Likelihood to Recommend
The ease of integration using Checkout.com with
was a main deal breaker for us. It took us less than 1 business day to setup. Our CSM took over almost immediately when setup was completed and provided some potential plans on how we can improve approval ratings. At the same time, Checkout.com constantly introduces new features which is something I've rarely seen from my previous payment processors. Personally, I feel that Checkout.com should be used in any scenario where E-commerce is involved.
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Best for purchases above $200 and for customers that are "internet savvy"
Read full review Pros Processing is stable, Checkout is never down, high uptime Acquiring and gateway performance is excelled Anti-fraud tool is great, has a lot of risk filters and a shadow mode, an easy to use tool Amazing merchant support Best pricing/fees Work with all top acquirers Great success rate Support both network and gateway tokens APIs are easy Read full review The onboarding process is easy and they provided full resources They provide the customer communication/ language that customers seem to understand easily Their process works so well, we get compliments from our customers that use it! Read full review Cons It would be great to add a dashboard for tracking the scheme monitoring program. Dispute Dashboard - to see how many cases were won/lost. how many cases were won in a month and losses from chargebacks. Add the ability to test ML solutions from Checkout.com and custom rules (for example, 10% of the traffic to give ML to compare what is better). Read full review There are really no areas for functional improvements, beyond working to lower our cost. Read full review Likelihood to Renew
We have a long term contract and we already have them in our plans for the next 5 years.
Read full review Reliability and Availability
In the last 3 years that I have been working with Checkout.com, they had an unplanned outage that lasted less than a few minutes. Their uptime is amazing. If they have maintenance, unlike banks, they don't have downtime during this time. We frequently require their support and Checkout.com responds to us within minutes. When we have important rollouts, I schedule calls with our merchant support manager to monitor the rollout/perform tests, etc. It is always easy to find time lost even with short notice.
Read full review Performance
Checkout.com performance as an acquirer and a PSP is excellent. We have too many transactions per day, therefore reports take some time to generate before they are available for downloading. But it indeed takes reasonable time. We use native/h2h integration therefore, there is no redirection issue, all pages load quickly on our side. Based on my experience, Checkout.com will never never integrate with software or systems that will slow them down. Amongst all payment methods they offer, all are processed immediately, without delays.
Read full review Support Rating
Support has been excellent. They've been very communicative and informative about plans. And we can see how we can utilise them more going forward for expansion and set a target of alternative markets, which should overall increase our sales. On the regulatory side, we get updated details about changes to regulations.
Read full review Alternatives Considered
We are not using only checkout.com; however, while choosing the 2nd provider, we made a choice for Checkout.com because: a. all needed basic features available, b. good pricing, c. developing company, d. teams who ask what the merchant wants and, after that - implement what the merchant wants (that's the most important).
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Future pay has a nice niche, for individuals, not businesses. We also use QuickSpark leasing and Affirm payments.
Read full review Scalability
Our tech team implemented payments API to process payments online. Analytics team receives transaction repots that we use to build our own performance dashboards and help to reconcile transactions. API is indeed flexible - we don't use all features but if required we can easily implement them. When Checkout.com adds new features or functionalities, some of them can be used even on an older API version which saved us tech resources and implementation time. We use the same API to expand into new markets - technically we don't need to change anything when we want to launch payments in a new country.
Read full review Return on Investment Slick user journeys, especially using their 'hosted fields' solution. Simple pricing model has meant taking volumes away from other acquirers who seek to boggle Time to market has been as little as a third of the time compared to our other acquirers thanks to their slick onboarding process. Read full review We are getting incrementally more revenue by offering FuturePay for customers that would otherwise have postponed a purchase. Read full review ScreenShots