dLocal vs. Xoom, a PayPal Service (personal use only)

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
dLocal
Score 9.5 out of 10
N/A
DLocal is a 360 payments platform designed to handle mass online payments in emerging markets across LATAM, APAC, and EMEA. The platform allows anyone to reach billions of customers, accept payments, send payouts, and settle funds globally.N/A
Xoom, a PayPal Service (personal use only)
Score 7.0 out of 10
N/A
Xoom, a PayPal Service, is an online money transfer service for quickly sending money internationally. Xoom’s services are currently for personal use only, and business usage is against its terms of service.N/A
Pricing
dLocalXoom, a PayPal Service (personal use only)
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
dLocalXoom, a PayPal Service (personal use only)
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeOptional
Additional Details
More Pricing Information
Community Pulse
dLocalXoom, a PayPal Service (personal use only)
User Ratings
dLocalXoom, a PayPal Service (personal use only)
Likelihood to Recommend
9.0
(1 ratings)
8.4
(22 ratings)
Likelihood to Renew
-
(0 ratings)
8.0
(1 ratings)
Usability
10.0
(1 ratings)
9.0
(1 ratings)
Support Rating
-
(0 ratings)
9.0
(2 ratings)
Implementation Rating
-
(0 ratings)
7.0
(1 ratings)
User Testimonials
dLocalXoom, a PayPal Service (personal use only)
Likelihood to Recommend
Dlocal Limited
dLocal does a very good job of explaining why payments fail when they occur, and makes it clear what happened. I work with Onesource too, and it doesn't explain this very well. There is a specific payment in Brazil called PIX, as if it were a digital wallet that makes payments immediately. This payment is processed by Demerge, but it is not possible to find this type of payment in platform. So sometimes the client makes the payment in this way to another account by mistake, and we are unable to locate it on our part.
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Discontinued Products
Xoom is best suited to send and receive money between two people who live in different countries, not only that we can also send money to our friends, colleagues, family members directly in their bank accounts. They have a great currency exchange functionality that directly converts our received money into our local currency, and deposits it into our bank account within a few minutes. The only drawback is that not many people know about it, it needs good marketing so that more people can use this service, and from my experience, I can say it is very secure and a good competitor of Payoneer.
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Pros
Dlocal Limited
  • User-friendly layout, easy to use
  • It doesn't lock and generally doesn't stay offline
  • has sufficient information about the payment and who made it
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Discontinued Products
  • Very fast transfer and very secure as being of PayPal.
  • Receiver don't need to download the app or use Xoom.
  • It supports bank and debit card to transfer funds and same with the receiver.
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Cons
Dlocal Limited
  • no need to select the time period to search with any filter
  • Few times the website does not open and a message appears
  • Payment via Pix (Brazil) is processed by Demerge, but it is not possible to search on the dLocal website
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Discontinued Products
  • Some destinations take longer to get delivered to.
  • Higher amounts of money are harder to transfer.
  • High fees when trying to add funds to new card.
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Likelihood to Renew
Dlocal Limited
No answers on this topic
Discontinued Products
I don't see any other service that is so versatile and which offers such a breadth of services.
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Usability
Dlocal Limited
The dLocal platform is very easy to use, and has a well thought out user experience. It's intuitive for you to find what you want, with the different filters that the site offers. As well as information that returns about a specific payment, such as all customer-related content, which is used to find Spotify accounts
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Discontinued Products
It's one of the most easy to use and intuitive platforms. The app is very powerful as well.
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Support Rating
Dlocal Limited
No answers on this topic
Discontinued Products
The support team is excellent. They help with any queries.
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Implementation Rating
Dlocal Limited
No answers on this topic
Discontinued Products
The implementation was largely successful. Since this was a large shift from normal practices, we faced a few teething problems, but largely I'd say it went well.
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Alternatives Considered
Dlocal Limited
dLocal is the most complete among the platforms I use in my daily life, in relation to searching for payments. both in layout, UX, optimization, among other things. In addition to being possible to locate several different types of payments from different countries. As a comparison, Onesource works mostly only for payments in Latin America
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Discontinued Products
We agreed to select Xoom as the main payment method since it had more flexible options. It gives the user a full guarantee of transacting safely and when there is a conflict the customer support team acts quickly. The charges for sending and receiving money are relatively low as compared to other platforms. The mobile application has biometric login features making it difficult for unauthorized users to access confidential information.
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Return on Investment
Dlocal Limited
  • dLocal helps businesses accept payments in new markets, which helps attract more customers and increases sales. ROI can be positive with customer growth and geographic diversification.
  • dLocal can reduce payment costs by uniting and simplifying international and local payments on one platform, which can help you make better money
  • dLocal can require a lot of investment, training and changes to internal processes. If adaptation is not efficient or emerging markets do not perform as expected, it may delay returns or result in losses.
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Discontinued Products
  • We have had an uptick in payment processing times.
  • We receive payments from customers on time with no lag between invoice and payment dates.
  • Overall Xoom has literally added to our bottom line by allowing more than a physical check payment option.
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