Alpha Fintech vs. Authorize.net

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Alpha Fintech
Score 8.0 out of 10
N/A
Alpha Fintech (formerly Alpha Payments Cloud) is a payment gateway software solution offered by the company of the same name in Ireland.N/A
Authorize.net
Score 8.2 out of 10
N/A
Authorize.net is a payment gateway software solution offered by Visa featuring secure data processing and fraud protection.
$25
monthly gateway
Pricing
Alpha FintechAuthorize.net
Editions & Modules
No answers on this topic
All-in-One Option
25 & 2.9% + $0.30
monthly gateway/per transaction
Payment Gateway Only
$25
monthly gateway
Offerings
Pricing Offerings
Alpha FintechAuthorize.net
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
Alpha FintechAuthorize.net
Top Pros

No answers on this topic

Top Cons

No answers on this topic

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Alpha FintechAuthorize.net
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User Ratings
Alpha FintechAuthorize.net
Likelihood to Recommend
-
(0 ratings)
8.3
(31 ratings)
Likelihood to Renew
-
(0 ratings)
9.1
(2 ratings)
Support Rating
-
(0 ratings)
5.0
(1 ratings)
User Testimonials
Alpha FintechAuthorize.net
Likelihood to Recommend
Alpha Payments Cloud
No answers on this topic
Visa
Authorize.net is reliable and I feel confident that customers' information is protected. The security protocols used by Authorize.net appear to be as good, and probably better than many credit card payment processors. However, the initial setup process was very difficult. I distinctly recall getting up and running as being very cumbersome and time-consuming. I also was disappointed with how the processing and deposit of payments were not consistent. I distinctly remember regretting the decision to go with Authorize.net. However, as mentioned before, with the time and effort required to get the account set up and running, I refused to go through the process again and try a different provider.
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Pros
Alpha Payments Cloud
No answers on this topic
Visa
  • Very smooth workflow to authorizing, capturing, voiding, and refunding charges. This can all be done via API calls, or through their online dashboard.
  • Their AVS settings for validating credit cards are substantial and have been reliable in ensuring that our customers cards are being used safely and properly.
  • Their uptime and response times are very good in general. The only issues we ever have communicating with their services is when our connection quality is compromised.
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Cons
Alpha Payments Cloud
No answers on this topic
Visa
  • The lack of data portability is a big issue for me.
  • Authorize.net uses the same $49.00 gateway setup fee to scam merchants out of money, which is no better than any of the other gateways out there.
  • Their customer service is not up to the mark. You can get stuck if you need any help from their end.
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Likelihood to Renew
Alpha Payments Cloud
No answers on this topic
Visa
Authorize.net has been a useful system for our Chamber. We appreciate the ease of use and access to our Main Frame. Connecting Authorize.net to our system for membership, event and other payment ease has been excellent and we have experienced no problems whatsoever.
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Support Rating
Alpha Payments Cloud
No answers on this topic
Visa
I have no experience directly with the support offered by Authorize.Net.
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Alternatives Considered
Alpha Payments Cloud
No answers on this topic
Visa
Authorize.net is a reliable and affordable payment processing service that offers more robust security than other services, such as Stripe or PayPal with their monthly fees at $25 dollars month lot of people may be turned off by these high prices but you get what you pay for - protection against fraud in risky transactions so I would recommend using Authorize.net if this matters to your business!
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Return on Investment
Alpha Payments Cloud
No answers on this topic
Visa
  • Lets us charge cards so we can get paid on time, every time.
  • It was very difficult to setup the DocuSign integration the first time, but after we got it setup, it's made the onboarding process very easy. That probably saves about 30 minutes every time we get a new client.
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ScreenShots