Risk & Liquidity

The FlexFinance Suite by FERNBACH is a software solution designed to meet the risk and liquidity management needs of the financial services sector. According to the vendor, this suite caters to professionals in industries such as banking, credit unions, asset management, insurance, and financial consulting. It offers a range of features and functionalities to help users effectively manage risk, optimize liquidity, and ensure regulatory compliance.

Key Features

Liquidity Management: According to the vendor, the FlexFinance Suite provides real-time monitoring of liquidity positions, enabling financial professionals to make informed decisions. It also offers cash flow forecasting and scenario analysis capabilities to anticipate and plan for potential liquidity challenges. Additionally, the suite includes liquidity stress testing functionalities to assess the resilience of liquidity positions under adverse conditions. Users can also manage liquidity buffers to ensure adequate liquidity levels.

Risk Management: The FlexFinance Suite offers comprehensive risk assessment and analysis tools, according to the vendor. It enables users to identify and measure various types of risks, including credit risk, market risk, liquidity risk, and operational risk. The suite also provides scenario analysis and stress testing capabilities to evaluate the impact of different risk scenarios. Users can develop risk mitigation strategies and controls based on the insights gained. Integration with regulatory frameworks and compliance requirements is also available.

Regulatory Compliance: The FlexFinance Suite ensures compliance with Basel III regulations, according to the vendor. It facilitates the reporting and disclosure of risk exposures, providing transparency to regulators and stakeholders. The suite also calculates capital adequacy ratios, ensuring institutions maintain sufficient capital levels. Integration with regulatory reporting systems streamlines compliance processes, reducing manual efforts and ensuring accuracy.

Collateral Management: The FlexFinance Suite includes collateral valuation and monitoring functionalities, according to the vendor. It enables users to assess the value of collateral assets accurately. The suite also offers collateral optimization and allocation capabilities to maximize the utilization of available collateral. Collateral eligibility and haircuts calculation functionalities ensure compliance with regulatory requirements. Users can also manage collateral substitution and release processes efficiently.

Funding and Cash Management: According to the vendor, the FlexFinance Suite provides tools for optimizing cash flows and forecasting future cash positions. It enables cash pooling and concentration, allowing users to consolidate cash balances and improve liquidity management. The suite supports funding strategy and planning to help users align funding needs with business objectives. Additionally, it facilitates the management of intercompany cash flows, ensuring efficient utilization of available funds.

Asset and Liability Management: The FlexFinance Suite enables users to align assets and liabilities effectively, according to the vendor. It includes asset and liability matching and optimization features. The suite also offers interest rate risk management functionalities to mitigate risks associated with interest rate fluctuations. Liquidity gap analysis capabilities help users identify and manage liquidity mismatches. Additionally, funds transfer pricing functionalities enable accurate allocation of costs and revenues to different business units.

Risk Analytics and Reporting: According to the vendor, the FlexFinance Suite provides advanced risk analytics and modeling capabilities. It enables users to gain deep insights into risk profiles. The suite offers comprehensive risk reporting and dashboards, enabling users to monitor risk exposures in real-time. It supports historical and predictive risk analysis to help users anticipate and mitigate potential risks. Integration with business intelligence tools enhances data visualization and reporting capabilities.