Checkbook.io vs. Melio

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Checkbook.io
Score 1.8 out of 10
N/A
An Accounts Payable and Receivable software solution, Checkbook offers a way to send and receive Digital Checks instead of dealing with paper and postage, or more expensive online transactions. Features of Digital Checks for businesses include instant delivery, and online deposit, at $1 per transaction, regardless of the amount. Users can send digital checks via the online checkbook.io interface. The user enters the recipient’s name, email, and the amount, and the…
$1
Melio
Score 8.5 out of 10
N/A
Melio is a small business-oriented Accounts Payable tool, presented as a service that helps small businesses keep up with business. A B2B payments experience and payment workflow designed to be simple, and to enable businesses to pay domestic and international vendors, expedite payments, or pay by card.N/A
Pricing
Checkbook.ioMelio
Editions & Modules
Business (advanced functionality)
$499
per month 79c per payment or invoice
Basic (basic functionality)
Pay as you go $1 per payment or invoice
Enterprise
Custom
Card processing fee
2.9%
Offerings
Pricing Offerings
Checkbook.ioMelio
Free Trial
NoYes
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
Checkbook.ioMelio
Features
Checkbook.ioMelio
Payment Management
Comparison of Payment Management features of Product A and Product B
Checkbook.io
1.0
2 Ratings
153% below category average
Melio
9.1
14 Ratings
20% above category average
Payment Status Tracking1.01 Ratings9.714 Ratings
Payment Audit Trail1.01 Ratings9.511 Ratings
Electronic Funds Transfer1.02 Ratings9.012 Ratings
Customizable Approval Policies00 Ratings8.311 Ratings
Financial Document Management00 Ratings8.710 Ratings
Duplicate Bill Detection00 Ratings9.310 Ratings
Advanced OCR00 Ratings9.09 Ratings
Accounts Payable
Comparison of Accounts Payable features of Product A and Product B
Checkbook.io
1.0
2 Ratings
149% below category average
Melio
9.0
18 Ratings
27% above category average
Automated Accounts Payable Processes1.02 Ratings8.817 Ratings
Vendor Management1.02 Ratings9.117 Ratings
Tax Form Preparation1.01 Ratings9.011 Ratings
Best Alternatives
Checkbook.ioMelio
Small Businesses
Square 9 Softworks
Square 9 Softworks
Score 9.7 out of 10
Square 9 Softworks
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Score 9.7 out of 10
Medium-sized Companies
Square 9 Softworks
Square 9 Softworks
Score 9.7 out of 10
Square 9 Softworks
Square 9 Softworks
Score 9.7 out of 10
Enterprises
Webexpenses
Webexpenses
Score 8.7 out of 10
Webexpenses
Webexpenses
Score 8.7 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
Checkbook.ioMelio
Likelihood to Recommend
1.0
(2 ratings)
8.6
(24 ratings)
Likelihood to Renew
-
(0 ratings)
9.6
(2 ratings)
Usability
-
(0 ratings)
8.2
(4 ratings)
Availability
-
(0 ratings)
9.0
(1 ratings)
Performance
-
(0 ratings)
7.0
(1 ratings)
Support Rating
1.0
(1 ratings)
8.0
(1 ratings)
In-Person Training
-
(0 ratings)
9.0
(1 ratings)
Online Training
-
(0 ratings)
8.0
(1 ratings)
Implementation Rating
-
(0 ratings)
9.0
(1 ratings)
Configurability
-
(0 ratings)
9.0
(1 ratings)
Contract Terms and Pricing Model
-
(0 ratings)
7.0
(1 ratings)
Ease of integration
-
(0 ratings)
10.0
(1 ratings)
Product Scalability
-
(0 ratings)
8.0
(1 ratings)
Professional Services
-
(0 ratings)
9.0
(1 ratings)
Vendor post-sale
-
(0 ratings)
9.0
(1 ratings)
Vendor pre-sale
-
(0 ratings)
9.0
(1 ratings)
User Testimonials
Checkbook.ioMelio
Likelihood to Recommend
Checkbook, Inc.
I answered this in my initial response
Read full review
Melio
In my personal experiences, I would recommend Melio to a friend or colleague but would tell them the pros and the con. Melio has really made payments seem seamless and easy. The fact that one can plan his/her payment schedule in advance and at the same time track it, is a very big relief. In as much as Melio has a lot of good features but it still needs upgrade or update, like the notifications of failed payments and delays.
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Pros
Checkbook, Inc.
  • in my opinion, ignoring customer service issues
  • I think taking an unacceptable time to get back to their clients
  • restating the obvious
  • never resolving clients' concerns
Read full review
Melio
  • The simplicity it adds to business payments is a great deal. One feature we really value it the ability to pay vendors by check. Melio prints and mails checks for us which saves time and hassle.
  • Payment scheduling tool is another thing we enjoy. This tool lets us plan ahead and manage cash flow more effectively by setting payment dates in advance.
  • Another thing Melio does well is the tracking of payment.
  • There was a time a vendor claimed that they hadn't been paid, but with just a few clicks we could see the check has already been delivered.
  • This kind of transparency gives us confident and keep things professional.
  • The integration with other platform or accounts like QuickBooks is an experience I did love to keep.
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Cons
Checkbook, Inc.
  • Customer Service
  • Troubleshooting
  • Timely Responses
  • In my opinion, Everything
Read full review
Melio
  • There should be an automatic link between vendors added with their Melio link and the same vendors that already exist in QuickBooks. As it is now, a new vendor is created when you do that and is not linked with the one that already is in QuickBooks.
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Likelihood to Renew
Checkbook, Inc.
No answers on this topic
Melio
I like the interface. I am familiar with functionality. Convenient to send ACH payments.
Read full review
Usability
Checkbook, Inc.
No answers on this topic
Melio
Melio has been a very important tool in the advancement of our business. With great features, it has made payments to vendors seamless and hassle free. In terms of vendor management, account/data tracking, and scheduling of payments in advance. This has formed the base that we are still with Melio till today.
Read full review
Support Rating
Checkbook, Inc.
"Support" takes way too long and they never seem to be able to fix the issues. Personally, I think the support departments name should be changed to "State Your Issues and We Will Take Our Sweet Time Getting Back To You and We Will Never Truly Fix Your Issues"
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Melio
They have great customer support system
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In-Person Training
Checkbook, Inc.
No answers on this topic
Melio
Very educative. It was well detailed, organized and knowledgeable.
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Online Training
Checkbook, Inc.
No answers on this topic
Melio
Very helpful and we learnt a handful
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Alternatives Considered
Checkbook, Inc.
No answers on this topic
Melio
Melio is 100% free if you just use ACH, and that by itself would be reason enough for me to stick with the platform, it boats a ton of other useful features that add to the experience.
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Contract Terms and Pricing Model
Checkbook, Inc.
No answers on this topic
Melio
The vendor is great
Read full review
Professional Services
Checkbook, Inc.
No answers on this topic
Melio
Very knowledgeable
Read full review
Return on Investment
Checkbook, Inc.
No answers on this topic
Melio
  • I have been able to save hours every week now that I am only using Melio as my payment processor
  • I can easily add invoice details which I use to create in another platform and upload to Melio, this saves me time with projects I want to be quicker with
  • The ease of use for my clients is fantastic, and makes for a seamless workflow
Read full review
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