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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    BILL Spend & Expense

    Score8.9 out of 10
    N/ABILL Spend and Expense (formerly Divvy) is an all-in-one expense management solution that combines free software with corporate cards to provide you with real-time visibility and customizable control over your business finances.

    $0

    Skrill

    Score7.5 out of 10
    N/ASkrill is a payment gateway software solution offered by Skrill USA, Inc..N/A
    Pricing
    BILL Spend & ExpenseSkrill
    Editions & Modules
    No answers on this topic
    No answers on this topic
    Offerings
    Pricing Offerings
    BILL Spend & ExpenseSkrill
    Free Trial
    YesNo
    Free/Freemium Version
    YesNo
    Premium Consulting/Integration Services
    YesNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional DetailsBILL Spend & Expense is free for all users—
    More Pricing Information
    Community Pulse
    BILL Spend & ExpenseSkrill
    Considered Both Products
    BILL
    No answer on this topic
    Paysafe
    No answer on this topic
    Key User Insights
    Would buy again
    100%
    Would buy again
    11 Answers
    90%
    Would buy again
    9 Answers
    Delivers good value for the price
    100%
    Delivers good value for the price
    11 Answers
    100%
    Delivers good value for the price
    9 Answers
    Happy with the feature set
    100%
    Happy with the feature set
    11 Answers
    100%
    Happy with the feature set
    10 Answers
    Lived up to sales and marketing promises
    89%
    Lived up to sales and marketing promises
    8 Answers
    100%
    Lived up to sales and marketing promises
    6 Answers
    Implementation went as expected
    100%
    Implementation went as expected
    9 Answers
    100%
    Implementation went as expected
    9 Answers
    Features
    BILL Spend & ExpenseSkrill
    Expense Management
    Comparison of Expense Management features of BILL Spend & Expense and Skrill
    Feature
    BILL Spend & Expense
    9.2
    8 Ratings
    10% above category average
    Skrill
    -
    Ratings
    Employee Expense Reporting8.86 Ratings00 Ratings
    Corporate Card Reconciliation9.67 Ratings00 Ratings
    Payment Management
    Comparison of Payment Management features of BILL Spend & Expense and Skrill
    Feature
    BILL Spend & Expense
    8.9
    7 Ratings
    11% above category average
    Skrill
    -
    Ratings
    Customizable Approval Policies9.37 Ratings00 Ratings
    Financial Document Management9.27 Ratings00 Ratings
    Payment Status Tracking8.94 Ratings00 Ratings
    Payment Audit Trail9.75 Ratings00 Ratings
    Duplicate Bill Detection7.43 Ratings00 Ratings
    Advanced OCR8.73 Ratings00 Ratings
    Electronic Funds Transfer9.25 Ratings00 Ratings
    Payment Gateways
    Comparison of Payment Gateways features of BILL Spend & Expense and Skrill
    Feature
    BILL Spend & Expense
    -
    Ratings
    Skrill
    8.7
    2 Ratings
    16% above category average
    Fraud Detection00 Ratings9.01 Ratings
    API or SDK00 Ratings8.52 Ratings
    Recurring Payment Support00 Ratings8.01 Ratings
    Billing and Invoicing Support00 Ratings9.01 Ratings
    Global Support00 Ratings9.52 Ratings
    Payment Form Acceptance00 Ratings8.52 Ratings
    Best Alternatives
    BILL Spend & ExpenseSkrill
    Small Businesses
    Brex
    Score9 out of 10
    Apple Pay
    Score9.1 out of 10
    Medium-sized Companies
    Expensify
    Score9 out of 10
    Payoneer
    Score8 out of 10
    Enterprises
    Emburse Expense Enterprise (formerly Chrome River)
    Score8.3 out of 10
    Checkout.com
    Score10 out of 10
    All AlternativesView all alternativesView all alternatives
    User Ratings
    BILL Spend & ExpenseSkrill
    Likelihood to Recommend
    8.8
    (18 ratings)
    7.5
    (10 ratings)
    Likelihood to Renew
    -
    (0 ratings)
    6.0
    (1 ratings)
    Usability
    9.5
    (7 ratings)
    10.0
    (2 ratings)
    Support Rating
    8.6
    (2 ratings)
    -
    (0 ratings)
    User Testimonials
    BILL Spend & ExpenseSkrill
    Likelihood to Recommend
    BILL
    There is a lot of functionality available for any company, and when you combine it with their A/P processing software, I'm sure the value of the software only increases. If you don't look back through your credit card receipts often, or don't have a lot of volume, the receipts not uploading into the accounting software isn't as much of an issue. For us, with roughly $200k of credit card spending each month, it became an issue. The rewards program was hard for us to take advantage of also, mostly because of our spending being spread across multiple companies. Even though we had everything set up together as one business, they still recognized each one as it's own, with it's own rewards requirements. I wouldn't deter anyone from going with Bill Spend & Expense, it's a solid program with a lot of capability, there are just a few small items that mattered to us more than the capabilities we take advantage of.
    Incentivized
    Read full review
    Paysafe
    Skrill is my preferred way of doing money transactions abroad typically when I need a safe secured and efficient way of sending money overseas and the amount is low. Most other portals tend to charge a transfer fee for lower amounts but Skrill does not charge a transaction fee when I use the ACH Transfer even for lower amounts. For personal use, I have used the debit card to fuel transactions and it allows you the same facility as the debit card. If I need to complete the transaction within a day and want the money to be available in the receiving account overseas the same day, I prefer another portal that has the option of express service that Skrill does not offer.
    Incentivized
    Read full review
    Pros
    BILL
    • Divvy does purchases very well. Getting money into the hands of those who need it, when they need it.
    • Budgeting is a breeze because card holders can only spend what is in their specific budget or on their card.
    • Customer support is usually pretty quick to respond
    Incentivized
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    Paysafe
    • It is a global payment processor that accepts payments from all around the world.
    • Because of the high security requirements for signing in, no one can readily access the account.
    • Real-Time Payments - Payment Gateway
    Incentivized
    Read full review
    Cons
    BILL
    • I wish there were more options in the BILL reimbursement platform - for example, the ability to do a report instead of submit a single expense.
    • We would love for reimbursements to feed into QuickBooks differently, but we understand that this is an early feature and hope it is further developed in the future.
    Read full review
    Paysafe
    • Skrill's UI can be bloated and slow sometimes, and overcomplicated
    • There are some issues with localization and language, some concepts didn't see to be translated properly
    • What an e-wallet is, is not super clear to potential users
    Incentivized
    Read full review
    Likelihood to Renew
    BILL
    No answers on this topic
    Paysafe
    We ended up using Tipalti which seems to have solved our specific needs better, though it is more expensive.
    Incentivized
    Read full review
    Usability
    BILL
    The Divvy card provides convenience and flexibility for Finance to manage and monitor each user's transactions at any time. User can issue many virtual cards for different purposes. Transactions can be easily approved. Since we can monitor transaction closely, fraud can be prevented effectively. Mobile app is user friendly and safe.
    Incentivized
    Read full review
    Paysafe
    Because it's simple to use, works well since we have first set it up and we never had any issues with it.
    Incentivized
    Read full review
    Support Rating
    BILL
    We have enjoyed using Divvy and its functions. The Divvy team has been great, and their support team is outstanding. They have a chatbox on the platform, and they only seem to be someone on call. I have found its benefits to be outstanding, that I recommend it to my clients. I also feel that Divvy rolling out new features only makes it more compelling to stay on as a user.
    Incentivized
    Read full review
    Paysafe
    No answers on this topic
    Alternatives Considered
    BILL
    Nothing out there compares to the agility and ease of use of Divvy. Adoption by those most resistant to any expense reporting tool has always been the #1 painpoint to all other such software. Divvy takes the pain away even for creatives and salespeople!
    Incentivized
    Read full review
    Paysafe
    I use different payment systems depending on the goal. Skrill is good when my contractor prefers this way of payment. Also, Skrill is a preferred payment option in many online services, which makes it easy to use. Also, Skrill issues a real plastic Visa card you can use like any bank card.
    Incentivized
    Read full review
    Return on Investment
    BILL
    • Divvy is free, so it was tough for us to turn down. We decided to withhold our larger transactions from Divvy to receive those rewards directly.
    • Divvy has saved our Finance/Accounting team tons of time digging through expenses, reimbursements, invoices, etc.
    Incentivized
    Read full review
    Paysafe
    • I can quickly deposit my international multi-currency account without making an expensive wire transfer, with no border restriction as long as I have the mobile app with me.
    • Skrill is very convenient for each transfer amount up to EURO 2,500, and EURO 15,000/monthly.
    • Possibility of hiring freelancers for my company with immediate payments.
    Incentivized
    Read full review
    ScreenShots

    BILL Spend & Expense Screenshots

    Screenshot of Company Dashboard - High level overview of a business's available credit and current spending.Screenshot of Mobile Wallet - Spend Smarter™ - To manage budgets and expenses on the goScreenshot of Budget Detail - For monitoring business budgetsScreenshot of Insights - Real-time visibilityScreenshot of Transactions - Displays a complete list of all transactions and their current status on a business's physical and virtual cards.