Card Management Systems

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Top Rated Products

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Ramp

Ramp is a corporate card and spend management solution that helps companies of all sizes to accelerate growth without compromising on their finances. Boasting best in class user experience and a direct integration with the user's accounting solutions, the vendor states Ramp helps…

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(26-50 of 72)

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PayStorm Issuing

TAS Group delivers advanced software solutions for digital payments, cards and financial markets. Their offices span 8 countries, and manage financial transactions worldwide. They strive to simplify the way private enterprise, public sector, commercial and central banks interact…

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HPS PowerCARD-Issuer

HPS, headquartered in Casablanca, is a payment software company providing electronic payment solutions for financial institutions, processors and national switches around the world. Their platform boasts usage by more than 400 issuers, acquirers and national switches, to process…

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HST Instant Issuance

HST offers 2 options for EMV instant card issuance: a cloud based solution for all budgets and sizes of institutions and a fully customizable, local solution running on the user's own infrastructure. HST offers a turnkey EMV instant issue solution designed to provide everything…

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QwickCards.com

MagTek headquartered in Seal Beach offers QwickCards.com, a cloud-based card issuance software platform for financial institutions.

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Datacard Adaptive Issuance

Entrust Datacard offers the Datacard Adaptive Issuance card issuance software suite.

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NBS Xpressi
0 reviews

NBS Technologies offers Xpressi instant card issuance software application.

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FSS Card Management Suite

FSS (Financial Software & Services) headquartered in Chennai offers the FSS Card Management Suite, providing financial card lifecycle management from pre- to post- card issuance.

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NBS SmartSys
0 reviews

NBS Technologies supports instant card issuance with SmartSys, a machine control application supporting instant generation of personalized credit cards.

34
YouBiz by YouTrip

An SME corporate card from YouTrip, used to earn unlimited 1% cashback on all spend with real 0% FX fee, with a multi-currency expense management platform. The corporate card that offers real 0% FX fees on spending in 150+ currencies. Users can also create unlimited virtual and physical…

35
Swap
0 reviews

Swap is a Banking as a Service (BaaS) platform that offers benefits payments and corporate expense integrations. Swap's services include postpaid and prepaid cards, digital accounts, bank transfers, payment of bills, management platforms, among others, distributed in a white label…

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Clara Spend Management
0 reviews

A digital end-to-end spend management solution offering a company credit line with locally-issued corporate cards, and financing solutions, within a software platform.

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Conta Simples
0 reviews

Conta Simples is an expense management software solution using corporate cards as a management system with the goal of producing more autonomy for the team and more control and time savings for finance teams. The app sends notifications and provides access to all transactions, with…

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M2P Card Issuance Platform

M2P’s Card Issuance Platform is a self-service solution that allows financial institutions of all sizes to build, issue, and manage various programs like prepaid cards, debit cards, credit cards, co-branded cards, corporate cards, one-time use, subscription cards, and multi-currency…

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EVERYCARD
0 reviews

CLAI PAYMENTS Technologies has supported the supply of payment solutions for more than 28 years. They offer solutions in payment platforms for financial and retail companies, taking care of the entire transactional process, cryptographic security, back-office administration, retail…

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2C2P
0 reviews

2C2P is a global payments platform helping businesses securely accept payments across online, mobile and in-store channels. The company is headquartered in Singapore and operates across Southeast Asia, North Asia, Europe and the US. The payments platform often supports regional airlines,…

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Matica Instant Issuance

Matica, headquartered in Zug develops, manufactures and markets mid-range & desktop solutions for ID card personalization & mailing systems. Matica Instant Issuance is a card issuance solution for on-demand financial cards.

42
PayTabs
0 reviews

PayTabs is a digital payments platform, a payment gateway that enables users to send, receive, and share invoices via email, QR code, SMS, Whatsapp or by sharing a secure payment link on social media channels. It also includes an e-invoicing tool to help businesses collect recurrent…

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Kurensē
0 reviews

Kurensē empowers businesses with technology-enable payment solutions for their employees, vendors and customers. They aim to deliver unique financial products and services that are at the forefront of the electronic payments market evolution and dramatically improve existing payment…

44
Kittrell Paycard

A payroll debit card option, Kittrell Paycard's program is free to employers, and helps employers save on costs associated with preparing, printing, distributing paper checks, stop payments, reissuance of checks and fraud by going paperless.

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Fintwist by COMDATA

Fintwist by COMDATA is a payroll card solution, supporting on-demand payment, as well as expense management via corporate cards.

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Capital on Tap

Capital on Tap provides a small business credit card and spend management platform. Capital on Tap makes it easy for small business owners to access funding for their business, manage their employees' expenses, and earn rewards on every pound their business spends.

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HID TRISM Financial Instant Issuance (Fii) Software
0 reviews

HID Global offers the HID TRISM Financial Instant Issuance (Fii) card issuance software application.

48
Blackhawk Network

Blackhawk Network offers options like prepaid gift cards, incentive programs and digital payments, enabling businesses and buyers access and ease when spending money. By partnering with brands across hundreds of thousands of locations, including major retailers and the leading banks,…

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Gorilla Expense

Gorilla Expense is an expense management software solution designed to help businesses crack down on excess spending. It includes a digital receipt box, receipt tags to store account-related details on receipts, a process to turn emails into receipts, etc. Users can automatically…

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Stripe Issuing

From expense management to order fulfillment, Stripe Issuing is used to create, manage, and grow a commercial card program, while customizing key details like card design and spend limits.

Learn More About Card Management Systems

What are Card Management Systems?

Card management systems are financial systems that create and manage physical and digital credit cards. Features include issuing payment cards as well as managing the data associated with them.

Businesses can use card management systems to issue virtual cards or physical cards, replacing the need for reimbursement reports. By connecting these to expense management software, accounting teams can track work-related expenses, reimburse employees, and generate reports necessary for tax season. This means less time spent on gathering receipts and managing paperwork. Business owners can also restrict the type of purchases made.

Card management systems are great financial solutions that simplify payment processing, and they can be used as part of an employee benefits package or award program. One of the most useful features to businesses is the ability to offer employees virtual credit cards.

Virtual credit cards (VCCs) give businesses a faster, more secure way to pay for things online. VCCs have a unique number and employers can set spending limits. Employees often need to make company related purchases. They're quick and safe, allowing employees to pay for things right from their desktop or mobile devices. They're also easier for finance teams to manage, helping them to reduce financial risk and avoid reimbursements and expense claims. Access to company funds is simple with no need for plastic cards and making it easy to track expenses and get work done.

Card management services can also extend into Banking as a Service (BaaS) features. Issuing lines of credit requires specific licensing by law. However, businesses can outsource BaaS services to banking institutions and offer their customers lines of credit. Embedding financial services into their product line can allow companies to offer convenience and speed to customers. Businesses can enhance the customer journey by offering membership perks to their customers for their credit usage. An example of this might be a bookstore that offers a branded credit card that earns points on every book purchase. Options like these help businesses leverage customer buying power and extend profits.

This financial technology should not be confused with programs for creating membership cards, access cards, or gift cards. For instance, visitor management software can offer options for issuing cards. In this case, the software is used to create passcards, “backstage” passes, or ID cards for visitors entering secure locations and events. However, this is not the same technology that businesses use to issue credit or debit cards.

Card Management Solutions Features

Card management system features are heavily dependent on the card issuer’s requirements, but many include:

  • Generate debit, credit, or prepaid cards
  • Issue virtual credit cards (VCCs)
  • Financial reports and analytics
  • Set spending limits and disable lost cards
  • Card information database
  • Card management number
  • Mobile commerce
  • Billing and invoicing
  • Templates, custom card design and personalization options
  • Card ordering, inventory, and duplication
  • Integration with accounting systems
  • Compliance with security regulations and privacy standards
  • Banking as a Service (BaaS)
  • Data encryption via HSM
  • EMV chip card issuing
  • Chip data personalization
  • Card detail maintenance customer service
  • Lost and stolen card processing

Card Management System Comparison

When comparing card management solutions, consider these factors:

  1. Security: Any system should comply with security standards as well as privacy regulations. Check for features that will allow you to limit spending and disable lost or stolen cards. Will you need to issue physical plastic cards with EMV smart chips, or virtual credit cards (VCCs) that can be issued quickly and used online?
  2. Banking as a Service (BaaS): Do you need Banking as a Service (BaaS) features to extend sales reach and meet customer demand? If so, be sure that critical banking services are included so customers can efficiently manage their funds.
  3. Expense Management: If you need to manage employee travel expenses and streamline expense reports, check which solutions integrate with your current accounting system.

You’ll also want to evaluate the ease of setup and access to training, consultative services, and technical support. Make sure the ease of integration and deployment options are a good fit for your business.

Pricing Information

Card management systems are usually priced per card per month in blocks. Most card issuance systems start at $29-149/month, depending on the level of service and the number of cards (virtual or physical) issued. Some companies offer free trials. Other solutions are add-ons to financial management programs. While vendors don’t typically disclose pricing information, custom pricing is available for larger organizations and enterprises.

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Frequently Asked Questions

What do card management systems do?

Businesses and financial institutions use card management systems to manage payment card orders, inventory, and card replacement. They can issue, personalize, and customize cards as needed, including virtual, debit, credit, or prepaid. This kind of system should comply with security standards and privacy regulations while providing options for deactivating stolen cards or setting spending limits.

What are the benefits of using card management systems?

Card management systems simplify card payment processing, track expenses, control spending, and generate reports. Companies can issue virtual or physical payment cards to award employee bonuses and track business expenses. Banks can automatically issue ready-to-use debit and credit cards, reducing delivery costs and fraud risks.

What are the best card management systems?

How much do card management systems cost?

Card management systems are usually priced per card per month, depending on the level of service you need. Most small-business packages begin at $29-$149/month. Most vendors do not provide pricing information, but custom pricing is available for enterprises.