Bloomberg Terminal vs. D&B Credit Insights

Depending on which area of the finance sector you may work in, the Bloomberg Terminal will have plenty of helpful functionality for you. Two specific scenarios for myself in the Structured Finance area are tracking the pricing benchmark and following outstanding deals in the market. You can follow progress of the deals, how well they are advancing, and final pricing details

Incentivized

It's required for some websites and business products to have a Dun & Bradstreet number. We need to have a proven track record of being a business in good standing. Duns & Bradstreet is free and easy to use to verify your business. I am grateful for the opportunity to utilize this platform.

Incentivized

• Communicating with investors, banks, partners, etc
• Tracking key market metrics
• Monitoring existing and previous structured finance deals

Incentivized

• Tells you if businesses pay their bills: They're really good at providing reports that show how reliably a company pays its debts. This helps you decide if you can trust them as customers or partners.
• They have tools that give you detailed information about businesses, making it easier to find potential customers for what you sell.

Incentivized

• Visual user interface
• A lot of functionality, need tutorials and lessons to narrow down
• Expensive!
• Some information may be delayed

Incentivized

• Using the correct personal credit score. My score is not right and won't allow me to change it.
• Have more financial options available for businesses that actually need funding. The requirements state we need to make a certain large amount in order to be approved for funds.
• New and slow growing businesses should have business lives of credit automatically.

Incentivized

Best product I've tried

Incentivized

I think it is very user friendly. Even if you do not have the Duns number from the potential customer, it is super easy to look up a business with their name and state that they business is in. Once you get that information entered, it is easy and quick to get the results that you need to help with making the decisions.

Incentivized

It's always available

Incentivized

Yes very fast load, accurate insights and breaks down details to help it's great

Incentivized

Very friendly and efficient

Incentivized

Very easy and understandable

Incentivized

While there are a lot of competitive services in the marketplace, each good in its own right, the Bloomberg Terminal is considered the top product. It has key fast information and can help individuals make fast decisions. It also has a top-tier support desk that can answer questions for you and teach you functionality to apply to your role

Incentivized

I would say that D&B Credit Insights in comparable to Equifax Credit Risk and Experian Credit Risk. There is very little that set each apart as all provide vague information related to the credit of your business. All of them lack any specific recommendations for a business owner to improve their business credit standing.

Incentivized

Very easy and accurate information

Incentivized

• Appropriate pricing of deals due to market comparisons
• Instant communication with key stakeholders
• Top and quick newsbreaks

Incentivized

• Being able to secure favorable terms for business financing has a huge impact on my business. Before building my business credit I had to rely solely on my personal credit and provide a personal guarantee. Now my business is separate and has its own business scores.
• Previously I had to utlize MCA loans and other short term, high interest loans, where now I can qualify for much more favorable terms, lower interest rates, and business credit cards with better perks.

Incentivized