Brex vs. Happay

Very well suited for founders who are building companies in the US but are not US citizens. Works like a charm for start-ups who are looking for a cutting-edge product and not an outdated bank! Small-medium teams. Not well suited for those who are used to traditional banking and prefer in-person interaction or over the phone.

Incentivized

Happay is the best for all expenses which are unique in nature for employees. It creates the Flexibility of the wallet and incorporates ease of access for both the employer and the employee. Bill submissions are made much easier with the features along with the scanning of the bills. Happay helps in going completely paperless as well as an accounting tool for businesses, especially in MSME and SME companies which benefit from a greater tool.

Incentivized

• Rewards - The rewards were the main reason for us switching. Our previous card provider did not have a good rewards program.
• User Interface and experience - When a charge is recorded on the Brex card, users immediately receive a text notification asking them to send a picture of their receipt. Brex automatically attaches the receipts to the charge which has saved our users a significant amount of time.

Incentivized

• Clean UI
• Organised expense report
• Clear timelines of payout

Incentivized

• It can be somewhat confusing to transfer money between the credit card and bank side
• More help identifying areas of overspending
• More help tracking spending around specific accounts

Incentivized

• Very difficult to retrieve expenses that have already been approved
• Filling in data with required time stamp, which is difficult to do for each expense

Incentivized

Prompt and always extremely fast to respond. I also think the intuitiveness of their solution negates the need for much support

I have not faced any issues for which I had to call the support team, so I gave an average rating for the Happay Support Team.

Incentivized

Divvy allows you to get hyper focused in on how much individuals are allowed to spend. Honestly it is comparable to Brex, but is more well suited for micromanaging organizational spend. Brex is good because I am able to give my employees limits that match our budgets and I don't care about micromanaging their spend.

Incentivized

Happy has a much slick UI and it's easy to understand.

Incentivized

• No fee wire transfer.
• Net 60 credit card terms is good for our cashflow.
• Fast and easy employee credit cards saves us time.

Incentivized

• Time Management saving people from Hard copies
• Paper less so lesser cost
• Improved expense planning
• Category based cost optimisation

Incentivized