Name: Peach Finance
Author: Peach Finance

Help Desk

Web and Video Conferencing

Customer Support

Interactive Application Security Testing (IAST)

Development

Audit

Board Management

Business Intelligence (BI)

Collaboration

Enterprise Legal Management

Transportation & Logistics

Enterprise

Accounting

Anti-Money Laundering (AML)

Subscription Management

Finance and Accounting

Applicant Tracking

Corporate Learning Management

Employee Recognition

HR Management

Payroll

Succession Planning

Talent Intelligence

Talent Management

Workforce Analytics

Workforce Management

Human Resources

3D Printers

Application Delivery Controllers (ADC)

Bot Mitigation

Cloud Storage

Computerized Maintenance Management Systems (CMMS)

Data Mapping

Data Pipeline

Desktop Management

Desktop Outsourcing

Extended Detection and Response (XDR)

Fraud Detection

Hosted Virtual Desktop

IT Operations Analytics

Infrastructure-as-Code (IaC)

Integration Platform as a Service (iPaaS)

Internet of Things (IoT)

Interoperability

Network Performance Monitoring

Relational Database Management Systems

Smart Contracts

Tape Storage

Vulnerability Management

Workload Automation

Information Technology

A/B Testing

AI Writing Assistant Software

Ad Serving & Retargeting

Affiliate

All-in-One Marketing

Contact Management

Content Management

Contest Management

Digital Asset Management

Email Marketing

Gamification

Marketing Automation

Search Engine Marketing (SEM)

Social Media Management

Survey & Forms Building

Video Collaboration

Web Analytics

Marketing

Project Management

Transcription

Professional Services

Customer Relationship Management (CRM)

Intelligent Virtual Assistant

Multichannel Retail

Presales

Sales

Certificate Lifecycle Management

Database Security

GDPR Compliance

Security

Construction Accounting

Hotel Management

Loan Servicing

Vertical-Specific

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Peach Finance provides an API-first lending software platform that, according to the vendor, enables businesses to launch and manage a diverse array of lending programs, such as buy now, pay later (BNPL), cards, personal loans, and business loans.

## Key Features

**Adaptive Core™**: Peach Finance's Adaptive Core™ is a fully configurable loan management system that allows lenders to launch highly adaptive lending products in almost any asset class. It is designed to provide flexibility and enable lenders to test and iterate, even at scale.

**Loan Replay™**: Peach Finance's Loan Replay™ feature allows lenders to offer loans in various asset classes, including BNPL, cards, personal loans, and business loans. This feature gives lenders the ability to customize loan terms, interest rates, and repayment structures to potentially meet the specific needs of their borrowers.

**Reporting**: Peach Finance's platform includes comprehensive reporting capabilities, enabling lenders to track and analyze loan performance, borrower behavior, and portfolio metrics. Lenders can generate customizable reports to gain insights into key performance indicators and potentially make informed business decisions.

**Immutable ledger**: Peach Finance's platform utilizes an immutable ledger to ensure the integrity and security of loan data. This feature provides a transparent and tamper-proof record of all loan transactions, creating an audit trail for compliance and regulatory purposes.

**200+ configuration variables**: Peach Finance's platform offers over 200 configuration variables, allowing lenders to customize and tailor their lending programs to potentially meet specific requirements. Lenders can adjust variables such as interest rates, payment terms, and credit limits to align with their business strategies.

**Servicing suite**: Peach Finance provides a comprehensive servicing suite that covers various aspects of loan servicing, including customer relationship management, borrower portal, payment processing, and first-party collections. This integrated suite aims to streamline loan servicing operations and enhance borrower experience.

**Compliance Guard™**: Peach Finance's Compliance Guard™ feature helps lenders stay compliant with federal and state regulations by monitoring borrower status and scanning outbound communications. Lenders can set customizable rules and automated workflows to ensure adherence to regulations such as FDCPA, SCRA, TCPA, and UDAAP.

**Self-Service Portfolio Migration™**: Peach Finance offers a Self-Service Portfolio Migration™ feature, enabling lenders to migrate their loan portfolios seamlessly through the same APIs used for managing their Peach integration. This feature aims to potentially lower migration risks, reduce costs, and provide greater control over the migration timeline.

**Partnerships and integrations**: Peach Finance has partnered with leading technology, servicing, and reporting companies such as Visa, Mastercard, Lithic, Blend, and Marqeta. These partnerships and integrations provide lenders with access to card issuance, loan origination, and payment processing solutions.

Peach Finance

Loan Servicing Software automates the loan lifecycle from origination, credit decisioning, payment processing and collections, to accounting and reporting.

Loan Workflow

Tools used by loan origination and servicing and servicing agents to streamline their workflows.

Loan Document Management

This feature allows users to store, manage, and track all loan-related documents, ensuring compliance and efficient processing.

Loan Workflow Automation

This feature helps to automate various stages of the loan process, improving efficiency and reducing manual errors.

Loan Software Integrations

This feature allows lenders to access credit reports and scores from major credit bureaus, aiding in the credit assessment process, and integrate with CRM tools and third-party databases to manage borrower relationships.

Loan Reporting and Analytics

Allows users to generate various reports and analyze data related to loan origination and servicing, helping to make informed decisions.

Financial Reporting and Compliance

Financial statements and regulatory filings

Management Reporting

Tools facilitating creation of internal ad hoc or standard reports.

XBRL support for regulatory filing

Support for the XBRL standard reporting format for exchanging financial data.

Excel-based Reporting

Ad hoc or formatted reports using MS Excel.

Data Security

Tools and features that help keep data secure from unauthorized access or internal exposure.

At-Rest Data Encryption

Data at rest is encrypted, requiring decryption to read the underlying data.

In-Transit Data Encryption

Data is transmitted in an encrypted state, preventing interception of raw in-flight data.

In-Use Data Encryption

Data remains encrypted even when stored in non-persistent storage (RAM, CPU caches, and CPU registers). This prevents access to data through malware on an individual device.

Data Redaction

The product's capability to return redacted data in place of actual data when queried. For instance, a redacted query for the phone number 555-5555 could return ***-**55.

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Loan Servicing Software

Peach Finance

Overview

What is Peach Finance?

Key Features