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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    BILL Spend & Expense

    Score8.9 out of 10
    N/ABILL Spend and Expense (formerly Divvy) is an all-in-one expense management solution that combines free software with corporate cards to provide you with real-time visibility and customizable control over your business finances.

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    Pricing
    BILL Spend & Expense
    Editions & Modules
    No answers on this topic
    Offerings
    Pricing Offerings
    BILL Spend & Expense
    Free Trial
    Yes
    Free/Freemium Version
    Yes
    Premium Consulting/Integration Services
    Yes
    Entry-level Setup FeeNo setup fee
    Additional DetailsBILL Spend & Expense is free for all users
    More Pricing Information
    Community Pulse
    BILL Spend & Expense
    Considered Both Products
    BILL
    Chose BILL Spend & Expense
    We have really only used PNC's business credit cards. Their system was strange and they were not very helpful when we had issues.
    Incentivized
    Chose BILL Spend & Expense
    We used to use our bank corporate cards which are antiquated compared to Bill S&E.
    Incentivized
    Chose BILL Spend & Expense
    BILL Spend & Expense was one of the more affordable options, very user friendly and very good for creating easy ways to pay through BILL Spend & Expense or to assign budgets through BILL Spend & Expense. Some of the other options did offer more features but we did not normally …
    Incentivized
    Chose BILL Spend & Expense
    Bill Spend & Expense and Ramp are pretty comparable, but we ended up making the change to Ramp based on three factors:
    1. The actual receipt or invoice uploads into Sage Intacct, so when reviewing financials, everything is in one place.
    2. The cashback program was much simpler …
    Incentivized
    Chose BILL Spend & Expense
    We also used other credit cards for employee to use, such as bank issued credit card or Capital One issued credit card, so far Divvy Card is the best one. Users have very positive using experience. Accounting is also happy with this card since it is easy to manage and control …
    Incentivized
    Chose BILL Spend & Expense
    Have not compared or used other systems.
    Incentivized
    Chose BILL Spend & Expense
    We used Expensify previously and strongly prefer BILL. Expensify had no fraud protection, it was almost impossible to speak with a customer service rep, and the reconciliation process was tedious and clunky.
    Incentivized
    Chose BILL Spend & Expense
    I haven't used anything like Divvy before.
    Incentivized
    Chose BILL Spend & Expense
    Divvy was much more affordable (free) compared to Concur. It has all the functionally as Concur with a free, alternative solution. We selected Divvy because it helped us achieve three things; capture receipts, allow users to spend within their budgets, and set budgets to …
    Incentivized
    Chose BILL Spend & Expense
    Chase One Card Program

    This program is like Divvy's program but it is not user-friendly and is not easy-to-use software. It is very easy to make mistakes and break the system. Divvy is a much more superior product, and I would highly recommend it to anyone especially to advise …
    Incentivized
    Chose BILL Spend & Expense
    We haven't evaluated any other products.
    Incentivized
    Chose BILL Spend & Expense
    We have used American Express and BOA and while they both give you the standard use of a credit card, neither one allows you to do all the things that Divvy does. Virtual cards, budget increases, categorization, receipt maintenance. Divvy is the only one we have tried of this …
    Incentivized
    Chose BILL Spend & Expense
    We also researched other paid products (e.g. SAP Concur) and Divvy is far and beyond a better UI with all necessary features while they continue to improve and build out other fancy features.
    Incentivized
    Chose BILL Spend & Expense
    Divvy is the provider of the credit cards. Expensify and Concur only connects your outside cards to their system.
    Incentivized
    Chose BILL Spend & Expense
    There is no comparison to how easy Divvy is vs any other way of expense reporting because Divvy is real-time.
    Incentivized
    Chose BILL Spend & Expense
    Nothing out there compares to the agility and ease of use of Divvy. Adoption by those most resistant to any expense reporting tool has always been the #1 painpoint to all other such software.

    Divvy takes the pain away even for creatives and salespeople!
    Incentivized
    Key User Insights
    Would buy again
    100%
    Would buy again
    11 Answers
    Delivers good value for the price
    100%
    Delivers good value for the price
    11 Answers
    Happy with the feature set
    100%
    Happy with the feature set
    11 Answers
    Lived up to sales and marketing promises
    89%
    Lived up to sales and marketing promises
    8 Answers
    Implementation went as expected
    100%
    Implementation went as expected
    9 Answers
    Features
    BILL Spend & Expense
    Expense Management
    Comparison of Expense Management features of BILL Spend & Expense
    Feature
    BILL Spend & Expense
    9.2
    8 Ratings
    10% above category average
    Employee Expense Reporting8.86 Ratings
    Corporate Card Reconciliation9.67 Ratings
    Payment Management
    Comparison of Payment Management features of BILL Spend & Expense
    Feature
    BILL Spend & Expense
    8.9
    7 Ratings
    11% above category average
    Customizable Approval Policies9.37 Ratings
    Financial Document Management9.27 Ratings
    Payment Status Tracking8.94 Ratings
    Payment Audit Trail9.75 Ratings
    Duplicate Bill Detection7.43 Ratings
    Advanced OCR8.73 Ratings
    Electronic Funds Transfer9.25 Ratings
    Best Alternatives
    BILL Spend & Expense
    Small Businesses
    Brex
    Score9 out of 10
    Medium-sized Companies
    Expensify
    Score9 out of 10
    Enterprises
    Emburse Expense Enterprise (formerly Chrome River)
    Score8.3 out of 10
    All AlternativesView all alternatives
    User Ratings
    BILL Spend & Expense
    Likelihood to Recommend
    8.8
    (18 ratings)
    Usability
    9.5
    (7 ratings)
    Support Rating
    8.6
    (2 ratings)
    User Testimonials
    BILL Spend & Expense
    Likelihood to Recommend
    BILL
    There is a lot of functionality available for any company, and when you combine it with their A/P processing software, I'm sure the value of the software only increases. If you don't look back through your credit card receipts often, or don't have a lot of volume, the receipts not uploading into the accounting software isn't as much of an issue. For us, with roughly $200k of credit card spending each month, it became an issue. The rewards program was hard for us to take advantage of also, mostly because of our spending being spread across multiple companies. Even though we had everything set up together as one business, they still recognized each one as it's own, with it's own rewards requirements. I wouldn't deter anyone from going with Bill Spend & Expense, it's a solid program with a lot of capability, there are just a few small items that mattered to us more than the capabilities we take advantage of.
    Incentivized
    Read full review
    Pros
    BILL
    • Divvy does purchases very well. Getting money into the hands of those who need it, when they need it.
    • Budgeting is a breeze because card holders can only spend what is in their specific budget or on their card.
    • Customer support is usually pretty quick to respond
    Incentivized
    Read full review
    Cons
    BILL
    • I wish there were more options in the BILL reimbursement platform - for example, the ability to do a report instead of submit a single expense.
    • We would love for reimbursements to feed into QuickBooks differently, but we understand that this is an early feature and hope it is further developed in the future.
    Read full review
    Usability
    BILL
    The Divvy card provides convenience and flexibility for Finance to manage and monitor each user's transactions at any time. User can issue many virtual cards for different purposes. Transactions can be easily approved. Since we can monitor transaction closely, fraud can be prevented effectively. Mobile app is user friendly and safe.
    Incentivized
    Read full review
    Support Rating
    BILL
    We have enjoyed using Divvy and its functions. The Divvy team has been great, and their support team is outstanding. They have a chatbox on the platform, and they only seem to be someone on call. I have found its benefits to be outstanding, that I recommend it to my clients. I also feel that Divvy rolling out new features only makes it more compelling to stay on as a user.
    Incentivized
    Read full review
    Alternatives Considered
    BILL
    Nothing out there compares to the agility and ease of use of Divvy. Adoption by those most resistant to any expense reporting tool has always been the #1 painpoint to all other such software. Divvy takes the pain away even for creatives and salespeople!
    Incentivized
    Read full review
    Return on Investment
    BILL
    • Divvy is free, so it was tough for us to turn down. We decided to withhold our larger transactions from Divvy to receive those rewards directly.
    • Divvy has saved our Finance/Accounting team tons of time digging through expenses, reimbursements, invoices, etc.
    Incentivized
    Read full review
    ScreenShots

    BILL Spend & Expense Screenshots

    Screenshot of Company Dashboard - High level overview of a business's available credit and current spending.Screenshot of Mobile Wallet - Spend Smarter™ - To manage budgets and expenses on the goScreenshot of Budget Detail - For monitoring business budgetsScreenshot of Insights - Real-time visibilityScreenshot of Transactions - Displays a complete list of all transactions and their current status on a business's physical and virtual cards.