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CardConnect

Score9 out of 10

7 Reviews and Ratings

What is CardConnect?

CardConnect is a point-of-sale software solution with features such as payment security and enterprise integration. It was acquired by First Data in July 2017, and is now owned and supported by Fiserv since the Fiserv/First Data merger (July 2019).

Categories & Use Cases

Does not listen to consent or value business partners.

Use Cases and Deployment Scope

CardConnect does not listen to consent or value business partners. Representatives state there is no contract when it works in their favor, and then declare that continued account usage means they can make up rules as they go. There is no instant way to cancel the contract you were told you weren’t in (it took 13 days to receive a cancelation form that mentions additional fees, again when rules are made up freely for any open account). This company will not send you a copy of the merchant agreement and will not allow you to see the original contract without filling out a form and waiting 2-3 business days. The bank statements and charges are unclear and not affiliated with the company by name; being charged by “merchant services” is unclear and creates problems for busy business owners trying to stay afloat after a pandemic. Voicemail box of the appointed representative remains full when you need to reach them. Representative will fail to read email if "lengthy". When you call for customer service you are skirted around from department to department, and specific questions are not answered. Supervisors and managers do not exist, but they can still take your money. Case in point, this company's main policies and values steal from small community businesses, which we all know is a deficit not only to families, but also local economies. The contract for CardConnect/Fiserv/cardclover/cardpointe/merchantservices is unclear, unethical, and nonconsensual.

Cons

  • customer service
  • stealing money
  • unclear contract/forever changing contract terms

Most Important Features

  • payment processing

Return on Investment

  • CardConnect's ROI is poor due to hidden fees

Alternatives Considered

Vagaro

Other Software Used

Vagaro, Fiserv (First Data) - ICICI Merchant Services, Clover

Review of CardConnect.

Use Cases and Deployment Scope

CardConnect is integrated with our platform, allowing us to accept payments in our stores. This enables integrated payments, refunds, and voids, among other things. Our shops range in size from modest mom-and-pop shops to major franchises. While the types of establishments vary, they include everything from classic consignment shops to antique malls and retail outlets.

Pros

  • Monitoring payments.
  • For payment, there is an online user interface.
  • Creating pre-made personalized billing bundles.

Cons

  • Getting expenses from CardConnect into EMR requires a lot of manual effort.
  • My existing EMR does not work nicely with it.

Most Important Features

  • Payment smoothness.
  • Reliability.

Return on Investment

  • It has been easy to configure.
  • it has boosted our sales at the client interest.

Other Software Used

AspenONE Engineering

CardConnect medical practice review

Use Cases and Deployment Scope

We use CardConnect as our POS and online CC processor for our medi spa. It allows us to easily charge patients in person and also who call in over the phone.

Pros

  • Online user interface for charging.
  • Reporting
  • Setting up custom pre made billing packages.

Cons

  • Does not integrate well with my current EMR.
  • Significant manual labor involved with copying charges from CardConnect into EMR.
  • Sometimes will allow charges that don’t associate purchased products clearly enough resulting in more manual lookups and even misappropriated charges.

Most Important Features

  • Reliable POS system
  • Online portal for taking and managing payments
  • Online reporting features

Return on Investment

  • Positive ROI in terms of allowing us to charge more efficiently.
  • Negative ROI due to manual labor involved with entering Cc payments into our EMR due to lack of integration.

Alternatives Considered

Stripe

Other Software Used

Eventbrite, Hotjar, OptinMonster

CardConnect - Gets the job done

Use Cases and Deployment Scope

We integrate with CardConnect to allow for payment capturing through our software for our stores. This allows for integrated payments, returns, voids, etc. Our stores range in size from small mom and pops to larger chains. While the type of store ranges from traditional consignment to antique malls and retail stores.

Pros

  • Initial setup of EMVs with customers
  • Same day communication

Cons

  • Would be nice to have a dedicated rep for a group of customers for better familiarity with our use case
  • Shorter phone tree - it's easy to get lost in all the options

Most Important Features

  • API
  • Customer Portal

Return on Investment

  • CardConnect has assisted our stores in having a more accurate payment capturing process which allows them to process more transactions a day