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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    BILL Spend & Expense

    Score8.9 out of 10
    N/ABILL Spend and Expense (formerly Divvy) is an all-in-one expense management solution that combines free software with corporate cards to provide you with real-time visibility and customizable control over your business finances.

    $0

    NachoNacho

    Score9 out of 10
    N/ANachoNacho enables businesses to manage, discover & get discounts on SaaS per month, and save time searching for SaaS. 1) Manage existing SaaS sprawl by creating a separate virtual credit card for each vendor, and setting $ and date limits per card. Cancel the card with 1 click. Create unlimited cards. See entire company's subscriptions in 1 dashboard in real-time. 2)

    $5

    per month per user

    Pricing
    BILL Spend & ExpenseNachoNacho
    Editions & Modules
    No answers on this topic
    Standard
    $5
    per month per user
    Custom
    custom pricing available
    Offerings
    Pricing Offerings
    BILL Spend & ExpenseNachoNacho
    Free Trial
    YesYes
    Free/Freemium Version
    YesNo
    Premium Consulting/Integration Services
    YesNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional DetailsBILL Spend & Expense is free for all users—
    More Pricing Information
    Community Pulse
    BILL Spend & ExpenseNachoNacho
    Considered Both Products
    BILL
    No answer on this topic
    NachoNacho
    No answer on this topic
    Key User Insights
    Would buy again
    100%
    Would buy again
    11 Answers
    No answers on this topic
    Delivers good value for the price
    100%
    Delivers good value for the price
    11 Answers
    No answers on this topic
    Happy with the feature set
    100%
    Happy with the feature set
    11 Answers
    No answers on this topic
    Lived up to sales and marketing promises
    89%
    Lived up to sales and marketing promises
    8 Answers
    No answers on this topic
    Implementation went as expected
    100%
    Implementation went as expected
    9 Answers
    No answers on this topic
    Features
    BILL Spend & ExpenseNachoNacho
    Expense Management
    Comparison of Expense Management features of BILL Spend & Expense and NachoNacho
    Feature
    BILL Spend & Expense
    9.2
    8 Ratings
    10% above category average
    NachoNacho
    -
    Ratings
    Employee Expense Reporting8.86 Ratings00 Ratings
    Corporate Card Reconciliation9.67 Ratings00 Ratings
    Payment Management
    Comparison of Payment Management features of BILL Spend & Expense and NachoNacho
    Feature
    BILL Spend & Expense
    8.9
    7 Ratings
    11% above category average
    NachoNacho
    -
    Ratings
    Customizable Approval Policies9.37 Ratings00 Ratings
    Financial Document Management9.27 Ratings00 Ratings
    Payment Status Tracking8.94 Ratings00 Ratings
    Payment Audit Trail9.75 Ratings00 Ratings
    Duplicate Bill Detection7.43 Ratings00 Ratings
    Advanced OCR8.73 Ratings00 Ratings
    Electronic Funds Transfer9.25 Ratings00 Ratings
    Best Alternatives
    BILL Spend & ExpenseNachoNacho
    Small Businesses
    Brex
    Score9 out of 10
    No answers on this topic
    Medium-sized Companies
    Expensify
    Score9 out of 10
    No answers on this topic
    Enterprises
    Emburse Expense Enterprise (formerly Chrome River)
    Score8.3 out of 10
    No answers on this topic
    All AlternativesView all alternativesView all alternatives
    User Ratings
    BILL Spend & ExpenseNachoNacho
    Likelihood to Recommend
    8.8
    (18 ratings)
    9.0
    (3 ratings)
    Usability
    9.5
    (7 ratings)
    -
    (0 ratings)
    Support Rating
    8.6
    (2 ratings)
    -
    (0 ratings)
    User Testimonials
    BILL Spend & ExpenseNachoNacho
    Likelihood to Recommend
    BILL
    There is a lot of functionality available for any company, and when you combine it with their A/P processing software, I'm sure the value of the software only increases. If you don't look back through your credit card receipts often, or don't have a lot of volume, the receipts not uploading into the accounting software isn't as much of an issue. For us, with roughly $200k of credit card spending each month, it became an issue. The rewards program was hard for us to take advantage of also, mostly because of our spending being spread across multiple companies. Even though we had everything set up together as one business, they still recognized each one as it's own, with it's own rewards requirements. I wouldn't deter anyone from going with Bill Spend & Expense, it's a solid program with a lot of capability, there are just a few small items that mattered to us more than the capabilities we take advantage of.
    Incentivized
    Read full review
    NachoNacho
    We regularly use the AWS and other help desk subscriptions in the NachoNacho. Sometimes it is difficult to manage the subscriptions because of too many products purchased. But if we purchase the subscription individually it consumes lot more time. In NachoNacho, it is easy where can manage and also sometimes we get discounts in the overall purchase.
    Read full review
    Pros
    BILL
    • Divvy does purchases very well. Getting money into the hands of those who need it, when they need it.
    • Budgeting is a breeze because card holders can only spend what is in their specific budget or on their card.
    • Customer support is usually pretty quick to respond
    Incentivized
    Read full review
    NachoNacho
    • Business Intelligence
    • Customer relation manager
    • Accounting
    Incentivized
    Read full review
    Cons
    BILL
    • I wish there were more options in the BILL reimbursement platform - for example, the ability to do a report instead of submit a single expense.
    • We would love for reimbursements to feed into QuickBooks differently, but we understand that this is an early feature and hope it is further developed in the future.
    Read full review
    NachoNacho
    • More simplified UI and UX
    • Added more subscription tracking models
    • More ways to connect and sponsor the team at a single place
    Incentivized
    Read full review
    Usability
    BILL
    The Divvy card provides convenience and flexibility for Finance to manage and monitor each user's transactions at any time. User can issue many virtual cards for different purposes. Transactions can be easily approved. Since we can monitor transaction closely, fraud can be prevented effectively. Mobile app is user friendly and safe.
    Incentivized
    Read full review
    NachoNacho
    No answers on this topic
    Support Rating
    BILL
    We have enjoyed using Divvy and its functions. The Divvy team has been great, and their support team is outstanding. They have a chatbox on the platform, and they only seem to be someone on call. I have found its benefits to be outstanding, that I recommend it to my clients. I also feel that Divvy rolling out new features only makes it more compelling to stay on as a user.
    Incentivized
    Read full review
    NachoNacho
    No answers on this topic
    Alternatives Considered
    BILL
    Nothing out there compares to the agility and ease of use of Divvy. Adoption by those most resistant to any expense reporting tool has always been the #1 painpoint to all other such software. Divvy takes the pain away even for creatives and salespeople!
    Incentivized
    Read full review
    NachoNacho
    NachoNacho is suggested by one colleague where we can manage all the products and subscription based platforms. There one time is started to use the NachoNacho and purchased the cloud based products like AWS and other helpdesk products in the NachoNacho. From the day i purchased and till now I am managing and using NachoNacho.
    Read full review
    Return on Investment
    BILL
    • Divvy is free, so it was tough for us to turn down. We decided to withhold our larger transactions from Divvy to receive those rewards directly.
    • Divvy has saved our Finance/Accounting team tons of time digging through expenses, reimbursements, invoices, etc.
    Incentivized
    Read full review
    NachoNacho
    • Cost of the product
    • Updates
    • ROI
    Incentivized
    Read full review
    ScreenShots

    BILL Spend & Expense Screenshots

    Screenshot of Company Dashboard - High level overview of a business's available credit and current spending.Screenshot of Mobile Wallet - Spend Smarter™ - To manage budgets and expenses on the goScreenshot of Budget Detail - For monitoring business budgetsScreenshot of Insights - Real-time visibilityScreenshot of Transactions - Displays a complete list of all transactions and their current status on a business's physical and virtual cards.

    NachoNacho Screenshots

    Screenshot of NachoNacho allows businesses to manage existing SaaS subscriptions using virtual credit cards in one company-wide account. Users can know how much is spent on what product, and cancel without hassle. Businesses can also discover SaaS products in the NachoNacho SaaS marketplace with discounts of up to 30%.Screenshot of Save up to 30% (lifetime) on hundreds of top software products.Screenshot of A B2B SaaS Marketplace, NachoNacho allows businesses to manage all their existing SaaS subscriptions using virtual credit cards in one company-wide account, and know how much is spent on what product, or cancel without hassle.Screenshot of Add and manage team member's SaaS spending to eliminate wasted spend on duplicate or orphaned software subscriptionsScreenshot of Create unlimited virtual cards with strict limits to manage subscriptions. One per vendor and team member. Cancel subscriptions in one click.