Name: Smart Micro Credit Business Suite
Price: 50000 USD
Author: Generix Solutions

Help Desk

Kiosk

Web and Video Conferencing

Customer Support

Agile Development

Image Recognition

Service Mesh

Development

Alumni Management

School Management

Education

Board Management

Business Intelligence (BI)

Collaboration

Digital Rights Management (DRM)

Enhanced 911 (E911)

Enterprise

Accounting

Invoicing

Nonprofit Accounting

Finance and Accounting

Applicant Tracking

Corporate Learning Management

HR Management

HR Service Delivery

Payroll

Talent Intelligence

Talent Management

Vendor Management Systems (VMS)

Workforce Analytics

Workforce Management

Human Resources

Application Lifecycle Management (ALM)

Cloud Cost Management

Cloud Storage

Database Performance Monitoring

Email Verification

Fraud Detection

IP Address Management (IPAM)

IT Asset Disposal

Integration Platform as a Service (iPaaS)

License Management

Low-Code Development

Managed IT Service

Master Data Management (MDM)

Network Diagnostics

Network Performance Monitoring

Network Simulation

NoSQL Databases

Rack Servers

Tape Storage

Wireless LAN

Workload Automation

Information Technology

A/B Testing

Ad Serving & Retargeting

All-in-One Marketing

Blogging

Content Management

Digital Rewards

Email Marketing

Marketing Automation

Online Proofing

Screen and Video Capture

Social Media Management

Survey & Forms Building

Video Editing

Web Analytics

Website Builder

Marketing

Project Management

Professional Services

Customer Relationship Management (CRM)

Sales Consulting

Sales

API Security

File Integrity Monitoring

Security Orchestration, Automation and Response (SOAR)

Security

Animation

Construction Management

Debt Collection

ID Card

Last Mile Delivery

Municipal

Vertical-Specific

Find top rated software and services based on in-depth reviews from verified users. 400+ software categories including PaaS, NoSQL, BI, HR, and more.

Azurepath

Azurepath, LLC.

Webtrends Social

Webtrends

QuickMeasure OnScreen

Tally Systems

ProphetLine for Windows

ProphetLine

Help.com

Distribion

Distribion, Inc.

CoffeeCup Responsive Email Designer

CoffeeCup Software, Inc.

SAP Business Rules Management

Trackur

Cisco Virtualization Experience Infrastructure

Cisco

The Smart Micro Credit Business Suite, developed by Generix Solutions, is a software solution designed to automate and streamline various processes for microfinance institutions. According to the vendor, this suite of tools is specifically tailored to meet the needs of small to medium-sized microfinance institutions, as well as professionals and industries in the microfinance, financial services, banking, credit unions, and non-profit sectors.

## Key Features

**Loan Management**: According to the vendor, the software streamlines the loan management process from application to disbursement and repayment. It automates loan approval workflows, tracks loan status, and generates loan schedules with calculated interest and fees.

**Borrower Management**: The software allows for the maintenance of a comprehensive database of customer information. It enables tracking of customer interactions and communication history, segmentation of customers based on various criteria, and generation of reports and analytics on customer behavior and trends.

**Collections Management**: The software provides tools for tracking delinquency, automating payment reminders, managing collections workflows, and integrating with payment gateways for online payments.

**Financial Reporting**: The software enables real-time tracking of financial data and generation of statements and reports. It offers customizable reporting templates and seamless integration with accounting software for efficient financial management.

**Document Management**: The software provides centralized storage and retrieval of documents with version control and access restrictions. It also offers document scanning and digitization capabilities, along with integration with e-signature solutions for digital document signing.

**Collateral Management**: According to the vendor, the software allows for the tracking and valuation of collateral, ensuring proper documentation and verification. It integrates with property valuation services and facilitates collateral release and transfer.

**Risk Management**: The software offers features for risk assessment and mitigation strategies, monitoring credit risk and default rates, and ensuring compliance with regulatory requirements. It also integrates with credit bureaus for credit checks.

**Data Analytics**: The software provides advanced analytics and reporting tools for data-driven insights and decision-making. It offers data visualization capabilities, trend analysis, forecasting, and customizable dashboards for tracking key performance indicators (KPIs).

**Mobile App**: According to the vendor, the software provides a mobile app that allows for convenient access to loan and borrower information. It enables loan application submission and status tracking, offers mobile payment options for borrowers, and sends push notifications and alerts to both borrowers and staff.

**Integration Capabilities**: The software offers seamless integration with core banking systems, accounting and financial software, and external systems and services through API integration. It enables data synchronization and exchange capabilities.

Basic

Smart Micro Credit Business Suite

Loan Servicing Software automates the loan lifecycle from origination, credit decisioning, payment processing and collections, to accounting and reporting.

Loan Servicing

Generix Solutions

Loan Workflow

Tools used by loan origination and servicing and servicing agents to streamline their workflows.

Loan Document Management

This feature allows users to store, manage, and track all loan-related documents, ensuring compliance and efficient processing.

Loan Workflow Automation

This feature helps to automate various stages of the loan process, improving efficiency and reducing manual errors.

Loan Software Integrations

This feature allows lenders to access credit reports and scores from major credit bureaus, aiding in the credit assessment process, and integrate with CRM tools and third-party databases to manage borrower relationships.

Loan Reporting and Analytics

Allows users to generate various reports and analyze data related to loan origination and servicing, helping to make informed decisions.

Financial Reporting and Compliance

Financial statements and regulatory filings

Management Reporting

Tools facilitating creation of internal ad hoc or standard reports.

XBRL support for regulatory filing

Support for the XBRL standard reporting format for exchanging financial data.

Excel-based Reporting

Ad hoc or formatted reports using MS Excel.

Data Security

Tools and features that help keep data secure from unauthorized access or internal exposure.

At-Rest Data Encryption

Data at rest is encrypted, requiring decryption to read the underlying data.

In-Transit Data Encryption

Data is transmitted in an encrypted state, preventing interception of raw in-flight data.

In-Use Data Encryption

Data remains encrypted even when stored in non-persistent storage (RAM, CPU caches, and CPU registers). This prevents access to data through malware on an individual device.

Data Redaction

The product's capability to return redacted data in place of actual data when queried. For instance, a redacted query for the phone number 555-5555 could return ***-**55.

TrustRadius is a technology and business research firm based in Austin, Texas. The company is known as a review platform for verified B2B technology and software reviews through a proprietary algorithm and human verification.

TrustRadius

Home

Loan Servicing Software

Smart Micro Credit Business Suite

Overview

What is Smart Micro Credit Business Suite?