EBizCharge vs. GoCardless

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
EBizCharge
Score 8.1 out of 10
N/A
EBizCharge supports integrated B2B payments for users across the United States and Canada, allowing businesses to securely accept transactions, anywhere, anytime, inside 50 ERP, CRM, accounting, and eCommerce solutions. EBizCharge is designed to increase payment processing efficiency, eliminate double entry, reduce human error, improve security, and simplify the customer experience. EBizCharge provides online and mobile credit card processing, unlimited transaction history, customizable…N/A
GoCardless
Score 8.7 out of 10
N/A
GoCardless, from the company of the same name in San Francisco, is a recurring payments platform that integrates with the applications businesses use every day, to give businesses more visibility over payments and saving the time on tasks like payment reconciliation. The vendor states they partner with more than 150 billing and subscription software partners globally, including Xero, Sage, QuickBooks, Zuora and Salesforce.N/A
Pricing
EBizChargeGoCardless
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
EBizChargeGoCardless
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeOptionalNo setup fee
Additional Details
More Pricing Information
Community Pulse
EBizChargeGoCardless
Considered Both Products
EBizCharge
Chose EBizCharge
PayFabric was what we switched from and the customer service and features were not as good as what EBizCharge was able to offer us. And EbizCharge was cheaper overall than PayFabric which helped our company budget as a whole
GoCardless
Chose GoCardless
GoCardless sends an email when a customer signs up in the portal which is crucial. We have many issues with not knowing when a customer has signed up to make a payment. GoCardless is seamless with a checkbox that makes this function possible. Our other software does not do …
Chose GoCardless
GoCardless better fit Kanopy's needs for the following reasons: (1) desire to decrease credit card payments which carry higher costs, (2) single payment solution for 12+ countries via direct debit at no fees for customers, and (3) better customer integration potential for …
Chose GoCardless
We didn't research a lot of platforms as GoCardless offered pretty much everything we were looking for, i.e low cost, easy to use & implement.
Chose GoCardless
It stacks up well against Stripe but I think they serve different purposes. Stripe is better when it comes to integrations, GoCardless is great for recurring payments, particularly for service-based businesses.
Chose GoCardless
GoCardless provides a simple way to take one-off card payments or set up direct debits for customers. Payment links can be included on electronic invoices, and certainly, from a UK perspective, it provides a more professional appearance than using, say, PayPal for …
Chose GoCardless
For direct debit it is superb. Integration is much easier, and it supports the different strands of our company's UK and European payments landscape.
Chose GoCardless
Gocardless had no integration or monthly fees. You only pay for what you use. Windcave has monthly fees (and a setup fee).
Chose GoCardless
[GoCardless has] lower fees and is easier to use.
Features
EBizChargeGoCardless
Payment Gateways
Comparison of Payment Gateways features of Product A and Product B
EBizCharge
9.0
Ratings
20% above category average
GoCardless
8.4
Ratings
13% above category average
Fraud Detection9.00 Ratings6.80 Ratings
Billing and Invoicing Support9.00 Ratings10.00 Ratings
Payment Form Acceptance9.00 Ratings8.70 Ratings
API or SDK00 Ratings5.00 Ratings
Recurring Payment Support00 Ratings10.00 Ratings
Global Support00 Ratings10.00 Ratings
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EBizChargeGoCardless
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User Ratings
EBizChargeGoCardless
Likelihood to Recommend
8.0
(0 ratings)
9.0
(0 ratings)
Usability
8.0
(0 ratings)
9.0
(0 ratings)
Support Rating
-
(0 ratings)
2.0
(0 ratings)
User Testimonials
EBizChargeGoCardless
Likelihood to Recommend
In my opinion, they are well suited to capturing your business from their competition. In my experience, they are unreachable one they sign your company as their merchant provider. In my experience, without any notice will increase their charges on transactions without notice. In my opinion, if there is a depute they will not go to bat for you.
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I think it's a great payment gateway for small businesses which are new to the business and looking for something low budget & an easy-to-use platform to begin accepting the payments. It does streamline the cash flow & gives good visibility to payment status but sometimes it takes 3-4 days in the reconciliation of balances which might not be suitable for businesses looking to have a quick turn-around-time of balances.
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Pros
  • Process the credit card payments
  • pay on time
  • bank deposit
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  • Reliably takes recurring payments
  • Makes it easy and secure for customers to set up their direct debits with us
  • Informs us when payments have failed at the customer's end
  • Makes it easy to see upcoming payments that will be collected
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Cons
  • We have had issues with the automatic import of payments from EBizCharge
  • into Acumatica. When we manually import them, they successfully apply to the correct order/invoice, but when we had it on automatic, we would get duplicated payment entries which created more unnecessary work for us having to delete them after.
  • We were told that previously used credit cards on a customer account would not show up if another user wanted to pay for a separate order/invoice, but they do show up. We have a couple of accounts that many, many users pay through and it would be way too hard to create a new account for each user since there are so many that use it. We just wanted the ability to not have the previously used credit cards shown on a new payment, but they are which is super inconvenient for security purposes.
  • We previously had issues with payments not being imported to the correct account but that has gotten better. Not resolved completely, but better. It just creates more work for us having to go into the payment and change it to the correct account and then validate it.
  • We previously had issues with payments not being imported to the correct account but that has gotten better. Not resolved completely, but better. It just creates more work for us having to go into the payment and change it to the correct account and then validate it.
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  • Reduction in fees for customers who use it for large volumes of clients
  • Easier for clients to review their payment plans
  • Payment sooner to our bank account
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Usability
- Good customer service if bugs arise - Easy streamlined process for the Accounts Receivable side of our company
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It has a good web dashboard, you can see who has paid, who hasn’t, when payments will be taken from client and when they will arrive in the bank account
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Support Rating
No answers on this topic
There is no phone support, email only, and the support is slow coming. The support staff often don't read your support query properly, so you waste time having to re-explain yourself. That is the only downside of this product.
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Alternatives Considered
PayFabric was what we switched from and the customer service and features were not as good as what EBizCharge was able to offer us. And EbizCharge was cheaper overall than PayFabric which helped our company budget as a whole
Read full review
GoCardless better fit Kanopy's needs for the following reasons: (1) desire to decrease credit card payments which carry higher costs, (2) single payment solution for 12+ countries via direct debit at no fees for customers, and (3) better customer integration potential for company website portal and A/R 3rd party tool.
Read full review
Return on Investment
  • In my experience, loss of revenue
  • In my experience, no contact with merchant
  • In my experience, no customer service
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  • Customers appreciate using a bank account for payments to eliminate any credit card fees that may be implemented in the future.
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ScreenShots