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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    PaySimple

    Score6 out of 10
    N/APaySimple is a payment gateway software solution offered by PaySimple.

    $59.95

    per month

    Zoho Finance Plus

    Score8 out of 10
    N/AZoho Finance Plus is an integrated accounting suite for small businesses, featuring invoice and AP / AR management, accounting, and billing management.

    $249

    per month

    Pricing
    PaySimpleZoho Finance Plus
    Editions & Modules
    Subscription
    $59.95
    per month
    No answers on this topic
    Offerings
    Pricing Offerings
    PaySimpleZoho Finance Plus
    Free Trial
    YesYes
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional Details—The base plan includes up to 10 seats. Additional seats can be purchased for a fee. Buyers may also get a discount for annual billing.
    More Pricing Information
    Features
    PaySimpleZoho Finance Plus
    Payment Gateways
    Comparison of Payment Gateways features of PaySimple and Zoho Finance Plus
    Feature
    PaySimple
    1.0
    1 Ratings
    152% below category average
    Zoho Finance Plus
    -
    Ratings
    Fraud Detection1.01 Ratings00 Ratings
    API or SDK1.01 Ratings00 Ratings
    Recurring Payment Support1.01 Ratings00 Ratings
    Billing and Invoicing Support1.01 Ratings00 Ratings
    Global Support1.01 Ratings00 Ratings
    Payment Form Acceptance1.01 Ratings00 Ratings
    Security
    Comparison of Security features of PaySimple and Zoho Finance Plus
    Feature
    PaySimple
    -
    Ratings
    Zoho Finance Plus
    8.5
    1 Ratings
    4% above category average
    Single sign-on capability00 Ratings8.01 Ratings
    Role-based user permissions00 Ratings9.01 Ratings
    General Ledger and Configurable Accounting
    Comparison of General Ledger and Configurable Accounting features of PaySimple and Zoho Finance Plus
    Feature
    PaySimple
    -
    Ratings
    Zoho Finance Plus
    7.4
    1 Ratings
    3% below category average
    Accounts payable00 Ratings6.01 Ratings
    Accounts receivable00 Ratings7.01 Ratings
    Cash management00 Ratings6.01 Ratings
    Bank reconciliation00 Ratings8.01 Ratings
    Expense management00 Ratings7.01 Ratings
    Time tracking00 Ratings8.01 Ratings
    Fixed asset management00 Ratings6.01 Ratings
    Multi-currency support00 Ratings8.01 Ratings
    Multi-division support00 Ratings8.01 Ratings
    Regulations compliance00 Ratings7.01 Ratings
    Electronic tax filing00 Ratings8.01 Ratings
    Self-service portal00 Ratings7.01 Ratings
    Global Financial Support00 Ratings8.01 Ratings
    Primary and Secondary Ledgers00 Ratings7.01 Ratings
    Intercompany Accounting00 Ratings7.01 Ratings
    Localizations00 Ratings8.01 Ratings
    Journals and Reconciliations00 Ratings8.01 Ratings
    Enterprise Accounting00 Ratings9.01 Ratings
    Configurable Accounting00 Ratings8.01 Ratings
    Centralized Rules Framework00 Ratings8.01 Ratings
    Standardized Processes00 Ratings7.01 Ratings
    Inventory Management
    Comparison of Inventory Management features of PaySimple and Zoho Finance Plus
    Feature
    PaySimple
    -
    Ratings
    Zoho Finance Plus
    8.0
    1 Ratings
    9% above category average
    Inventory tracking00 Ratings8.01 Ratings
    Automatic reordering00 Ratings8.01 Ratings
    Location management00 Ratings9.01 Ratings
    Manufacturing module00 Ratings7.01 Ratings
    Best Alternatives
    PaySimpleZoho Finance Plus
    Small Businesses
    Apple Pay
    Score9.1 out of 10
    QuickBooks Self-Employed (discontinued)
    Score4.2 out of 10
    Medium-sized Companies
    Payoneer
    Score8 out of 10
    MYOB
    Score8.3 out of 10
    Enterprises
    Checkout.com
    Score10 out of 10
    Microsoft Dynamics GP
    Score5.4 out of 10
    All AlternativesView all alternativesView all alternatives
    User Ratings
    PaySimpleZoho Finance Plus
    Likelihood to Recommend
    3.0
    (13 ratings)
    8.0
    (1 ratings)
    Usability
    -
    (0 ratings)
    8.0
    (1 ratings)
    Support Rating
    -
    (0 ratings)
    8.0
    (1 ratings)
    User Testimonials
    PaySimpleZoho Finance Plus
    Likelihood to Recommend
    PaySimple
    PaySimple has made it next to impossible to become PCI compliant unless we purchased a separate computer for the sole purpose of invoicing. We switched to Chase Bank who does not store sensitive info on our computers allowing us to accept credit cards and still remain PCI compliant. Our money is available much faster by not using the 3rd party. Additionally, a simple company name change required more paperwork than closing the account and setting up a new one even when the same bank account was going to be used. This was the primary reason to shop around. We happily contacted Chase Bank and now save $125 a month and receive access to our funds faster. I cannot believe I stayed with PaySimple as long as I did. It's amazing anyone would jump through the hoops of PCI compliance when the technology exists to keep sensitive information off your small business computers. If this review stops anyone from paying those monthly fees, the time was well worth it! PaySimple, requires business owners to fill out forms that make no sense in laymens terms. Chase Bank fills them all in for you and highlights the areas that need to be signed and initialed. PaySimple, charges excessive fees and in my opinion has very emotional customer service reps. Chase Bank, was eager to help and get things rolling so you can focus on your business. I would never recommend PaySimple.
    Read full review
    Zoho
    It is very well suited to track the expenses which employees use in an organization and if any employees are using business accounts. It has multiple integrations with other applications and we can customize it as per our needs.
    Incentivized
    Read full review
    Pros
    PaySimple
    • PaySimple is awesome for recurring payments. It's easy to set one up and make changes as needed. Without this feature, our business would be dead. Being able to easily set up recurring payments for our retainer is a must and PaySimple does it beautifully.
    • The payment portal feature is also really good fro collecting payments of differing amounts. We setup a single portal where customers enter the payment amount accessed from a link in the invoice email. This feature has transformed out collections and cut down our time to get paid significantly.
    • If you do have product type offerings, it's easy to setup individual products or an entire store.
    Incentivized
    Read full review
    Zoho
    • Expense Management
    • Report Tracking
    • Integration with other application
    • Customization
    Incentivized
    Read full review
    Cons
    PaySimple
    • More proactive and empowering role in merchant fee's and alternative processors. Transparency is challenging in understanding Paysimple's role and relationship to the processors.
    • Identifying areas for further value to clients.
    • More targeted small to mid-size business perspective to anticipate growth challenges and prevent blocks on funds for legitimate sales and growth.
    Incentivized
    Read full review
    Zoho
    • Customer Support
    • Mobile Platform Optimization
    • Minimal GUI
    Incentivized
    Read full review
    Usability
    PaySimple
    No answers on this topic
    Zoho
    We have been efficiently using this product for 2 years, so the overall experience of using the product is fairly easy and straightforward
    Incentivized
    Read full review
    Support Rating
    PaySimple
    No answers on this topic
    Zoho
    I have been a user of Zoho Financial Plus for more than a year and it's been a very efficient and sophisticated tool for managing the expenses in our organization.
    Incentivized
    Read full review
    Alternatives Considered
    PaySimple
    Authorize.net and a handful of other merchant processors and gateways. Most payment gateways (online portals to process payments) are rudimentary and not extremely intuitive. PaySimple is not and they are constantly coming up with new ways to improve upon an already very impressive platform.
    Incentivized
    Read full review
    Zoho
    No answers on this topic
    Return on Investment
    PaySimple
    • Because we've got a really awesome rate with them it's definitely a positive ROI. I can't say what that figure is but it's pretty good. Also, our customers have a huge ROI over their prior way of getting payment from their customers.
    Incentivized
    Read full review
    Zoho
    • Zoho Ecosystems
    • Finance Audits
    • Financial Account Management
    Incentivized
    Read full review
    ScreenShots

    PaySimple Screenshots

    Screenshot of PaySimple DashboardScreenshot of Online InvoicesScreenshot of Web Payment FormsScreenshot of Point of Sale (POS)Screenshot of Mobile AppScreenshot of Collect payments on the go.