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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    AtoA Online Payments App

    N/A
    Small Businesses (1-50 employees)
    Atoa Business is a UK-based Payment Gateway and Payment Facilitation platform that enables businesses to collect payments through Open Banking (Pay by Bank) and traditional card processing. The solution utilizes secure APIs to facilitate direct bank-to-bank transfers, bypassing traditional card networks to reduce transaction fees and accelerate fund settlement. Key Capabilities Pay by Bank (Open Banking): Enables customers to authorize payments directly…N/A

    Authorize.net

    Score8 out of 10
    N/AAuthorize.net is a payment gateway software solution offered by Visa featuring secure data processing and fraud protection.

    $25

    monthly gateway

    Pricing
    AtoA Online Payments AppAuthorize.net
    Editions & Modules
    No answers on this topic
    All-in-One Option
    25 & 2.9% + $0.30
    monthly gateway/per transaction
    Payment Gateway Only
    $25
    monthly gateway
    Offerings
    Pricing Offerings
    AtoA Online Payments AppAuthorize.net
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional Details
    More Pricing Information
    Community Pulse
    AtoA Online Payments AppAuthorize.net
    Considered Both Products
    AtoA
    No answer on this topic
    Visa
    No answer on this topic
    Key User Insights
    Would buy again
    No answers on this topic
    90%
    Would buy again
    19 Answers
    Delivers good value for the price
    No answers on this topic
    100%
    Delivers good value for the price
    17 Answers
    Happy with the feature set
    No answers on this topic
    95%
    Happy with the feature set
    20 Answers
    Lived up to sales and marketing promises
    No answers on this topic
    93%
    Lived up to sales and marketing promises
    13 Answers
    Implementation went as expected
    No answers on this topic
    89%
    Implementation went as expected
    16 Answers
    Features
    AtoA Online Payments AppAuthorize.net
    Payment Gateways
    Comparison of Payment Gateways features of AtoA Online Payments App and Authorize.net
    Feature
    AtoA Online Payments App
    -
    Ratings
    Authorize.net
    9.0
    1 Ratings
    19% above category average
    Fraud Detection00 Ratings9.01 Ratings
    API or SDK00 Ratings9.01 Ratings
    Recurring Payment Support00 Ratings9.01 Ratings
    Best Alternatives
    AtoA Online Payments AppAuthorize.net
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    Apple Pay
    Score9.1 out of 10
    Apple Pay
    Score9.1 out of 10
    Medium-sized Companies
    Payoneer
    Score8 out of 10
    Payoneer
    Score8 out of 10
    Enterprises
    Checkout.com
    Score10 out of 10
    Checkout.com
    Score10 out of 10
    All AlternativesView all alternativesView all alternatives
    User Ratings
    AtoA Online Payments AppAuthorize.net
    Likelihood to Recommend
    -
    (0 ratings)
    8.0
    (31 ratings)
    Likelihood to Renew
    -
    (0 ratings)
    9.1
    (2 ratings)
    Usability
    -
    (0 ratings)
    8.0
    (1 ratings)
    Support Rating
    -
    (0 ratings)
    5.0
    (1 ratings)
    User Testimonials
    AtoA Online Payments AppAuthorize.net
    Likelihood to Recommend
    AtoA
    No answers on this topic
    Visa
    Authorize.net is reliable and I feel confident that customers' information is protected. The security protocols used by Authorize.net appear to be as good, and probably better than many credit card payment processors. However, the initial setup process was very difficult. I distinctly recall getting up and running as being very cumbersome and time-consuming. I also was disappointed with how the processing and deposit of payments were not consistent. I distinctly remember regretting the decision to go with Authorize.net. However, as mentioned before, with the time and effort required to get the account set up and running, I refused to go through the process again and try a different provider.
    Incentivized
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    Pros
    AtoA
    No answers on this topic
    Visa
    • Very smooth workflow to authorizing, capturing, voiding, and refunding charges. This can all be done via API calls, or through their online dashboard.
    • Their AVS settings for validating credit cards are substantial and have been reliable in ensuring that our customers cards are being used safely and properly.
    • Their uptime and response times are very good in general. The only issues we ever have communicating with their services is when our connection quality is compromised.
    Incentivized
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    Cons
    AtoA
    No answers on this topic
    Visa
    • The lack of data portability is a big issue for me.
    • Authorize.net uses the same $49.00 gateway setup fee to scam merchants out of money, which is no better than any of the other gateways out there.
    • Their customer service is not up to the mark. You can get stuck if you need any help from their end.
    Incentivized
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    Likelihood to Renew
    AtoA
    No answers on this topic
    Visa
    Authorize.net has been a useful system for our Chamber. We appreciate the ease of use and access to our Main Frame. Connecting Authorize.net to our system for membership, event and other payment ease has been excellent and we have experienced no problems whatsoever.
    Incentivized
    Read full review
    Usability
    AtoA
    No answers on this topic
    Visa
    Except for some of the back of the house issues with settings the overall usability was great
    Incentivized
    Read full review
    Support Rating
    AtoA
    No answers on this topic
    Visa
    I have no experience directly with the support offered by Authorize.Net.
    Incentivized
    Read full review
    Alternatives Considered
    AtoA
    No answers on this topic
    Visa
    Authorize.net is a reliable and affordable payment processing service that offers more robust security than other services, such as Stripe or PayPal with their monthly fees at $25 dollars month lot of people may be turned off by these high prices but you get what you pay for - protection against fraud in risky transactions so I would recommend using Authorize.net if this matters to your business!
    Incentivized
    Read full review
    Return on Investment
    AtoA
    No answers on this topic
    Visa
    • Lets us charge cards so we can get paid on time, every time.
    • It was very difficult to setup the DocuSign integration the first time, but after we got it setup, it's made the onboarding process very easy. That probably saves about 30 minutes every time we get a new client.
    Incentivized
    Read full review
    ScreenShots

    AtoA Online Payments App Screenshots

    Screenshot of AtoA online payments appScreenshot of card paymentsScreenshot of Third party integration