at all.
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Chime
No answers on this topic
Support Rating
Affirm
No answers on this topic
Chime
When my money was stolen from my account I was told there would be an investigation between 15-45 days. They didn't investigate at all. The next day I was denied my claim after being robbed for $850.
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Alternatives Considered
Affirm
We have not used any payment plans before, this was the first for the company.
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Chime
First of all, Chime Online Banking is really the best option for new users. The User Interface and User Experience of the Chime app are really great. There are comparatively faster money transactions with Chime Online Banking and it has no fees at all. It is more reliable. It also allows you to lock your card if it is stolen or lost which is a great feature. At last, it is more rewarding than other online banking services with a great team of customer grievances.
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Return on Investment
Affirm
  • Higher average order value.
  • Mores sales.
  • Better user experience.
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Chime
  • Positive ROI by way of quick and easy transactions.
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